The top-rated supplemental insurance agent in San Luis, Arizona is Martin Armijo - State Farm Insurance Agent, rated 4.9 stars across 195 reviews. Other highly rated options include R L Jones Insurance Services, Morales Insurance Group LLC - San Luis Office, Farmers Insurance - Gustavo MacGrew. This directory lists 10 supplemental insurance agents serving San Luis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Martin Armijo - State Farm Insurance Agent | 639 Main St Ste B | (928) 722-1150 |
| 2 | R L Jones Insurance Services | 800 Main St A | (928) 627-8212 |
| 3 | Morales Insurance Group LLC - San Luis Office | 526 N William Brks Ave | (928) 276-4543 |
| 4 | Farmers Insurance - Gustavo MacGrew | 851 Main St | (928) 722-0071 |
| 5 | L.A. Insurance | 705 Main St | (928) 627-6633 |
| 6 | Farmers Insurance - Valentin Guzman - San Luis | 1910 E Cesar Chavez Blvd ste 5b | (928) 627-8000 |
| 7 | R. Abundiz Insurance Services | 689 Main St SUITE 7 | (928) 550-5423 |
| 8 | MD Morgan Medicare | 679 N William Brks Ave suite f | (928) 285-8252 |
| 9 | Martha Garcia American Family Insurance | 1453 Main St D | (928) 627-6690 |
| 10 | Rodney D Young Insurance | 582 Piceno Dr | (928) 627-1252 |
Martin Armijo - State Farm Insurance Agent serves Yuma, Arizona, and the surrounding communities, handling supplemental insurance coverage needs. This agency works with policies that help fill gaps left by primary health or life plans, offering choices for accident, critical illness, and hospital indemnity protection. It focuses on explaining policy details clearly so each client understands their options. To manage a typical job, the agent conducts a personal review of the client's existing coverage to identify potential vulnerabilities.
R L Jones Insurance Services serves the San Luis, Arizona metro area as a supplemental insurance agent. It helps clients fill gaps in their primary health coverage by offering policies that provide additional financial protection for everyday medical costs. These plans can cover expenses like copays, deductibles, and hospital stays that typical insurance may not fully address. The company handles supplemental insurance products such as Medicare supplement plans and hospital indemnity policies in the San Luis area.
Morales Insurance Group LLC - San Luis Office provides supplemental insurance agent services designed to help cover gaps left by primary health plans within the San Luis area. Their service model focuses on policy management and guiding clients through claims and benefits utilization during enrollment periods. Regular plan reviews and renewal support are offered to ensure coverage remains aligned with individual needs. The company services a variety of properties, including single-family homes, apartments, retail establishments, and restaurants.
Farmers Insurance - Gustavo MacGrew serves homeowners, renters, and small business owners in San Luis, AZ, helping them select supplemental insurance policies that cover gaps left by standard plans. The agency guides clients through options for accident, critical illness, and hospital indemnity coverage to provide extra financial protection. Services include personalized consultations to match individual needs and assist with filing claims. The agency also covers clients in Somerton, ensuring residents throughout the surrounding Yuma County area have access to supplemental insurance solutions.
L.A. Insurance serves San Luis, Arizona, and the surrounding Yuma County communities, handling supplemental insurance coverage for local residents. It provides policies that complement major medical plans, helping clients manage out-of-pocket costs like deductibles and copays. The company assists individuals and families with options for accident, critical illness, and hospital indemnity plans. For a typical job, L.A. Insurance follows a straightforward process of reviewing a client’s existing coverage, identifying gaps, and presenting suitable supplemental solutions to address those specific needs.
Farmers Insurance - Valentin Guzman - San Luis specializes in supplemental insurance policies that fill gaps in primary health and life coverage. In San Luis, AZ, it assists individuals and families with selecting plans that address out-of-pocket medical expenses and income protection during recovery. Its general service work includes explaining policy details and helping clients compare options. As the winter season approaches, the agency helps local residents secure supplemental coverage for increased medical visits due to seasonal illnesses.
In San Luis, AZ, R. Abundiz Insurance Services assists individuals who are deciding between one-time supplemental plans and ongoing coverage options like accident or hospital indemnity policies. As a local supplemental insurance agent, the company helps fill gaps left by primary health insurance, addressing out-of-pocket costs and specific medical events. Service appointments and policy reviews are available on a schedule that can be arranged for specific needs, either one-time for initial enrollment or on an as-needed basis for periodic adjustments throughout the year.
During Medicare’s annual enrollment period, residents of San Luis, AZ, often find their existing coverage gaps more apparent. MD Morgan Medicare, a supplemental insurance agency in the area, assists clients in evaluating plans designed to cover costs traditional Medicare does not, such as coinsurance and deductibles. The agency focuses on explaining how different supplement policies align with individual healthcare needs and budgets. After an initial consultation, an agent reviews the client’s current coverage and medical priorities to determine which plans merit further inspection.
Martha Garcia American Family Insurance helps clients in San Luis, Arizona, secure essential coverage for unexpected life events. As a supplemental insurance agent, the company offers policies that complement primary health plans to provide additional financial protection during medical crises or accidents. These specialized add-ons can assist with out-of-pocket costs like deductibles and copays. The agency serves a variety of commercial sectors, including local offices, warehouses, and food service businesses.
Rodney D Young Insurance serves residential clients in San Luis, Arizona, with supplemental insurance coverage designed to complement existing health plans. The agency also offers similar commercial policies for local business owners needing additional protection. Their service area encompasses the surrounding Yuma County communities. Policyholders receive personalized assistance during each enrollment period and can schedule follow-up appointments for adjustments or claims support between their regular plan reviews.
What Does a a Supplemental Insurance Agent in San Luis Cost?
Supplemental insurance agent services in Arizona are typically commission based, meaning you do not pay a fee directly to the agent. The cost of the insurance itself varies by plan type, age, and health status. For example, a Medigap Plan G in Arizona can range from 100 to 250 dollars per month for a 65 year old non smoker. Costs for hospital indemnity or accident plans may be 30 to 80 dollars per month. This is general information, not insurance advice.
About supplemental insurance agents in San Luis
Supplemental insurance agents in San Luis, Arizona help residents find coverage that fills gaps in Medicare or employer health plans. Arizona law requires all agents to be licensed by the Arizona Department of Insurance and to follow strict disclosure rules. Working with a local agent can help you understand how plans like Medigap or hospital indemnity work in Yuma County.
Frequently Asked Questions
What is a supplemental insurance agent in San Luis?
A supplemental insurance agent helps you buy policies that cover costs not paid by your main health plan, such as deductibles or copays. In Arizona, agents must hold a valid resident license and follow state regulations on plan marketing and enrollment.
Do I need a supplemental insurance agent in Arizona?
You do not need an agent, but many people use one to compare plans and understand Arizona specific rules like the Medigap open enrollment period. An agent can explain how state laws affect pre existing condition waiting periods and guaranteed issue rights.
How do I choose a supplemental insurance agent in San Luis?
Look for an agent who is licensed in Arizona and has experience with Medicare supplements or employer gap plans. You can verify a license through the Arizona Department of Insurance website. Ask about their knowledge of local providers and hospital networks in Yuma County.
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