The top-rated supplemental insurance agent in Fort Smith, Arkansas is Heath Roberts - State Farm Insurance Agent, rated 5.0 stars across 689 reviews. Other highly rated options include Absolute Insurance, Dominguez Insurance Agency, ASAP Insurance Services, Inc.. This directory lists 20 supplemental insurance agents serving Fort Smith.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Heath Roberts - State Farm Insurance Agent | 2218 S 57th St | (479) 452-4088 |
| 2 | Absolute Insurance | 4979 Old Greenwood Rd Suite A3 | (479) 561-1700 |
| 3 | Dominguez Insurance Agency | 2400 Rogers Ave | (479) 434-4834 |
| 4 | ASAP Insurance Services, Inc. | 2308-B Midland Blvd | (479) 783-0356 |
| 5 | F & M Insurance Agency, Inc. | 2610 Towson Ave | (479) 785-0269 |
| 6 | Berryhill Insurance Group | 2322 S 58th St | (479) 783-2801 |
| 7 | Kohler and Green Insurance | 6707 Phoenix Ave | (479) 484-9888 |
| 8 | A.R Insurance Specialist | 1808 Phoenix Ave | (479) 689-3527 |
| 9 | Cross Pointe Insurance Advisors | 1120 Garrison Ave | (479) 785-2912 |
| 10 | Gary Longley Insurance Agency | 3312 Jenny Lind Rd | (479) 783-1700 |
Heath Roberts - State Farm Insurance Agent serves the Fort Smith, Arkansas, area as a supplemental insurance agent. The agency helps clients address coverage gaps not filled by major medical plans. It focuses on policies that provide additional financial protection for unexpected health events. Key services include handling supplemental accident plans and offering critical illness insurance to local residents.
Serving Fort Smith and its surrounding communities in Arkansas, Absolute Insurance works as a supplemental insurance agent. It helps clients secure additional coverage that standard health plans may leave for deductibles or copayments, often with policies for accident or critical illness. When approaching a typical job, the company reviews an individual’s existing benefits to identify gaps and then recommends specific plans to fill those shortfalls.
Dominguez Insurance Agency provides supplemental insurance solutions designed to fill gaps in primary health coverage, including accident, critical illness, and hospital indemnity plans. The agency also offers personalized service plans, conducting regular policy reviews to ensure clients understand their benefits and any changes in coverage options available in Fort Smith and the surrounding area. Its service portfolio encompasses individual policies for single-family homes as well as group plans for local apartments, retail establishments, and restaurants.
Homeowners, property managers, and small business owners in Fort Smith, AR turn to ASAP Insurance Services, Inc. for supplemental insurance coverage. This agency helps clients fill gaps not addressed by primary policies, such as accident, critical illness, or hospital indemnity plans. They focus on explaining how supplemental coverage works alongside existing insurance, ensuring customers understand their options. The agency also serves the greater Fort Smith metro area, including the neighboring community of Van Buren.
F & M Insurance Agency, Inc., based in Fort Smith, AR, distinguishes between supplemental plans requiring one-time enrollment and those with recurring, ongoing service needs. The company focuses on helping clients in the local area bridge coverage gaps that standard health plans often leave unfilled. These policies address out-of-pocket expenses for accidents, critical illness, or hospital stays. Clients receive support in understanding their plan details and benefit options. Service from F & M Insurance Agency, Inc. is available on an as-needed basis for questions, claims assistance, or policy changes.
Berryhill Insurance Group specializes in offering supplemental insurance policies to residents of Fort Smith, Arkansas. It provides supplemental plans designed to fill gaps left by primary health coverage. These plans help individuals manage out-of-pocket expenses for unexpected medical events. The agency assists clients in understanding policy options and enrolling in suitable coverage. Whether someone faces deductible costs from a winter illness or needs support during annual enrollment, Berryhill Insurance Group provides guidance on supplemental insurance that addresses those particular seasonal health concerns.
As the seasons change in Fort Smith, many residents review their health coverage and spot gaps that major medical plans leave behind. Kohler and Green Insurance helps clients address these openings by offering supplemental insurance agent services tailored to local needs. Their process begins with a straightforward consultation to review existing policies and identify optional coverage for costs like copays or hospital stays. This initial assessment confirms whether a specific supplement fits the client’s situation before any plan is presented.
A.R. Insurance Specialist in Fort Smith, AR, is a local supplemental insurance agency that helps individuals fill the gaps left by major medical plans. Its service range includes policies for hospital indemnity, accident coverage, and critical illness protection, which provide direct cash benefits to clients. The company also focuses on educating customers about Medicare supplement options to reduce out-of-pocket expenses. For added protection, the agency can arrange a dental or vision supplement plan.
Cross Pointe Insurance Advisors provides supplemental insurance coverage for individuals and families in Fort Smith, Arkansas. Their work focuses on filling the gaps left by standard health plans, including accident and critical illness policies. These add-ons help manage out-of-pocket costs for deductibles and unexpected medical events. The agency can serve a variety of commercial sectors, including office environments, warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in Fort Smith Cost?
Costs for supplemental insurance in Arkansas vary by policy type, age, and health status. A Medicare Supplement Plan G in Fort Smith might range from $120 to $250 per month for a 65-year-old. Cancer or accident policies can cost $30 to $80 per month depending on coverage limits. Agent commissions are typically paid by the insurance company, so there is usually no extra fee for using an agent. This is general information and not insurance advice.
About supplemental insurance agents in Fort Smith
Supplemental insurance agents in Fort Smith, Arkansas help residents fill gaps in their primary health coverage with plans like Medigap, cancer, and accident policies. Arkansas law requires agents to be licensed through the Arkansas Insurance Department, and many serve clients in Sebastian County and the surrounding River Valley area. These agents can explain how supplemental plans coordinate with Medicare or employer-based insurance.
Frequently Asked Questions
What is a supplemental insurance agent in Fort Smith?
A supplemental insurance agent in Fort Smith is a licensed professional who sells policies that cover costs not paid by primary health insurance, such as deductibles or copays. They must hold an active Arkansas insurance producer license. These agents often represent multiple carriers to offer choices for Medicare Supplement or hospital indemnity plans.
Are there Arkansas-specific rules for supplemental insurance?
Yes, Arkansas law sets a six-month open enrollment period for Medigap plans starting when a person turns 65 and enrolls in Medicare Part B. During this time, insurers cannot deny coverage or charge higher premiums for pre-existing conditions. Agents must follow Arkansas Insurance Department regulations regarding policy disclosures and replacement rules.
How do I choose a supplemental insurance agent in Fort Smith?
Look for an agent with a valid Arkansas license and experience with the type of coverage you need, such as Medicare Supplement or cancer insurance. Ask if they represent multiple insurance companies so they can compare plans. You can verify an agents license on the Arkansas Insurance Department website.
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