The top-rated sr-22 insurance agent in Union, New Jersey is AAA Union, rated 4.4 stars across 193 reviews. Other highly rated options include David Roy - State Farm Insurance Agent, State Farm Insurance Agent Max Smirnov, Farmers Insurance - David Robbins. This directory lists 16 sr-22 insurance agents serving Union.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Union | 2317 US-22 | (908) 557-5222 |
| 2 | David Roy - State Farm Insurance Agent | 530 Chestnut St Suite 102 | (908) 688-2051 |
| 3 | State Farm Insurance Agent Max Smirnov | 1051 Stuyvesant Ave. | (908) 810-0040 |
| 4 | Farmers Insurance - David Robbins | 2717B Morris Ave | (908) 557-5251 |
| 5 | Tavares Insurance Agency | 2086 Morris Ave | (908) 686-0404 |
| 6 | Allianza Insurance | 1191 Morris Ave | (908) 444-4067 |
| 7 | Insurance Associates Plus | 1523 Morris Ave | (908) 964-9010 |
| 8 | Annagard Insurance Agency | 397 Chestnut St Suite 6 | (908) 888-0120 |
| 9 | Karing Is Mutual LLC | 1575 Vauxhall Rd | (908) 468-7522 |
| 10 | Ringler Insurance Agency | 2225 Morris Ave | (908) 688-0011 |
AAA Union serves Union County, New Jersey, as a local provider of SR-22 insurance agent services. The company helps drivers file and manage the high-risk insurance certificate required by the state. For individuals needing to reinstate a suspended license or meet court mandates after a violation, this agent offers essential guidance. They handle financial responsibility filings and assist with the necessary paperwork for state compliance. Specific services include processing SR-22 bonds for motor vehicle violations and filing proof of insurance for license reinstatement cases.
David Roy - State Farm Insurance Agent in Union, NJ, provides SR-22 insurance filings and accompanying auto liability coverage for drivers who require this certificate of financial responsibility. The office assists clients in completing the necessary paperwork to reinstate suspended licenses and maintain compliance with state law. Support is offered for policy modifications and claims filing over the life of the SR-22 requirement. Its services cover vehicles for single-family homes, apartments, retail operations, and restaurants.
State Farm Insurance Agent Max Smirnov in Union, NJ, works with drivers who require SR-22 insurance, often due to license suspensions or serious traffic violations. This agency helps these clients file the necessary financial responsibility paperwork with the state, ensuring they meet legal requirements to drive. Typical services include advising on coverage limits that satisfy SR-22 mandates and bundling with standard auto policies. Additionally, the agent assists homeowners and local businesses with broader insurance needs. The office also serves nearby Elizabeth and the broader Union County area.
Farmers Insurance - David Robbins serves Union, New Jersey, and surrounding communities with SR-22 insurance agent services. This agency handles the complex filing requirements for drivers needing an SR-22 certificate, which proves financial responsibility after certain driving incidents. They also manage high-risk auto policies and assist clients with reinstating suspended licenses. To handle a typical job, the agent gathers prior policy details and court documents, then submits a certified SR-22 filing directly to the New Jersey Motor Vehicle Commission on the client’s behalf.
Tavares Insurance Agency in Union, NJ assists drivers with SR-22 insurance, distinguishing between a one-time filing and the ongoing coverage required to maintain compliance. The agency handles the necessary liability policies that meet state mandates for high-risk motorists. Services include processing the SR-22 certificate with the state and securing continuous protection over multiple policy periods. Their support for clients operates on an as-needed basis, with each filing tied to individual driving record requirements rather than scheduled appointments.
As the colder months approach in Union, many drivers face the added requirement of an SR-22 filing after a license suspension. Allianza Insurance helps residents secure this essential certificate to reinstate their driving privileges. They review each client's unique situation to determine the necessary liability coverage for New Jersey compliance. The process ensures the required form is filed promptly with the Motor Vehicle Commission, restoring legal driving status. An initial assessment of driving history and vehicle details is conducted during the first consultation.
Insurance Associates Plus offers specialty services as an SR-22 insurance agent in Union, NJ, assisting drivers who need this specific financial responsibility filing. The company generally works with local clients to understand the documentation required by the state and helps them secure the necessary coverage to reinstate driving privileges. It also provides guidance on how SR-22 filings differ from standard auto policies. This support is particularly valuable for those facing the end of a license suspension period, when prompt filing is needed to avoid further delays in getting back on the road.
Annagard Insurance Agency in Union, NJ provides general insurance services for clients seeking compliance with financial responsibility requirements. The agency specializes in filing SR-22 certificates, a form often required after specific driving incidents to reinstate or maintain driving privileges. In addition to SR-22 insurance, Annagard offers related coverage options that help meet state mandates. The company serves a variety of commercial sectors, including offices, warehouses, and food service businesses operating within the local area.
Karing Is Mutual LLC provides SR-22 insurance services for residential clients in Union, New Jersey, with additional support available for commercial coverage needs throughout the local area. The agency guides drivers through the specific filing and documentation required by authorities after an insurance lapse or serious violation. Their team helps individuals restore their driving privileges while maintaining the necessary financial responsibility. They also offer follow-up assistance between regular policy periods to ensure continued compliance with all state requirements.
Ringler Insurance Agency in Union, NJ is known for processing SR-22 insurance filings for drivers who require proof of financial responsibility. The agency serves local clients needing this mandated certificate after license suspension or revocation. It offers standard auto liability coverage that satisfies state requirements while keeping filings current with New Jersey authorities. Policyholders receive assistance with reinstating driving privileges through proper documentation submission. As a specialty service, this agent can also handle non-owner SR-22 policies for residents who do not own a vehicle but still need legal driving clearance.
What Does a a Sr-22 Insurance Agent in Union Cost?
The cost for an SR-22 insurance agent in Union, New Jersey, typically includes a one-time filing fee of 15 to 50 dollars. Your insurance premium may increase significantly, often ranging from 800 to 2,500 dollars per year for high-risk drivers, depending on your driving record and the insurer. Actual costs vary by your specific situation, age, and vehicle. This is general information and not insurance advice.
About sr-22 insurance agents in Union
If you need an SR-22 insurance agent in Union, New Jersey, you are looking for a professional who can file an SR-22 certificate with the New Jersey Motor Vehicle Commission. This certificate proves you carry the minimum liability insurance required by New Jersey law, often after a DUI or serious traffic violation. Union residents can work with local agents to meet state requirements and keep their driving privileges active.
Frequently Asked Questions
What is an SR-22 insurance agent in Union, New Jersey?
An SR-22 insurance agent is a licensed insurance professional who helps you obtain and file an SR-22 certificate with the New Jersey Motor Vehicle Commission. This certificate is not insurance itself but a guarantee from your insurer that you carry the required coverage. Agents in Union can assist with finding a policy that meets New Jersey minimums.
How long do I need an SR-22 in New Jersey?
In New Jersey, you typically need an SR-22 for three years from the date of your license suspension or reinstatement. If you let the policy lapse, the insurance company must notify the MVC, which can lead to another suspension. The three-year period is set by New Jersey law and cannot be shortened.
What are the minimum insurance requirements for an SR-22 in New Jersey?
New Jersey requires minimum liability coverage of 15,000 dollars per person for bodily injury, 30,000 dollars per accident for bodily injury, and 5,000 dollars for property damage. Your SR-22 certificate confirms you have at least these limits. Some drivers may need higher limits depending on their violation.
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