The top-rated sr-22 insurance agent in Middletown, Rhode Island is AAA Middletown, rated 4.6 stars across 216 reviews. Other highly rated options include Carey, Richmond & Viking Insurance, Hilb Group, KVT Insurance LLC. This directory lists 14 sr-22 insurance agents serving Middletown.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | AAA Middletown | 49 E Main Rd | (401) 841-5000 |
| 2 | Carey, Richmond & Viking Insurance | 2 Corporate Pl Suite 306 | (401) 683-3900 |
| 3 | Hilb Group | 500 W Main Rd | (401) 847-5200 |
| 4 | KVT Insurance LLC | 2 Corporate Pl | (401) 849-8502 |
| 5 | Aquidneck Island Insurance | 702 Aquidneck Ave #18 | (401) 354-2172 |
| 6 | The SIG Insurance Agencies: Middletown, Rhode Island | 999 West Main Street | (401) 849-4100 |
| 7 | New Insurance Agency RI | 674 Aquidneck Ave | (401) 859-4140 |
| 8 | Defend Insure Agency | 12 Circle Dr | (401) 213-1715 |
| 9 | Nationwide Insurance: Roy L Souza | 999 W Main Rd | (401) 849-4100 |
| 10 | Newport Insurance Agency | 460 E Main Rd | (401) 619-1660 |
AAA Middletown serves Newport County and the surrounding regions of Rhode Island as an SR-22 insurance agent. This company helps drivers file the mandatory financial responsibility certificate required after certain driving violations. Handling filings for non-owner policies, it assists clients who do not own a vehicle. It also manages reinstatements following license suspensions and supports individuals seeking to meet state requirements for regaining driving privileges. The firm processes both standard SR-22 filings and DUI-related certificates.
Carey, Richmond & Viking Insurance in Middletown, RI provides a range of SR-22 insurance services, helping clients file the required financial responsibility certificate with local authorities. Its general approach supports clients in obtaining and maintaining the necessary coverage throughout the filing period. The agency arranges standard financial responsibility certifications for drivers who require them following certain license reinstatements or legal determinations. It handles required documentation for those needing coverage on single-family homes, apartments, retail locations, and restaurants.
Serving homeowners, renters, and drivers across Middletown, Hilb Group provides SR-22 insurance filings for individuals who need to reinstate their driving privileges. Its agents file the necessary financial responsibility forms with local authorities, ensuring clients maintain required coverage for high-risk policies. The agency assists customers through the paperwork process, offering clear guidance on mandatory minimums. Hilb Group also covers those living in nearby Newport, extending its support throughout Aquidneck Island.
KVT Insurance LLC serves Middletown, Rhode Island, and the surrounding Newport County communities, working with drivers who require an SR-22 filing. This office handles the complex requirements of high-risk automobile insurance, including the mandatory financial responsibility certification for the state’s Division of Motor Vehicles. It also addresses related issues such as non-owner policies for those without a vehicle. A typical job is managed by first verifying a client’s specific court or DMV mandate before processing the filing directly with state authorities.
For buyers of SR-22 insurance in Middletown, RI, Aquidneck Island Insurance provides both one-time filings for a single incident and recurring service for those who require continuous proof of financial responsibility. Its coverage satisfies the minimum liability requirements set by Rhode Island law, helping drivers reinstate their licenses after a suspension. Service runs on a scheduled basis to ensure the SR-22 certificate remains active for the mandated period without gaps in coverage.
When winter weather leads to lapses in auto insurance on Aquidneck Island, local drivers often require an SR-22 filing to reinstate their licenses. The SIG Insurance Agencies in Middletown works with area motorists to secure this high-risk certificate from their provider. This service helps meet Rhode Island’s mandatory financial responsibility requirement after a suspension. The process begins with a confidential initial assessment of the driver’s personal situation and their current policy status.
New Insurance Agency RI provides standard liability and property coverage for vehicles and businesses throughout Middletown. Its specialty includes SR-22 insurance filings, required for high-risk drivers needing proof of financial responsibility with state authorities. The agency also addresses unique coverage needs demanded by local regulations. Commercial services support area offices, warehouses, and food service operations requiring general and auto liability protection under specific risk profiles.
Defend Insure Agency in Middletown, RI focuses specifically on SR-22 insurance filings alongside general auto coverage for local drivers. It assists residents through the required filing process with state authorities to reinstate or maintain driving privileges. The agency also handles standard personal auto policies and other related insurance needs for the community. For drivers facing winter weather incidents that necessitate an SR-22 due to a lapse or major violation, the agency can provide guidance and timely paperwork to meet Rhode Island legal requirements.
Serving residential clients in Middletown, Nationwide Insurance: Roy L Souza also provides commercial coverage for SR-22 needs throughout the local area. This agency helps drivers meet state-mandated filings after a license suspension, ensuring proper documentation is submitted to maintain legal driving status. The process includes verifying coverage requirements and handling the necessary paperwork. Regular follow-up assistance is available between policy renewals to confirm continuous compliance and manage any updates needed.
What Does a a Sr-22 Insurance Agent in Middletown Cost?
The cost for an SR-22 filing in Rhode Island typically ranges from 15 to 50 dollars per filing fee, though some insurers include it in the policy cost. Your overall auto insurance premium may increase by 50 to 100 percent or more depending on the violation. For example, a driver with a clean record might pay around 1,200 dollars annually, while an SR-22 driver could pay 2,000 to 3,500 dollars per year. This is general information and not insurance advice.
About sr-22 insurance agents in Middletown
An SR-22 is a certificate of financial responsibility required by the Rhode Island Division of Motor Vehicles for drivers with certain violations. In Middletown, local agents can help you file this form with the state and secure the necessary auto liability coverage. Rhode Island law mandates minimum liability limits of 25,000 dollars per person and 50,000 dollars per accident for bodily injury, plus 25,000 dollars for property damage.
Frequently Asked Questions
What is an SR-22 filing in Rhode Island?
An SR-22 is not an insurance policy but a form your insurance company files with the Rhode Island DMV to prove you have liability coverage. It is typically required after a DUI, reckless driving, or driving without insurance. The filing period in Rhode Island is usually three years.
How do I find an SR-22 insurance agent in Middletown?
You can search online for local independent insurance agencies that offer high-risk auto policies. Many agents in Middletown work with multiple carriers to find coverage for drivers needing an SR-22. Be sure to ask if they file SR-22 forms electronically with the Rhode Island DMV.
Will my insurance rates go up with an SR-22 in Rhode Island?
Yes, having an SR-22 requirement usually increases your premium because you are considered a high-risk driver. Rates vary based on your driving record, age, and the insurance company. Some carriers specialize in high-risk policies and may offer more competitive rates.
Sr-22 Insurance Agents in Other Rhode Island Cities
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