The top-rated supplemental insurance agent in Florence, Alabama is Farmers Insurance - Mark Holley, rated 4.9 stars across 239 reviews. Other highly rated options include Alfa Insurance - The Oakley Agency, United Benefits, Acceptance Insurance. This directory lists 18 supplemental insurance agents serving Florence.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Farmers Insurance - Mark Holley | 464 E Tennessee St | (256) 767-5555 |
| 2 | Alfa Insurance - The Oakley Agency | 4731 Chisholm Rd | (256) 754-7100 |
| 3 | United Benefits | 3295 Co Rd 47 | (866) 558-2121 |
| 4 | Acceptance Insurance | 3109 Florence Blvd | (256) 449-7017 |
| 5 | Guardian Insurance Group | 2103 Florence Blvd | (256) 994-3339 |
| 6 | Lyndsay Warren - COUNTRY Financial Agent | 2101 Florence Blvd ste a | (256) 383-7077 |
| 7 | Hicks & Associates | 1801 N Wood Ave | (256) 766-6000 |
| 8 | Southern States Insurance | 104 S Pine St | (256) 765-0030 |
| 9 | Jessica Stoltz - COUNTRY Financial Agent | 851 Cox Creek Pkwy | (256) 718-8494 |
| 10 | Grier Insurance | 103 E Tennessee St | (256) 766-2222 |
Farmers Insurance - Mark Holley serves the Florence, Alabama area as a supplemental insurance agent. This agency focuses on providing additional coverage options that can help bridge gaps left by standard health or life insurance policies. Supplemental plans often address specific needs such as accident recovery, critical illness treatment, or hospital confinement. By offering these targeted insurance products, the agency assists local residents in managing unexpected medical costs and income loss. Farmers Insurance - Mark Holley specifically handles accident insurance and hospital indemnity plans in this region.
Alfa Insurance - The Oakley Agency in Florence, AL, offers a range of supplemental insurance services, including accident, hospital indemnity, and critical illness coverage. The agency focuses on helping clients fill gaps in their primary health plans with straightforward, policyholder-friendly products. Its service approach emphasizes clear explanations of coverage options and responsive claims assistance. The agency works with individual policyholders across various property types, including single-family homes, apartments with personal lines, and local retail or restaurant businesses seeking employee benefit solutions.
United Benefits serves homeowners and property managers in the Florence, AL area, offering supplemental insurance policies to cover gaps left by standard health or property plans. Their agents help clients select products that address unexpected medical costs or deductibles. The company operates as a supplemental insurance agent, providing guidance on plan choices tailored to individual needs and budgets. It also extends its services to residents in the adjacent community of Muscle Shoals for added local convenience.
Acceptance Insurance serves the Florence, Alabama metro area, offering supplemental insurance agent services to help cover gaps left by primary health plans. These policies provide financial protection against unexpected medical costs and loss of income. The company assists residents with selecting coverage that complements existing benefits. Among its handled services, it specializes in accident and critical illness insurance, ensuring clients have additional support during serious health events.
Guardian Insurance Group serves Florence, Alabama, and the surrounding communities in the Tennessee Valley region. As a supplemental insurance agent, it handles policies that cover gaps left by major medical plans, such as accident, critical illness, and hospital indemnity coverage. These plans help clients manage out-of-pocket costs and income loss during unexpected health events. For a typical job, the company meets with residents to review existing coverage, explains how supplemental options can fill specific financial exposures, and enrolls them in a policy that aligns with their household budget and health risks.
Lyndsay Warren with COUNTRY Financial in Florence, AL offers both one-time and recurring supplemental insurance service options to meet different client needs. As a local supplemental insurance agent, coverage is designed to help fill gaps left by standard health plans, providing financial support for unexpected medical expenses or income loss. The office serves the Florence area on an as-needed basis, allowing clients to request assistance when life events or coverage questions arise.
As spring storms approach the Tennessee Valley, many residents in Florence begin evaluating their existing medical coverage gaps. Hicks & Associates provides supplemental insurance options designed to fill needs not addressed by primary health plans, offering policies that can assist with copays, deductibles, and critical illness expenses. The company serves local individuals and families seeking straightforward plans through a personalized consultation process. Initial steps involve reviewing a client’s current healthcare status and policy gaps during a brief no-obligation inspection of coverage needs.
Southern States Insurance specializes in supplemental insurance policies, offering coverage that works alongside major medical plans. It provides agents who guide clients through options such as accident, cancer, and hospital indemnity plans. The company serves residents across Florence, Alabama, helping them fill gaps in existing health coverage. Many local families seek these policies to manage out-of-pocket costs during unexpected medical events. During open enrollment periods, the agency assists with comparing benefits to ensure adequate protection against seasonal illness or injury-related expenses that primary insurance may not fully cover.
Jessica Stoltz, a COUNTRY Financial agent in Florence, AL, offers supplemental insurance solutions for residents, covering needs that primary health policies often leave unmet. Commercial clients in the area can also access similar gap coverage to protect their businesses. Service extends throughout the Florence region, providing local support for policy questions and claims. After an initial enrollment, the agency typically contacts clients for annual reviews or when new coverage options become available, ensuring policies keep pace between regular scheduled visits.
Based in Florence, AL, Grier Insurance works with individuals to identify gaps in their primary health coverage. The agency focuses on supplemental insurance agents, offering policies that help cover out-of-pocket expenses from accidents or critical illnesses. These plans typically provide cash benefits that can be used for deductibles, copays, or everyday living costs. Grier Insurance serves commercial clients as well, including those managing offices, warehouses, and food service operations where unique liability risks may require added protection.
What Does a a Supplemental Insurance Agent in Florence Cost?
Costs for supplemental insurance in Florence vary by plan type, age, and health status. Medicare Supplement Plan G premiums typically range from $100 to $200 per month for a 65-year-old. Cancer policies may cost $30 to $80 monthly. Hospital indemnity plans often run $50 to $150 per month. These are general estimates; actual prices depend on the insurer and your underwriting. This information is general and not insurance advice.
About supplemental insurance agents in Florence
Supplemental insurance agents in Florence, Alabama help residents fill gaps in their primary health coverage. These agents offer policies such as Medicare Supplement plans, accident insurance, and critical illness coverage. Alabama law requires agents to be licensed through the Alabama Department of Insurance, ensuring they meet state standards for selling supplemental products.
Frequently Asked Questions
What types of supplemental insurance are available in Florence Alabama?
Common supplemental plans include Medicare Supplement (Medigap) plans, cancer insurance, hospital indemnity, and accident policies. Agents in Florence can also offer short-term medical and dental coverage. These plans help pay for deductibles, copays, and services not covered by major medical insurance.
How do I choose a supplemental insurance agent in Florence?
Look for an agent licensed in Alabama with experience in supplemental products. Check their standing with the Alabama Department of Insurance. Ask about the specific carriers they represent and whether they offer plans that fit your budget and health needs.
Are there Alabama-specific rules for supplemental insurance policies?
Yes. Alabama law sets a 30-day free look period for Medicare Supplement policies, allowing you to cancel for a full refund. The state also requires agents to provide a policy summary and outline of coverage before you buy. These rules protect consumers from misleading sales practices.