The top-rated supplemental insurance agent in Costa Mesa, California is Acceptance Insurance, rated 5.0 stars across 664 reviews. Other highly rated options include MIT l Health Insurance & Medicare Specialist, Choice Plus Insurance Services, Chrysalis Insurance Agency. This directory lists 17 supplemental insurance agents serving Costa Mesa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 3033 Bristol St Ste 121 | (714) 442-9504 |
| 2 | MIT l Health Insurance & Medicare Specialist | 1500 Adams Ave # 201 | (800) 590-7279 |
| 3 | Choice Plus Insurance Services | 1072 Bristol St # 205 | (714) 695-1127 |
| 4 | Chrysalis Insurance Agency | 3001 Red Hill Ave Suite 2-226 | (714) 464-8080 |
| 5 | HealthMarkets Insurance - Caroline Jon | 3146 Red Hill Ave Suite 130 #130 | (737) 999-5224 |
| 6 | United AMG Partners | 959 S Coast Dr #450 | (949) 225-4440 |
| 7 | HealthMarkets Insurance - Jeff Zentner | 3146 Red Hill Ave #130 | (951) 229-4646 |
| 8 | Harbor Health Insurance Services | 2273 Harbor Blvd | (800) 969-1428 |
| 9 | Maxwell Agency Insurance Services | 3001 Red Hill Ave building 5 ste 201 | (949) 298-6746 |
| 10 | HealthMarkets Insurance - Cristina Richards | 3146 Red Hill Ave #130 | (209) 996-0470 |
Acceptance Insurance in Costa Mesa, California offers supplemental insurance agent services, including assistance with Medicare supplements, accident plans, and critical illness coverage. It serves local residents by helping bridge gaps left by primary health insurance policies during unexpected medical events or routine care. The agency works with individuals to assess their specific coverage needs and match them with appropriate plans. It helps clients manage out-of-pocket costs and deductibles that may arise during open enrollment periods or after a new medical diagnosis.
MIT Health Insurance & Medicare Specialist serves the Costa Mesa area and Orange County as a supplemental insurance agent. The company helps clients bridge gaps in their primary health coverage by offering plans that cover out-of-pocket expenses and additional medical needs. Their services focus on simplifying the process of finding appropriate policies for different life stages. Among the specific services handled in this area are Medicare Supplement plans designed to cover deductibles and coinsurance, along with standalone dental and vision policies for broader protection.
Choice Plus Insurance Services provides supplemental insurance coverage options for individuals seeking to bridge gaps in their primary health or income protection plans. The agency offers service plans that include personalized consultations to assess client needs and ongoing policy maintenance to adjust coverage as circumstances change. Serving the Costa Mesa area, the company works with clients owning single-family homes, apartments, retail spaces, and restaurants.
Chrysalis Insurance Agency serves homeowners, renters, and families in Costa Mesa who seek supplemental insurance coverage to help fill gaps in their primary health or Medicare plans. The agency works with clients to explain how supplemental policies can cover expenses like deductibles, copays, and emergency care. It provides personalized consultations to match individuals with appropriate options for their specific budgets and needs. The agency also serves clients throughout neighboring Newport Beach and the surrounding Orange County metro area.
HealthMarkets Insurance - Caroline Jon serves the Costa Mesa, California area and surrounding Orange County communities. The company specializes in supplemental insurance policies that help cover gaps left by major medical plans. It handles typical products such as accident, critical illness, and hospital indemnity coverage designed to provide additional financial protection. When assisting clients, the agency first reviews each individual's current health coverage and personal needs carefully. It then presents clear, straightforward policy options that match those specific requirements without pressuring any particular choice.
United AMG Partners in Costa Mesa, CA, distinguishes between one-time consultation services for immediate insurance questions and recurring plan management with ongoing policy reviews. Their supplemental insurance agent coverage typically includes accident, cancer, critical illness, and hospital indemnity plans that help bridge gaps left by major medical policies. These supplemental offerings are designed to reimburse out-of-pocket costs or provide fixed cash payments during health events. Client service here can be arranged as needed for policy adjustments, at scheduled annual reviews, or on a one-time basis for specific enrollment periods.
HealthMarkets Insurance - Jeff Zentner specializes in supplemental insurance coverage, helping clients in Costa Mesa address gaps left by primary health plans with additional policies. As a local supplemental insurance agent, the agency guides individuals through the process of selecting accident, critical illness, or hospital indemnity plans. With a particular focus on seasonal financial protections, the agency assists local residents in reassessing their coverage during annual Open Enrollment periods to secure benefits that respond to unexpected medical costs.
As the open enrollment season brings questions about coverage gaps, Harbor Health Insurance Services in Costa Mesa helps local residents explore supplemental policies that work alongside primary plans. The agency focuses on explaining how these programs can assist with deductibles, copays, or services not fully covered by Medicare or employer insurance. A typical first step for a new client is a no‑obligation review of existing benefits to identify potential areas for additional support.
Maxwell Agency Insurance Services works with individuals to identify gaps in their core health coverage, specializing in supplemental insurance add-ons that help manage out-of-pocket costs. These policies provide additional coverage for events such as accidents, critical illnesses, or hospital stays. Serving the Costa Mesa, California area, the agency assists professionals and business owners seeking extra financial protection. Its services can be tailored to clients in a variety of commercial sectors, including offices, warehouses, and food service operations.
HealthMarkets Insurance - Cristina Richards offers supplemental insurance services to residents in the Costa Mesa area. The agency also assists local businesses by structuring commercial coverage options that address various employer and employee needs. Their service area encompasses Costa Mesa and the surrounding Orange County communities. Each interaction is conducted with clear explanations tailored to the client’s existing health plan. The team proactively follows up with policyholders between regular visits to review any changes in their coverage or personal circumstances.
What Does a a Supplemental Insurance Agent in Costa Mesa Cost?
The cost of supplemental insurance in California varies by plan type, age, and insurer. Medicare Supplement Plan G premiums in Costa Mesa typically range from $120 to $250 per month for a 65-year-old. Medicare Advantage plans often have $0 premiums but may include copays and deductibles. Costs can change each year. This is general information, not insurance advice.
About supplemental insurance agents in Costa Mesa
Supplemental insurance agents in Costa Mesa help residents navigate Medicare Supplement plans and other gap coverage options. California law requires agents to be licensed through the California Department of Insurance and to follow specific disclosure rules. Local agents understand the Orange County healthcare market and can explain how state regulations affect your choices.
Frequently Asked Questions
What is a supplemental insurance agent in Costa Mesa?
A supplemental insurance agent is a licensed professional who helps you buy policies that cover gaps in primary health insurance, such as Medicare Supplement or critical illness plans. In California, agents must pass a state exam and complete continuing education to maintain their license.
How do I choose a supplemental insurance agent in Costa Mesa?
Look for an agent who is licensed with the California Department of Insurance and has experience with Medicare Supplement plans. You can verify an agents license on the CDI website. Ask about their familiarity with local hospitals and doctors in Orange County.
Are there California-specific rules for supplemental insurance?
Yes, California has a Medicare Supplement open enrollment period that starts when you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to pre-existing conditions. This is called guaranteed issue rights under California law.
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