The top-rated supplemental insurance agent in Citrus Heights, California is Doug Rowley - State Farm Insurance Agent, rated 4.9 stars across 155 reviews. Other highly rated options include Cost-U-Less Insurance, Odessa Insurance - CA Registration Services, Save and Drive Insurance Services. This directory lists 12 supplemental insurance agents serving Citrus Heights.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Doug Rowley - State Farm Insurance Agent | 5417 San Juan Ave | (916) 967-6617 |
| 2 | Cost-U-Less Insurance | 7800 Sunrise Blvd #8 | (916) 546-9685 |
| 3 | Odessa Insurance - CA Registration Services | 7433 Greenback Ln suite h | (916) 722-1100 |
| 4 | Save and Drive Insurance Services | 8328 Auburn Blvd | (916) 735-3707 |
| 5 | Greg Polley - State Farm Insurance Agent | 8084 Old Auburn Rd B | (916) 726-1864 |
| 6 | Cal Save Insurance Services Inc. | 6045 Greenback Ln | (916) 725-0588 |
| 7 | R K Jacobs Insurance Services | 5620 Birdcage St Ste | (916) 526-0170 |
| 8 | Horizon Valley Insurance Services Inc | 8035 Madison Ave d3 | (916) 331-0904 |
| 9 | Restaurant Insurance Group: Executive Commercial Insurance | 6354 Tupelo Dr | (800) 427-8006 |
| 10 | Lions & Coventry Insurance Services Inc | 7816 Uplands Way C | (916) 967-7715 |
Doug Rowley, a supplemental insurance agent in the Citrus Heights, CA area, provides local individuals and families with insurance options designed to fill gaps in standard health coverage. These supplemental policies can assist with out-of-pocket medical costs, covering expenses such as hospital stays and critical illness treatments. Focused on the surrounding community, the agency offers personalized consultations to help clients understand their needs. Services include Medicare supplement plans and accident insurance policies that provide additional financial protection against unexpected medical events.
Cost-U-Less Insurance in Citrus Heights assists clients with supplemental insurance policies that help fill coverage gaps in primary health plans. The company specializes in voluntary add-ons such as accident, critical illness, and hospital indemnity plans for individuals. Their services address financial protection from unexpected out-of-pocket costs. This agency serves commercial sectors including local offices, warehouses, and food service operations where employees seek extra benefits beyond standard group plans.
Odessa Insurance - CA Registration Services provides supplemental insurance coverage for individuals and families in Citrus Heights. Its basic offerings help bridge gaps left by primary health plans. Registered as a California service entity, the agency focuses on straightforward policy options for those needing extra financial protection. Maintenance generally involves annual policy reviews and direct claims assistance. The company services supplemental insurance needs for homeowners, apartment residents, retail workers, and restaurant employees.
Homeowners in Citrus Heights seeking additional financial protection can turn to Save and Drive Insurance Services for supplemental coverage that fills gaps left by standard policies. This local agency works with individuals and property owners to address specific needs beyond basic insurance. Supplemental insurance agents in the area typically help clients manage out-of-pocket costs from deductibles or uncovered claims. Save and Drive Insurance Services also serves clients throughout the greater Sacramento region, including communities such as Roseville and the surrounding suburbs.
Greg Polley - State Farm Insurance Agent serves the Citrus Heights area and surrounding communities, handling supplemental insurance coverage for individuals and families. This local agency assists clients in exploring plans that bridge gaps in primary health or life policies, addressing needs like accident recovery or critical illness costs. The typical job begins with a consultation to review existing coverage, followed by presenting tailored options that align with the client's specific financial situation and personal concerns.
Cal Save Insurance Services Inc. in Citrus Heights, CA offers supplemental insurance that bridges gaps found in traditional health plans, with policies designed for either one-time specific needs or recurring coverage such as monthly dental or vision benefits. Supplemental insurance agents in this area typically help clients select plans to manage out-of-pocket costs from surgeries or hospital stays. This company’s services are arranged on an as-needed basis, allowing clients to request personalized plan reviews whenever their coverage requirements change.
R K Jacobs Insurance Services in Citrus Heights, California offers supplemental insurance policies that help cover out-of-pocket expenses not paid by primary health plans. It provides assistance with claims and policy changes, ensuring residents understand their coverage options. The agency guides clients through selecting plans for dental, vision, accident, and hospital indemnity needs. It frequently helps individuals during open enrollment periods or when a sudden health event creates unexpected gaps in their existing benefits.
As open enrollment seasons bring questions about coverage gaps, many Citrus Heights residents turn to supplemental insurance for added financial security. Horizon Valley Insurance Services Inc helps clients select policies that address out-of-pocket costs not covered by standard medical plans. The local agency provides guidance on various supplemental options, focusing on policies that suit individual healthcare needs. Counselors assess each client's current benefits and potential exposures before recommending tailored plans. New clients begin with a brief consultation to review existing coverage and identify insurance gaps.
Restaurant Insurance Group: Executive Commercial Insurance in Citrus Heights, California, functions as a supplemental insurance agent. The company focuses on providing additional coverage options that integrate with standard business policies, addressing gaps clients may face. These supplemental products can help manage deductibles and unforeseen liability exposures beyond typical primary plans. The agency serves a range of commercial sectors, including offices, warehouses, and food service operations.
Lions & Coventry Insurance Services Inc primarily focuses on serving residential clients in Citrus Heights, helping them navigate supplemental insurance options for out-of-pocket medical expenses. The agency also offers commercial coverage for small local businesses requiring similar gap protection. Their service area encompasses much of the surrounding Sacramento region, ensuring accessibility for a broad range of community members. After an initial policy is placed, the agency provides ongoing follow-up support and repeat service between regular visits to adjust coverage as clients’ needs evolve.
What Does a a Supplemental Insurance Agent in Citrus Heights Cost?
Supplemental insurance costs in California vary by plan type, age, and health status. A Medigap policy typically ranges from $100 to $300 per month for those under 65, and $50 to $200 per month for those 65 and older. Hospital indemnity plans may cost $30 to $80 per month. This is general information, not insurance advice.
About supplemental insurance agents in Citrus Heights
Supplemental insurance agents in Citrus Heights, California help residents find policies that cover gaps in Medicare or employer health plans. California law requires agents to be licensed by the California Department of Insurance and follow strict disclosure rules. Local agents can explain how plans like Medigap or hospital indemnity work with your existing coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Citrus Heights?
A supplemental insurance agent helps you buy policies that pay for costs not covered by your main health plan. In California, these agents must hold a valid insurance license and follow state regulations on sales practices.
Do I need a supplemental insurance policy in California?
Many people in California buy supplemental policies to cover deductibles, copays, or services not included in Medicare. California law gives you a 30-day free look period to cancel a Medigap policy without penalty.
How do I choose a supplemental insurance agent in Citrus Heights?
Look for an agent who is licensed in California and has experience with Medicare or employer plan gaps. You can verify an agents license on the California Department of Insurance website.
Supplemental Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia · Berkeley