The top-rated supplemental insurance agent in Downey, California is Freeway Insurance, rated 4.7 stars across 502 reviews. Other highly rated options include Strong Tie Insurance Services Inc., Original Insurance Services, Stephanie’s Insurance Services. This directory lists 20 supplemental insurance agents serving Downey.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Freeway Insurance | 12142 Lakewood Blvd | (562) 485-9988 |
| 2 | Strong Tie Insurance Services Inc. | 8135 Florence Ave #201 | (323) 771-1100 |
| 3 | Original Insurance Services | 9907-B Paramount Blvd | (562) 606-0916 |
| 4 | Stephanie’s Insurance Services | 9900 Lakewood Blvd Suite 201 | (562) 727-3447 |
| 5 | Robert Does Insurance Services | 10802 Downey Ave | (562) 204-6283 |
| 6 | Inszone Insurance Services | 10535 Paramount Blvd #100 | (562) 806-0778 |
| 7 | Boomers Insurance Services | Boomers Insurance, 8408 Florence Ave | (562) 904-9209 |
| 8 | Carmar Insurance Agency | 10022 Tristan Dr | (562) 803-4000 |
| 9 | Joel Gonzalez Insurance Agency | 9900 Lakewood Blvd Suite 201 | (562) 313-1535 |
| 10 | I Deliver Insurance | 7850 Imperial Hwy. suite c | (562) 206-2496 |
Serving Downey and the surrounding communities of southeast Los Angeles County, Freeway Insurance provides supplemental insurance agent services. Its team handles specialized policies such as accident, critical illness, and hospital indemnity coverage for local residents and families. The agency helps clients understand gaps in their primary health plans and select appropriate supplemental options to address those specific needs. Freeway Insurance applies a consultative approach, carefully reviewing each individual’s existing coverage before recommending a tailored policy that fits their unique healthcare situation.
Strong Tie Insurance Services Inc. serves the Downey, California area as a supplemental insurance agent. The company helps clients fill coverage gaps not addressed by their primary health or life plans. Their agents assess individual needs to recommend suitable supplementary policies. These plans can help with out-of-pocket costs from accidents, critical illnesses, or hospital stays. The agency handles enrollment for both accident insurance and hospital indemnity plans for local residents.
Original Insurance Services in Downey, California provides a range of supplemental insurance options designed to fill coverage gaps left by primary health plans. Its service approach focuses on personalized consultations to help clients understand their specific needs and select appropriate policies. Ongoing support includes claims assistance and plan adjustments as circumstances change. The agency services properties such as single-family homes, apartments, retail locations, and restaurants.
Homeowners, renters, and small business owners in Downey, California can turn to Stephanie’s Insurance Services for supplemental insurance agent options. The company specializes in policies that complement primary coverage, helping clients manage gaps in traditional plans. From accident and hospital indemnity to critical illness and dental plans, it provides access to supplemental products designed for local needs. Services extend to families in neighboring communities such as Lakewood and surrounding parts of southeast Los Angeles County.
Robert Does Insurance Services serves the Downey, California area and its surrounding communities, providing supplemental insurance coverage to local residents. The company handles policies designed to fill gaps left by primary health plans, such as accident, critical illness, or hospital indemnity insurance. These plans aim to provide financial protection during unexpected medical events. To address a typical client’s needs, it begins by assessing individual coverage gaps and then presents tailored plan options that match specific healthcare and budgetary requirements.
Operating from Downey, California, Inszone Insurance Services helps clients navigate the critical difference between short-term supplemental coverage and recurring policies that renew annually to protect against gaps in health or income. Their work centers on explaining how these plans can cover costs not included by primary insurance, such as accident or critical illness expenses. Service arrangements run on an as-needed basis, typically scheduled around enrollment periods or when a client’s existing supplemental plan enters its renewal window.
Boomers Insurance Services in Downey, CA distinguishes between one-time policy adjustments and recurring plan reviews for supplemental coverage, which helps fill gaps left by major medical insurance. These Medicare and health plan supplements address specific out-of-pocket costs and benefits not covered elsewhere. For local clients needing periodic reassessment of their changing needs, service runs on a scheduled basis to ensure ongoing coverage alignment.
Carmar Insurance Agency offers supplemental insurance policies that fill coverage gaps beyond major medical plans, serving individuals and families in Downey, California. It assists clients with navigating Medicare supplements, accident, cancer, or critical illness plans to help protect against unexpected out-of-pocket costs. This local agency works closely with residents to understand their existing healthcare coverage and recommend appropriate additional options. As open enrollment periods approach or when a new medical diagnosis arises, the agency provides guidance for adjusting coverage to meet changing health needs or financial situations.
As Downey residents look ahead to open enrollment periods or face unexpected gaps in their existing health coverage, Joel Gonzalez Insurance Agency helps fill those needs through supplemental insurance policies designed to address out-of-pocket costs. Extending beyond standard major medical plans, this agency offers products such as accident, hospital indemnity, or critical illness coverage for local individuals and families. An initial assessment of current benefits is scheduled to identify any coverage gaps needing attention.
I Deliver Insurance serves clients in Downey, California, by helping them understand their need for additional coverage beyond standard health plans. The agency focuses on supplemental insurance policies that help fill gaps left by primary medical insurance. These add-on products typically assist with out-of-pocket costs for hospital stays, accidents, or critical illnesses. For local commercial enterprises, the agency can assist with coverage solutions suitable for various workplaces, including offices, warehouses, and food service operations.
What Does a a Supplemental Insurance Agent in Downey Cost?
Supplemental insurance costs in California vary by plan type, age, and location. Medigap Plan G premiums for a 65-year-old in Downey typically range from $120 to $250 per month, while Plan N may cost $90 to $180 per month. Medicare Advantage plans often have low or zero premiums but include cost-sharing. This is general information, not insurance advice.
About supplemental insurance agents in Downey
Supplemental insurance agents in Downey, California help residents find Medigap and Medicare Advantage plans that fit their needs. California state law provides a 30-day free look period for Medicare supplement policies, allowing you to review coverage without penalty. These agents guide you through plan comparisons and enrollment in the local Downey market.
Frequently Asked Questions
What is a supplemental insurance agent in Downey?
A supplemental insurance agent in Downey helps you find and enroll in Medicare supplement plans or other gap coverage. They provide local expertise on California-specific rules like guaranteed issue rights and open enrollment periods.
When can I enroll in a Medigap plan in California?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. In California, you may also have additional guaranteed issue rights under state law for certain situations.
Are there special rules for supplemental insurance in California?
Yes, California law requires insurers to offer a 30-day free look period for Medigap policies. You can cancel within that time for a full refund. Also, California has birthday rule protections for certain plan changes.
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