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Find SR-22 Insurance Agents Near You in Fernandina Beach, FL
Looking for a sr-22 insurance agent in Fernandina Beach? Review the directory below to compare your options.
4 agents listed
Updated May 2026
Fernandina Beach, FL
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Florida before hiring.
Showing 4 sr-22 insurance agents in Fernandina Beach, FL
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Fernando Cevallos - State Farm Insurance Agent
474418 E State Rd 200, Fernandina Beach, FL 32034
(904) 261-2664
fernandinafern.com
Estrella Insurance
474268 E State Rd 200, Fernandina Beach, FL 32034
(904) 432-8736
agents.estrellainsurance.com
Morrow Insurance Group, Inc.
1896 S 14th St STE 5, Fernandina Beach, FL 32034
(904) 261-0707
morrowig.com
CM SR22 Insurance Group
3321 S Fletcher Ave, Fernandina Beach, FL 32034
(855) 698-0461
cmsr22insurancegroup.com
An SR-22 insurance agent in Fernandina Beach helps drivers obtain the certificate of financial responsibility required by Florida law after certain traffic violations. Florida requires SR-22 filings for license reinstatement following DUI convictions, at-fault accidents without insurance, or excessive points. Local agents understand the specific filing procedures with the Florida Department of Highway Safety and Motor Vehicles and can help you meet state legal requirements quickly.
What Does a SR-22 Insurance Agent in Fernandina Beach Cost?
The cost of an SR-22 filing in Fernandina Beach typically includes a one-time filing fee of 15 to 25 dollars plus the premium for your high-risk auto insurance policy. Monthly premiums for SR-22 coverage in Florida often range from 50 to 150 dollars, but can be higher depending on your driving record, age, and the type of violation. Some insurers also charge a policy reinstatement fee if your coverage was canceled. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is an SR-22 and why do I need an agent in Fernandina Beach?
An SR-22 is a certificate filed by your insurance company with the state to prove you carry the required liability coverage. You need an agent in Fernandina Beach to help you obtain this filing after a DUI, a serious traffic violation, or a lapse in insurance coverage. Florida law mandates SR-22 filings for a minimum of three years from the date of reinstatement.
How long does an SR-22 filing last in Florida?
Florida law requires most drivers to maintain an SR-22 filing for three consecutive years. If you cancel your policy or let it lapse during that time, the insurance company must notify the state, which can lead to license suspension. Your agent can help you set up reminders to avoid gaps in coverage.
Can I get an SR-22 in Fernandina Beach if I do not own a car?
Yes, you can obtain a non-owner SR-22 policy in Fernandina Beach if you do not own a vehicle but need to drive. This policy provides liability coverage when you borrow or rent a car and meets Florida financial responsibility requirements. Your agent can explain the differences between owner and non-owner SR-22 policies.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Florida.