The top-rated supplemental insurance agent in Cathedral City, California is Freeway Insurance, rated 4.8 stars across 482 reviews. Other highly rated options include Tim Wood - State Farm Insurance Agent, Lowest Competitive Insurance Services, Inc., Farmers Insurance Tom Breitfeller. This directory lists 13 supplemental insurance agents serving Cathedral City.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 69-195 Ramon Rd C-4 | (760) 914-4087 |
| 2 | Tim Wood - State Farm Insurance Agent | 35963 Date Palm Dr | (760) 770-0700 |
| 3 | Lowest Competitive Insurance Services, Inc. | 68945 Vista Chino STE B | (760) 325-1530 |
| 4 | Farmers Insurance Tom Breitfeller | 68828 Ramon Rd STE A | (760) 770-9300 |
| 5 | Dynamic General Insurance Services | 68828 Ramon Rd C1 | (760) 862-5300 |
| 6 | Veronica's Insurance | 68420 Ramon Rd Suite 5 | (760) 284-1924 |
| 7 | Safer Insurance Agency Inc. Cathedral | 68303 Ramon Rd a | (760) 699-5761 |
| 8 | J PLATA INSURANCE, TAX & REGISTRATION SERVICES | 68487 E Palm Canyon Dr SUITE 42-B | (760) 324-1114 |
| 9 | Rosalio Plata Insurance | 35410 Date Palm Dr | (760) 894-1015 |
| 10 | Fina Insurance Agency Services Inc | 68545 Ramon Rd Ste C102 | (760) 321-7746 |
For clients choosing between a one-time policy review and recurring coverage adjustments, Freeway Insurance in Cathedral City, California addresses both needs as a Supplemental Insurance Agent. Their work focuses on filling gaps left by standard health or life plans, offering additional financial protection against unexpected medical costs or income loss. Service runs on a one-time, scheduled, or as-needed basis depending on whether a client prefers an annual checkup or a single consultation.
Tim Wood - State Farm Insurance Agent serves Cathedral City and the wider Riverside County area as a supplemental insurance agent. This agency helps clients fill coverage gaps left by standard health and life plans. Policies often include accident, critical illness, and hospital indemnity options that provide cash benefits directly to policyholders. These supplemental insurance products can assist with out-of-pocket medical expenses. The agency handles Medicare supplement plans for seniors also. It regularly processes claims for cancer-specific and hospital confinement policies.
Lowest Competitive Insurance Services, Inc. in Cathedral City, CA provides a range of supplemental insurance plans designed to cover gaps left by primary policies. It offers service options such as straightforward application assistance and ongoing policy maintenance to help clients manage their coverage over time. The company serves local property owners and tenants of single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance Tom Breitfeller serves local homeowners, small businesses, and property managers in Cathedral City, California, helping them secure supplemental insurance coverage. This agent works with clients to find additional protection beyond standard policies, addressing gaps for weather-related incidents or liability exposures common in the desert region. Policies are explained clearly so customers understand their options. The office also provides service to neighboring Palm Springs and the greater Coachella Valley area, ensuring convenient access for residents and business owners throughout the region.
Serving Cathedral City and surrounding communities in the Coachella Valley, Dynamic General Insurance Services provides supplemental insurance agent services. It handles plans that fill gaps in primary health or Medicare coverage, including dental, vision, critical illness, and accident insurance. The company works to understand each client's existing coverage and personal health needs. To handle a typical job, it reviews a client’s current policies, identifies specific coverage gaps, and presents tailored supplemental plan options for their consideration.
Based in Cathedral City, California, Veronica's Insurance provides specialty services in supplemental insurance to cover expenses that standard health plans often leave behind. The agency generally works with individuals and families to address gaps in medical coverage, including deductibles and coinsurance costs. Local clients can review policy options that help manage financial risks from unexpected illnesses. A particular situational assistance it offers is helping residents prepare for the added medical deductibles and copays that typically arise during the winter respiratory season.
Unlike one-time insurance purchases that cover a single transaction, Supplemental Insurance Agency Inc. Cathedral offers recurring coverage plans that fill gaps in a primary health policy. These plans help clients in Cathedral City, CA, manage out-of-pocket expenses such as deductibles and copays for hospital stays or critical illness. The agency tailors its supplemental insurance solutions to local needs through standardized plan options. Ongoing policy management and claims assistance are provided on an as-needed basis, with flexible scheduled reviews available upon each client’s request.
J Plata Insurance, Tax & Registration Services specializes in supplemental insurance coverage, offering policies that help fill gaps left by primary health plans. As a supplemental insurance agent in Cathedral City, California, the company assists clients with understanding and enrolling in optional benefits such as accident, critical illness, or hospital indemnity plans. They also support individuals in navigating open enrollment periods or addressing coverage needs after major life events, like a job change or new family addition.
When wildfire season or a sudden health event disrupts life in Cathedral City, households often discover gaps in their primary coverage. Rosalio Plata Insurance helps local residents close those gaps through supplemental insurance that addresses costs traditional policies leave behind. Serving the broader Coachella Valley, this agency focuses on explaining how accident, critical illness, or hospital indemnity plans can provide additional financial protection. A straightforward initial-assessment appointment lets clients review their existing benefits and determine which supplemental products fit their specific needs and budget.
Fina Insurance Agency Services Inc serves individuals and businesses in Cathedral City, California by offering core supplemental insurance coverage. This agency specializes in helping clients fill the gaps left by standard health plans, providing options that address unexpected medical costs and lost income. Their focus remains on tailoring these additional policies to meet varying financial situations and personal needs. Commercial sectors commonly served include local offices, warehouses, and food service establishments seeking to protect their workforce and operations from unforeseen expenses.
What Does a a Supplemental Insurance Agent in Cathedral City Cost?
Supplemental insurance costs in Cathedral City vary by plan type, age, gender, and location. For example, Medigap Plan G premiums for a 65-year-old typically range from $120 to $250 per month in California. Medicare Advantage plans may have low or zero monthly premiums but include copays and deductibles. Costs can change each year. This is general information, not insurance advice.
About supplemental insurance agents in Cathedral City
Supplemental insurance agents in Cathedral City, California help residents navigate Medicare, Medigap, and other gap coverage plans. Under California law, insurers must offer a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. Local agents can explain how these rules apply to your situation and help you compare plans from multiple carriers.
Frequently Asked Questions
What is a supplemental insurance agent in Cathedral City?
A supplemental insurance agent is a licensed professional who helps you buy policies that cover gaps in primary health insurance, such as Medicare Part A and B. In California, agents must follow state regulations on plan offerings and enrollment periods.
When can I enroll in a Medigap plan in Cathedral City?
You have a six-month Medigap open enrollment period that starts the month you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny coverage or charge more due to health conditions. After this window, you may face medical underwriting.
Do supplemental insurance agents charge fees in Cathedral City?
Most supplemental insurance agents are paid by insurance companies through commissions, not by you directly. However, some agents may charge a consultation fee. Always ask about any fees before you begin the process.
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