The top-rated supplemental insurance agent in Cerritos, California is Cali-Fast Insurance Services Inc, rated 5.0 stars across 1,253 reviews. Other highly rated options include Acceptance Insurance, KYC Insurance Services, LLC, Avina's Insurance Services Inc.. This directory lists 14 supplemental insurance agents serving Cerritos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cali-Fast Insurance Services Inc | 17777 Center Ct Dr N #650 | (855) 203-2282 |
| 2 | Acceptance Insurance | 11310 South St | (562) 273-7017 |
| 3 | KYC Insurance Services, LLC | 17777 Center Ct Dr N #710 | (833) 682-6162 |
| 4 | Avina's Insurance Services Inc. | 11060 Artesia Blvd Ste A | (562) 924-6069 |
| 5 | Mikel's Insurance Services | 10945 South St suite 106 a | (562) 928-0431 |
| 6 | Pinoy General Insurance Services | 17304 Norwalk Blvd | (562) 402-1737 |
| 7 | JAR Insurance Services – Corporate | 17215 Studebaker Rd Suit 390 | (877) 391-9988 |
| 8 | Health Insurance Specialists | 19504 Sheryl Ave | (323) 457-7810 |
| 9 | Luis Falla / Life Insurance Advisor | 18000 Studebaker Rd # 700 | (424) 328-8292 |
| 10 | Rabadia Financial Expert | 17315 Studebaker Rd #300E | (562) 474-5884 |
Cali-Fast Insurance Services Inc serves clients throughout the Cerritos area and surrounding Los Angeles County as a supplemental insurance agent. It helps individuals and families bridge gaps in primary health coverage by offering policies that cover out-of-pocket expenses not addressed by major medical plans. These supplemental plans provide financial protection against costs like hospital stays, critical illness treatments, and accident-related medical bills. The agency also handles specialized supplemental coverage designed to support long-term recovery needs and routine care not fully covered by standard health insurance.
Acceptance Insurance, located in Cerritos, California, specializes in Medicare supplement plans while also providing a range of general supplemental insurance policies to cover gaps in primary health coverage. It serves local residents by explaining plan options for out-of-pocket costs and hospitalization coverage. Common situational concerns, such as the need to update benefits during Medicare’s open enrollment period, are addressed by its agents for clients in the Cerritos area.
KYC Insurance Services, LLC provides supplemental insurance agent services in the Cerritos, California area, offering clients assistance with selecting and managing supplemental health, accident, or life policies. The company delivers ongoing service and maintenance plans to ensure clients understand their coverage and can adjust policies as their needs change. These plans support regular policy reviews and claims guidance. The firm services single-family homes, apartments, retail businesses, and restaurants, helping them navigate supplemental insurance options to fill gaps in primary coverage.
Avina's Insurance Services Inc. serves local homeowners, renters, and small business owners in Cerritos, California, who seek supplemental coverage to fill gaps in their primary health or property policies. The company assists clients in selecting plans that address specific financial exposures, helping to manage deductibles and out-of-pocket costs for routine or unexpected events. By evaluating individual needs for accident, hospitalization, or critical illness policies, the agency provides focused guidance for the Cerritos community. Its coverage area also extends to clients in the neighboring city of Cypress within the greater Los Angeles metro.
Mikel's Insurance Services serves Cerritos, California and its surrounding communities, handling supplemental insurance plans that bridge gaps in primary health coverage. The company assists clients in this area with policies designed to cover deductibles, copayments, and other out-of-pocket expenses that major medical plans often leave exposed. A typical job begins with a thorough review of an individual's current healthcare situation to identify specific coverage shortcomings. It then proceeds by comparing available supplemental options to present a tailored recommendation that addresses each client's unique financial and medical needs.
Pinoy General Insurance Services in Cerritos, CA bridges one-time policy purchases and recurring premium plans, helping local residents address gaps left by major medical coverage. The firm concentrates on supplemental insurance, which typically pays cash benefits directly to policyholders for expenses like deductibles or lost income. Services are offered strictly on an as-needed basis to match each client’s specific financial situation.
JAR Insurance Services – Corporate specializes in supplemental insurance policies that cover gaps left by primary health plans. As a supplemental insurance agent serving Cerritos, California, it assists clients with options for accident, critical illness, and hospital indemnity coverage, helping to manage out-of-pocket expenses during recovery. Its general service work includes evaluating individual needs and guiding plan selection for added financial protection against unexpected medical costs. This agent also helps clients address coverage needs during open enrollment periods, when understanding supplemental options becomes particularly important.
As the summer heat intensifies in Cerritos, seniors often search for affordable coverage to fill gaps in Medicare. Health Insurance Specialists provides supplemental insurance plans that address these needs directly for local residents. Their agents focus on explaining how additional policies can cover deductibles and other out-of-pocket expenses left by primary insurance. Each consultation includes a patient review of current medical needs and financial limits. This initial assessment typically begins with a no-obligation inspection of existing coverage.
Luis Falla / Life Insurance Advisor in Cerritos, CA assists individuals with their core life insurance needs, then specializes in offering supplemental insurance policies that fill coverage gaps left by primary plans. These supplemental policies help cover deductibles, copays, and other out-of-pocket expenses for policyholders. The agent serves a wide range of commercial sectors, including local offices, warehouses, and food service establishments that require tailored benefit offerings for their employees.
Rabadia Financial Expert serves residential clients in Cerritos, California, offering supplemental insurance agent services tailored to individual coverage needs. The company also assists commercial clients with supplemental policy options to protect local businesses. Their service area includes Cerritos and surrounding communities throughout Los Angeles County. Supplementing primary health or life insurance, they focus on filling gaps with hospital indemnity, accident, or critical illness plans. Between regular visits, the agent provides follow-up support to adjust policies, answer claim questions, or review coverage changes as client circumstances evolve.
What Does a a Supplemental Insurance Agent in Cerritos Cost?
Supplemental insurance agent services in California are usually free to you because agents earn commissions from insurers. Medigap premiums in Cerritos range from about $100 to $300 per month depending on your age health and plan type. Costs vary by case. This is general information not insurance advice.
About supplemental insurance agents in Cerritos
Supplemental insurance agents in Cerritos California help residents find Medigap and other health plans to cover gaps in Original Medicare. Under California law you have a 30-day free look period for Medigap policies and guaranteed issue rights in certain situations. Local agents can explain how state rules affect your coverage choices.
Frequently Asked Questions
What is a supplemental insurance agent in Cerritos?
A supplemental insurance agent in Cerritos helps you buy Medigap or other health plans that pay costs not covered by Original Medicare. They are licensed by the California Department of Insurance and must follow state rules.
How do I choose a supplemental insurance agent in Cerritos?
Look for an agent licensed in California with experience in Medigap and Medicare plans. Check their standing with the California Department of Insurance and ask about the insurers they represent.
Are there time limits for buying Medigap in California?
Yes. You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
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