The top-rated sr-22 insurance agent in Royse City, Texas is Kari Hargrave - State Farm Insurance Agent, rated 4.8 stars across 127 reviews. Other highly rated options include Dominic Schillace - State Farm Insurance Agent, Farmers Insurance - Khristopher Vancil, Bob Ellis Insurance Services-Independent Insurance Agency. This directory lists 13 sr-22 insurance agents serving Royse City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kari Hargrave - State Farm Insurance Agent | 109 W Main St A | (972) 635-9995 |
| 2 | Dominic Schillace - State Farm Insurance Agent | 1101 W Interstate 30 Ste 104 | (972) 635-8458 |
| 3 | Farmers Insurance - Khristopher Vancil | 5196 TX-276 | (214) 308-6508 |
| 4 | Bob Ellis Insurance Services-Independent Insurance Agency | 115 FM 2453, 2661 FM 35 C | (972) 636-9491 |
| 5 | TWFG Caldwell Insurance | 403 S Elm St | (972) 635-6772 |
| 6 | Mark's Insurance | 2994 FM551 | (972) 373-4496 |
| 7 | Terry Hayden: Allstate Insurance | 4864 TX-276 | (972) 722-0025 |
| 8 | Farmers Insurance - Patrick Raines | 422 I-30 Ste I | (972) 722-7496 |
| 9 | Ron Olson: Allstate Insurance | 118 E Main St #100 | (972) 636-7955 |
| 10 | Kuykendall Insurance | 9459 FM 35 | (972) 635-6255 |
Kari Hargrave - State Farm Insurance Agent serves the Royse City, Texas area with SR-22 insurance services. This agency assists drivers who require an SR-22 certificate, often following license reinstatement or traffic violations. They help individuals understand the documentation needed to file with the Texas Department of Public Safety. The office provides guidance on maintaining the required coverage period and policy compliance. They handle both non-owner SR-22 filings and standard vehicle liability certificates.
Dominic Schillace - State Farm Insurance Agent in Royse City, Texas, provides specialized SR-22 insurance solutions for drivers requiring proof of financial responsibility. This service supports individuals filing this certificate with the state after certain driving incidents. Beyond standard filings, Dominic Schillace assists clients in navigating the specific SR-22 requirements and reinstating their driving privileges. He can also add on tailored auto insurance coverage to meet the ongoing needs of local drivers in the Royse City area.
Farmers Insurance - Khristopher Vancil serves homeowners, renters, and vehicle owners in Royse City, TX, who require SR-22 insurance filing. As an agent, Khristopher assists clients in obtaining the certificate of financial responsibility mandated after certain driving infractions. The agency handles the paperwork and policy adjustments needed to meet state requirements and restore driving privileges. It also provides guidance on how SR-22 filings affect standard auto coverage. This location additionally offers its services to drivers in the nearby community of Fate, ensuring residents there have access to necessary compliance solutions.
TWFG Caldwell Insurance serves Royse City and the surrounding communities in northeastern Texas, handling sr-22 insurance filings for drivers who require proof of financial responsibility. The agency manages the certificate filing process with the state to reinstate driving privileges after a suspension. It assists individuals in securing the mandatory liability coverage that meets state minimum requirements. To complete a typical job, the agent reviews the driver's specific situation first and then submits the necessary documentation directly to the Texas Department of Motor Vehicles.
Mark's Insurance in Royse City, TX provides both one-time SR-22 filings and ongoing policy services, ensuring clients meet state financial responsibility requirements. The agent explains how a simple mistake or a major violation can trigger the need for this specific proof of coverage. They help drivers navigate the mandatory filing period while keeping standard liability coverage active. Assistance includes handling the necessary paperwork for the Texas Department of Public Safety. Service for SR-22 matters operates on a scheduled, as-needed basis determined by each client's individual situation.
Terry Hayden: Allstate Insurance provides SR-22 insurance services in Royse City, Texas, helping drivers file the required financial responsibility certificate with the state. It also offers general auto coverage to local residents, assisting with standard policies and liability needs. The agency regularly works with clients who have had license suspensions from DUI incidents or other driving violations, addressing the specific requirements for reinstatement and helping drivers prepare for upcoming holiday traffic seasons when stricter enforcement occurs.
With local drivers needing to reinstate their licenses after a suspension or DUI, Royse City residents require accurate sr-22 insurance filings. Farmers Insurance - Patrick Raines serves this need by providing the required financial responsibility certificates directly to the Texas Department of Public Safety. Policies are structured to meet the strict state-guided limits while helping clients remain compliant with their driving privileges. The initial step involves a straightforward review of the client’s existing or lapsed coverage to calculate the correct filing requirements for that specific situation.
Ron Olson: Allstate Insurance in Royse City, Texas, provides SR-22 filings and associated liability coverage for drivers who require proof of financial responsibility. The agency assists clients with obtaining the necessary insurance certificate and maintaining continuous coverage as mandated by local regulations. Policyholders receive guidance on reinstating driving privileges and complying with state requirements. The office serves individual drivers as well as commercial operators, handling needs for single-family residences.
Kuykendall Insurance, located in Royse City, TX, provides general insurance services to area drivers. The agency specializes in SR-22 insurance filings, which are required for high-risk motorists to reinstate driving privileges. This certification ensures compliance with state financial responsibility laws after certain violations. The agency offers these certificates to help qualifying clients meet their legal coverage requirements efficiently. Kuykendall Insurance serves a variety of commercial sectors including small offices, warehouses, and food service operations.
What Does a a Sr-22 Insurance Agent in Royse City Cost?
In Texas, the cost of an SR-22 insurance policy varies by driver history and coverage level. The SR-22 filing fee itself is usually between 15 and 25 dollars. However, the underlying insurance premium can increase by 50 to 100 percent or more after a DUI or major violation. Typical annual premiums for high-risk drivers in Royse City range from 1,200 to 3,000 dollars. This is general information, not insurance advice.
About sr-22 insurance agents in Royse City
An SR-22 insurance agent in Royse City Texas helps drivers file the required financial responsibility certificate with the Texas Department of Public Safety. This form is often needed after a DUI conviction or a serious traffic violation. Texas law mandates that an SR-22 must be maintained for two years from the date of reinstatement.
Frequently Asked Questions
What does an SR-22 insurance agent do in Royse City?
An SR-22 insurance agent helps you obtain a liability policy that meets Texas minimum coverage limits. They then file the SR-22 certificate with the Texas DPS on your behalf. The agent also monitors your policy to ensure continuous coverage for the required period.
How long do I need an SR-22 in Texas?
Texas law typically requires an SR-22 for two years from the date your driving privilege is reinstated. If you let the policy lapse, the insurance company must notify the Texas DPS, which can lead to a license suspension. You must maintain the SR-22 for the full two-year period without gaps.
Can I get an SR-22 insurance policy with a non-owner policy in Royse City?
Yes, a non-owner SR-22 policy is available for drivers in Royse City who do not own a vehicle but need to meet Texas SR-22 requirements. This policy provides liability coverage when you drive a borrowed or rented car. It is often the most affordable option for high-risk drivers without a vehicle.
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