The top-rated supplemental insurance agent in Davis, California is Raul Herrera - State Farm Insurance Agent, rated 4.9 stars across 117 reviews. Other highly rated options include Dave Scheiber - State Farm Insurance Agent, Doug Prichard - State Farm Insurance Agent, Greg Phister: Allstate Insurance. This directory lists 15 supplemental insurance agents serving Davis.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Raul Herrera - State Farm Insurance Agent | 2744 Del Rio Pl Ste 120 | (530) 759-9204 |
| 2 | Dave Scheiber - State Farm Insurance Agent | 4627 Fermi Pl #120 | (530) 758-8440 |
| 3 | Doug Prichard - State Farm Insurance Agent | 405 3rd St | (530) 756-1591 |
| 4 | Greg Phister: Allstate Insurance | 437 F St | (530) 756-9211 |
| 5 | Heather Copeland - State Farm Insurance Agent | 231 G St #1 | (530) 753-7897 |
| 6 | Purves & Associates Insurance Agency | 500 4th St | (530) 756-5561 |
| 7 | Supreme Health Insurance CA | 1501 Lake Blvd | (530) 464-5222 |
| 8 | Farmers Insurance - David Mann | 2925 Spafford St B | (530) 758-1011 |
| 9 | C C Cooper & Sons | 215 Madson Pl A | (530) 753-2888 |
| 10 | Cedarwood Financial & Insurance Services | 1777 Oak Ave Ste B | (877) 753-0704 |
Raul Herrera - State Farm Insurance Agent serves the Davis, California area as a supplemental insurance agent. Supplemental insurance policies help cover gaps left by major medical plans, such as deductibles and copayments. This agency focuses on providing clients with additional financial protection for unexpected health events. Specific services handled in this area include accident insurance policies that provide lump-sum cash benefits and hospital indemnity plans that pay fixed amounts for each day of a covered hospital stay.
Dave Scheiber - State Farm Insurance Agent in Davis, CA, offers supplemental insurance coverage that helps fill gaps left by primary health plans. Service plans include policy reviews to adjust coverage as personal circumstances change, along with straightforward claims assistance. Routine maintenance involves updating beneficiary information and ensuring policies reflect current life events. The agency supports a variety of property types, including single-family homes, apartments, retail businesses, and restaurants.
Doug Prichard - State Farm Insurance Agent serves homeowners and property managers in Davis, California by offering supplemental insurance policies that help cover gaps left by standard health or property plans. The agency assists clients with understanding options for accident, hospital indemnity, and critical illness coverage to manage unexpected medical expenses. Its approach focuses on explaining policy details clearly so customers can make informed decisions about their financial protection. The company also extends its supplemental insurance services to residents in nearby Woodland and surrounding Yolo County communities.
Greg Phister: Allstate Insurance serves the Davis, California area and its surrounding communities, addressing a wide range of supplemental insurance agent needs. The business handles products designed to fill gaps left by standard health and life coverage, helping individuals manage out-of-pocket costs from accidents or illnesses. For each case, it follows a straightforward process of reviewing a client’s existing policies to identify coverage gaps, then presenting suitable supplemental options tailored to personal circumstances.
In California, supplemental insurance provides either a one-time lump sum payment upon a covered event or recurring benefit payments over time to help manage out-of-pocket expenses. Heather Copeland offers coverage in Davis that addresses gaps left by major medical plans, assisting with costs such as deductibles, copays, and non-covered treatments. This localized agency works to explain policy options carefully so clients understand what is included. Service is scheduled as needed, with appointments available for initial enrollment discussions and periodic policy reviews.
Purves & Associates Insurance Agency specializes in supplemental insurance policies designed to cover gaps in primary health plans. Their general service work includes helping clients navigate Medicare supplements, accident, and critical illness coverage in the Davis area. The agency assists residents in selecting plans that address specific out-of-pocket costs often not covered by standard medical insurance. As open enrollment periods approach, they provide guidance on adjusting existing supplemental coverage to meet changing seasonal healthcare needs.
Supreme Health Insurance CA works with clients in the Davis area to assess gaps in primary health coverage and recommend suitable supplemental insurance add-ons. These policies help cover expenses such as hospital stays, critical illness treatment, or accident-related costs that major medical plans may leave unpaid. The company focuses on finding extra protection for individuals and local businesses. It serves commercial sectors ranging from professional offices and retail warehouses to food service establishments across the region.
With Davis summers bringing triple-digit heat, residents often find themselves reviewing their coverage for unexpected medical gaps. Farmers Insurance David Mann assists local households in navigating supplemental insurance options to cover deductibles or copays that standard health plans leave behind. The agency works with individuals to identify policies addressing accident recovery or critical illness expenses that primary insurance may only partially handle. Each consultation begins with a needs assessment that reviews existing coverage to pinpoint specific vulnerabilities, followed by a scheduled in-person review of possible solutions.
C C Cooper & Sons serves residents in Davis, California with supplemental insurance coverage that fills gaps left by primary health plans. The company also provides similar commercial policies for local businesses in the surrounding Yolo County area. Agents meet personally with each client to review benefit options tailored to individual needs and budgets. Between regularly scheduled policy checkups, the company contacts policyholders automatically to discuss claim follow-ups and any needed adjustments to existing plans for ongoing coverage assurance.
Cedarwood Financial & Insurance Services in Davis, CA, is known for helping residents navigate supplemental insurance options. Its service range focuses on policies that fill gaps in primary health coverage, such as accident or critical illness plans. The agency guides clients through plan details and enrollment. The local team works to clarify how these additions can manage out-of-pocket costs. An on-site specialist can also review Medigap plans to help clients compare benefits across providers.
What Does a a Supplemental Insurance Agent in Davis Cost?
Costs for supplemental insurance in California vary by plan type, age, and location. Medigap Plan G in Davis typically ranges from $120 to $250 per month for a 65-year-old. Medicare Advantage plans often have $0 premiums but include copays and deductibles. This is general information, not insurance advice.
About supplemental insurance agents in Davis
Supplemental insurance agents in Davis, California help residents choose Medigap or Medicare Advantage plans to cover gaps in Original Medicare. California law provides a birthday rule for Medigap, allowing beneficiaries to switch to an equal or lesser plan within 60 days of their birthday without medical underwriting. Local agents can explain these options and assist with enrollment during open enrollment periods.
Frequently Asked Questions
What does a supplemental insurance agent in Davis do?
A supplemental insurance agent helps you compare and enroll in Medicare Supplement plans or Medicare Advantage plans. They explain coverage differences, costs, and provider networks specific to Davis and Yolo County.
When can I enroll in a Medigap plan in California?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. California also has a birthday rule allowing you to switch Medigap plans within 60 days of your birthday without health questions.
Are there California-specific rules for supplemental insurance?
Yes. California guarantees issue of Medigap Plan A during open enrollment. The birthday rule applies only to Medigap, not Medicare Advantage. Agents must follow state regulations on marketing and disclosure.
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