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SR-22 Insurance Agents in Rancho Santa Margarita, CA

Browse sr-22 insurance agents serving Rancho Santa Margarita, California. Contact information and addresses listed below.

15 agents listed
Updated May 2026
Rancho Santa Margarita, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 15 sr-22 insurance agents in Rancho Santa Margarita, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Lori Garabedian - State Farm Insurance Agent
30052 Aventura # C, Rancho Santa Margarita, CA 92688
(949) 858-4400 lgginsurance.com
David C. Duncan Insurance Services, Inc.
30376 Esperanza Suite 200, Rancho Santa Margarita, CA 92688
(949) 836-8116 duncaninsuranceservices.com
Farmers Insurance - Jerry Farcone
30201 Aventura Ste 201, Rancho Santa Margarita, CA 92688
(949) 709-7860 agents.farmers.com
Rick Sicro - State Farm Insurance Agent
22362 Gilberto Ste 240, Rancho Santa Margarita, CA 92688
(949) 240-9300 ricksf.com
George Menclewicz: Allstate Insurance
22342 Avenida Empresa Ste 130, Rancho Santa Margarita, CA 92688
(949) 459-2795 agents.allstate.com
Adam Bays - State Farm Insurance Agent
22521 Avenida Empresa Ste 105, Rancho Santa Margarita, CA 92688
(949) 305-8432 adambays.com
Farmers Insurance - Cameron Watson
30162 Tomas Ste 205, Rancho Santa Margarita, CA 92688
(800) 922-6526 agents.farmers.com
Shorr Agency Inc
30211 Avenida de las Banderas, Rancho Santa Margarita, CA 92688
(888) 737-6200 shorragency.com
Julie's Insurance Services
30211 Avenida de las Banderas # 200, Rancho Santa Margarita, CA 92688
(949) 979-6771 juliesinsurance.com
Farmers Insurance - Renee Connell
30211 Avenida de las Banderas # 200, Rancho Santa Margarita, CA 92688
(949) 888-6610 agents.farmers.com
Phillip Robinson Insurance Agency, Inc.
30211 Avenida de las Banderas #200, Rancho Santa Margarita, CA 92688
(949) 525-8072
RSM INSURANCE & FINANCIAL SERVICES
22342 Avenida Empresa Ste 130, Rancho Santa Margarita, CA 92688
(877) 459-2795
Rischel Insurance Services
31441 Santa Margarita Pkwy, Rancho Santa Margarita, CA 92688
(949) 589-8763
Farmers Insurance
30021 Tomas, Rancho Santa Margarita, CA 92688
(949) 581-4466 farmers.com
totalinsuranceaccess
22342 Avenida Empresa #255, Rancho Santa Margarita, CA 92688
+234 714 990 4362 totalinsuranceaccess.com

If you need an SR-22 insurance agent in Rancho Santa Margarita, California, you are likely dealing with a DUI, reckless driving, or an at-fault accident without insurance. California law requires drivers to file an SR-22 certificate with the DMV to prove financial responsibility for a set period, often three years. A local agent can help you obtain this certificate and find an auto insurance policy that meets state minimum liability requirements.

What Does a SR-22 Insurance Agent in Rancho Santa Margarita Cost?

The cost of an SR-22 insurance policy in California varies widely based on your driving record, age, and the insurance company. The SR-22 filing fee itself is usually between 15 and 50 dollars. However, your overall auto insurance premium may increase significantly, often by 50 to 200 percent or more, after a DUI or major violation. Some drivers in Rancho Santa Margarita pay 100 to 300 dollars per month for minimum coverage with an SR-22. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does an SR-22 insurance agent in Rancho Santa Margarita do?
An SR-22 insurance agent helps you file an SR-22 certificate with the California DMV. They also find an insurance policy that meets the state minimum liability limits of 15/30/5. The agent handles the paperwork so you can keep your driving privileges.
How long do I need an SR-22 in California?
In California, the SR-22 filing requirement typically lasts three years from the date of the violation or court order. If you let your insurance lapse during that time, the insurer must notify the DMV, which may suspend your license again.
Can I get an SR-22 insurance policy if I do not own a car in Rancho Santa Margarita?
Yes, you can get a non-owner SR-22 insurance policy in California. This policy provides liability coverage when you drive a car you do not own. It satisfies the DMV requirement and is often cheaper than a standard policy.