The top-rated supplemental insurance agent in Lake Havasu City, Arizona is World Insurance Associates LLC, rated 4.9 stars across 200 reviews. Other highly rated options include Richards Nygren Insurance, Kendi A Schembri Insurance, Jean Works - State Farm Insurance Agent. This directory lists 20 supplemental insurance agents serving Lake Havasu City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | World Insurance Associates LLC | 94 Acoma Blvd S # 102 | (866) 277-7162 |
| 2 | Richards Nygren Insurance | 2126 McCulloch Blvd N #15 | (928) 398-2126 |
| 3 | Kendi A Schembri Insurance | 2457 Baron Dr | (928) 453-7571 |
| 4 | Jean Works - State Farm Insurance Agent | 1915 McCulloch Blvd N #108 | (928) 453-2244 |
| 5 | Deborah J Miller - State Farm Insurance Agent | 1600 McCulloch Blvd N #1B | (928) 854-6693 |
| 6 | Berolina Insurance Group LLC - Jamie Hindley Licensed Life & Health Agent | 2119 McCulloch Blvd N | (928) 764-8779 |
| 7 | Aldridge Insurance Services | 430 Lake Havasu Ave #102 | (928) 855-1247 |
| 8 | Crest Insurance Group | 430 El Camino Way | (928) 857-4884 |
| 9 | Farm Bureau Financial Services: Alison Warner-Williams | 1600 McCulloch Blvd N #5b | (928) 846-3232 |
| 10 | Empire Insurance Brokers | 2119 McCulloch Blvd N | (760) 814-8304 |
World Insurance Associates LLC serves Lake Havasu City, Arizona and the surrounding Mohave County area as a supplemental insurance agent. The company helps individuals and families close coverage gaps by offering policies that complement primary health or medical plans. These plans can provide financial protection for unexpected health events and out-of-pocket costs not covered by major medical insurance. Common services include helping clients enroll in hospital indemnity plans to cover daily stays and accident policies for injury-related expenses. It also facilitates access to critical illness coverage for specific diagnoses.
As a supplemental insurance agent, Richards Nygren Insurance offers a range of policies designed to fill gaps left by primary health or life coverage. Its services include accident, critical illness, and hospital indemnity plans, helping clients manage out-of-pocket expenses. The agency also provides ongoing policy review and claims assistance to ensure coverage remains aligned with changing needs. Richards Nygren Insurance serves individual homeowners, renters, and families residing in Lake Havasu City, AZ, as well as small commercial property owners managing apartments, retail spaces, and restaurants.
Homeowners and property managers in Lake Havasu City rely on Kendi A Schembri Insurance for supplemental insurance agent services. The focus is on offering additional policies that fill gaps left by standard coverage, helping clients manage out-of-pocket expenses from unexpected events. They work to explain various options and tailor selections to individual circumstances. This agent also serves clients in the nearby community of Parker, along the Colorado River, extending support throughout the broader Mohave County area.
Serving Lake Havasu City and the surrounding communities of Mohave County, Jean Works - State Farm Insurance Agent handles supplemental insurance needs for local residents. This agency assists with policies designed to cover gaps left by primary health or life plans, offering options like accident or hospital indemnity coverage. The agent works directly with each client to review existing coverage and identify suitable plans. For a typical job, the agent begins with a personal consultation to assess individual requirements before presenting available policy choices.
Deborah J Miller - State Farm Insurance Agent offers clients a clear choice between one-time policy placements and ongoing service plans. Supplemental insurance agents in Lake Havasu City, AZ help fill gaps left by primary health or life coverage, often for specific needs like accidents or hospital stays. The office provides tailored policy reviews to identify missing coverage. Local residents schedule appointments to explain policy details or adjust existing plans. Service runs on an as-needed basis, with no fixed appointments required.
Berolina Insurance Group LLC - Jamie Hindley Licensed Life & Health Agent specializes in supplemental insurance products that fill gaps left by primary health coverage. It provides various policies designed to help with out-of-pocket expenses not typically covered by major medical plans. Serving the Lake Havasu City area, the agency assists residents in managing unexpected costs from accidents or critical illnesses. It also helps clients address rising out-of-pocket expenses during the annual open enrollment season for Medicare Advantage and Part D plans.
For Lake Havasu City residents facing unexpected medical costs during the bustling winter visitor season, Aldridge Insurance Services provides supplemental insurance agent support to help fill gaps in primary health coverage. The company works with clients to explain how Medicare supplements and hospital indemnity plans might apply to local healthcare needs. Each engagement typically begins with a straightforward inspection or initial-assessment step, where the agent reviews an individual’s existing benefits and identifies potential coverage exposures.
Crest Insurance Group in Lake Havasu City, Arizona is a local agency focused on providing supplemental insurance policies to residents in the area. The agency helps clients fill coverage gaps left by traditional health or Medicare plans, such as accident, critical illness, and hospital indemnity benefits. Crest Insurance Group guides individuals through the options for added financial protection. Additionally, the office can arrange specialized dental and vision add-on plans for those seeking more complete healthcare coverage.
Farm Bureau Financial Services: Alison Warner-Williams in Lake Havasu City, AZ works with individuals and businesses to build financial protection through insurance products. The company specializes in supplemental insurance, offering policies that fill coverage gaps left by standard health or life plans. These add-ons help clients manage out-of-pocket expenses from accidents, critical illnesses, or hospital stays. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations requiring tailored employee benefit solutions.
Empire Insurance Brokers serves the Lake Havasu City, Arizona area, specializing in supplemental insurance agent services. The company helps local residents fill gaps in their primary health coverage with optional policies tailored to individual needs. These plans cover expenses that traditional insurance often leaves out, such as deductibles and copayments. Clients can also find coverage for specific benefits like accident protection and critical illness support, ensuring financial security during unexpected medical events.
What Does a a Supplemental Insurance Agent in Lake Havasu City Cost?
The cost of a supplemental insurance policy in Arizona varies by plan type age and health status. For a Medicare Supplement Plan G monthly premiums in Lake Havasu City typically range from 120 to 250 dollars. Other plans like Plan N may cost 90 to 180 dollars per month. Costs can change each year and are not guaranteed. This is general information not insurance advice.
About supplemental insurance agents in Lake Havasu City
Supplemental insurance agents in Lake Havasu City help residents find policies that cover costs not paid by primary health plans. These agents can assist with Medicare Supplement plans Medigap and other gap-filling coverage. Arizona law requires agents to be licensed and follow state regulations when offering these products to consumers.
Frequently Asked Questions
What is a supplemental insurance agent in Lake Havasu City?
A supplemental insurance agent is a licensed professional who helps you buy policies that pay for expenses your main health insurance does not cover. In Arizona agents must hold a valid insurance license and follow state rules for selling Medicare supplements and other plans.
When can I enroll in a Medicare Supplement plan in Arizona?
The best time to enroll is during your Medigap Open Enrollment Period. This six-month window starts when you are 65 or older and enrolled in Medicare Part B. During this period Arizona law guarantees you can buy any Medigap policy without medical underwriting.
Are there Arizona specific rules for supplemental insurance agents?
Yes Arizona requires all insurance agents to be licensed by the Arizona Department of Insurance and Financial Institutions. Agents must also complete continuing education and follow strict marketing and disclosure rules when selling supplemental policies.
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