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Supplemental Insurance Agents in Carmel-By-The-Sea, CA
Directory of supplemental insurance agents in Carmel-By-The-Sea, California. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Carmel-By-The-Sea, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 2 supplemental insurance agents in Carmel-By-The-Sea, CA
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Cindy Asako Muta Kleinkopf - State Farm Insurance Agent
139 Crossroads Blvd, Carmel-By-The-Sea, CA 93923
(831) 649-2100
cindybythebay.com
Monroe Insurance Brokerage
26465 Carmel Rancho Blvd # 1, Carmel-By-The-Sea, CA 93923
(831) 372-4511
monroe-insurance.com
Supplemental insurance agents in Carmel-By-The-Sea help residents find Medigap dental and vision plans that fill gaps in original Medicare. California law allows a six-month Medigap open enrollment period starting when you turn 65 or enroll in Part B. Local agents can explain how these plans work with the states guaranteed issue rules.
What Does a Supplemental Insurance Agent in Carmel-By-The-Sea Cost?
Supplemental insurance costs in California vary by plan type age and location. Medigap Plan G premiums for a 65-year-old in Carmel-By-The-Sea typically range from 130 to 250 dollars per month. Medicare Advantage plans often have low or zero premiums but include copays and deductibles. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is a supplemental insurance agent in Carmel-By-The-Sea?
A supplemental insurance agent is a licensed professional who helps you compare and enroll in Medigap Medicare Advantage or other private health plans. They are regulated by the California Department of Insurance and must follow state rules for sales and disclosures.
When can I enroll in a Medigap plan in California?
California gives you a six-month Medigap open enrollment period that starts when you are 65 or older and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Are there special California rules for supplemental insurance?
Yes California has a birthday rule that allows you to switch Medigap plans within 60 days of your birthday without health questions. This applies if you are already enrolled in a Medigap plan and want to change to a similar or lesser plan.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of California.