The top-rated supplemental insurance agent in El Centro, California is Sierra Jaime - State Farm Insurance Agent, rated 4.9 stars across 430 reviews. Other highly rated options include Freeway Insurance, Best Formula Insurance Services, Kahlo Insurance Services. This directory lists 20 supplemental insurance agents serving El Centro.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sierra Jaime - State Farm Insurance Agent | 775 E Danenberg Dr #102 | (760) 312-9517 |
| 2 | Freeway Insurance | 422 N Imperial Ave | (760) 706-6054 |
| 3 | Best Formula Insurance Services | 808 N Imperial Ave | (888) 242-9922 |
| 4 | Kahlo Insurance Services | 300 S Imperial Ave Suite 15 | (760) 539-1254 |
| 5 | Payless Auto Insurance Broker, Inc. | 301 N Imperial Ave #A | (760) 353-1290 |
| 6 | Terrazas Insurance | 300 S Imperial Ave #3 | (760) 592-4315 |
| 7 | Del Valle Insurance Solutions | 1265 W State St | (760) 592-4107 |
| 8 | Belellano Insurance Services | 610 S 8th St | (760) 370-3090 |
| 9 | Martinez Insurance Services | 292 S Imperial Ave | (760) 336-0808 |
| 10 | Horace Mann Maeda Insurance Services, LLC. | 238 S 8th St | (760) 336-2601 |
Sierra Jaime - State Farm Insurance Agent serves the El Centro, California area as a local supplemental insurance agent. The business helps residents manage out-of-pocket costs that primary health plans may not fully cover. Policies offered include accident and hospital indemnity plans designed to provide direct cash benefits for specific medical events. Customers can also find help with critical illness coverage, which pays a lump sum upon diagnosis of a covered condition.
Freeway Insurance works as a Supplemental Insurance Agent in El Centro, California, helping clients fill gaps in their primary coverage with additional policies for specific needs. It assists individuals and businesses in securing options like accident, disability, or critical illness plans to provide extra financial protection. The agency supports the local community by serving commercial sectors, including offices, warehouses, and food service operations.
Best Formula Insurance Services provides supplemental insurance coverage to individuals and families in El Centro, California. Its policies help bridge gaps left by primary health or Medicare plans, covering expenses such as deductibles, co-pays, and critical illness costs. The agency offers ongoing support through policy reviews and claims assistance to ensure clients remain adequately protected as their needs change. It services a range of clients, including those living in single-family homes, apartments, retail establishments, and restaurants.
Kahlo Insurance Services provides supplemental insurance solutions for homeowners and property managers in El Centro, California. Policies are designed to fill gaps left by standard plans, addressing costs that primary health or property coverage may not fully cover. The agency guides clients in selecting the appropriate level of secondary protection for their specific circumstances. Each consultation focuses on explaining how supplemental benefits coordinate with existing insurance. The business also extends its service area to cover the surrounding Imperial Valley region.
Payless Auto Insurance Broker, Inc. in El Centro, California assists residents with supplemental insurance policies for healthcare needs not covered by standard plans. Commercial clients also receive guidance for business-specific supplemental coverage throughout the Imperial Valley area. Agents evaluate existing plans to identify gaps and recommend appropriate add-ons. The office typically maintains regular contact with policyholders to adjust coverage after life changes or to schedule annual policy reviews before major plan renewals.
Terrazas Insurance serves El Centro and the surrounding Imperial Valley communities, handling supplemental insurance policies that fill coverage gaps left by standard health plans. Clients in this agricultural region often seek additional protection for unexpected medical costs. The company approaches each situation by first reviewing the existing policy, then identifying specific coverage needs of the resident. It then presents clear options for supplemental plans, explaining benefits without pressure. Finally, it completes the enrollment paperwork efficiently on behalf of the client.
Del Valle Insurance Solutions in El Centro, CA distinguishes between one-time plan enrollments and recurring policy adjustments when serving local clients. As a supplemental insurance agent, the company focuses on filling gaps in standard health coverage with policies for accidents, hospital stays, or critical illness. This helps residents manage out-of-pocket expenses that primary insurance may not fully address. Their service arrangements are offered on either a one-time enrollment basis or an as-needed schedule for policy reviews and claims assistance.
Belellano Insurance Services works with individuals and families to address gaps in their primary health coverage, focusing on policies that help with out-of-pocket medical expenses. The agency specializes in supplemental insurance plans that provide direct cash benefits for hospital stays, accident recovery, or critical illness diagnosis. Local businesses in El Centro routinely seek its guidance for employee benefits packages. The company serves a range of commercial sectors, including professional offices, industrial warehouses, and full-service food establishments.
Martinez Insurance Services in El Centro, CA specializes in helping clients select supplemental insurance policies that fill gaps left by primary health coverage. It works with individuals and families throughout the Imperial Valley to explain options such as hospital indemnity, accident, and critical illness plans. The company assists customers in navigating their benefits and coordinating claims with existing providers. This service is especially valuable during open enrollment periods when policy changes can be made without medical underwriting restrictions.
As the heat of an Imperial Valley summer drives residents indoors, Horace Mann Maeda Insurance Services, LLC in El Centro helps local clients explore supplemental insurance options that cover gaps left by major medical plans. These policies can assist with out-of-pocket costs during unexpected illnesses or accidents. The agency works to explain different plans and guide potential clients through an initial consultation to review their current coverage and identify areas where a supplemental policy might provide additional financial protection. A no-obligation assessment of an applicant’s specific situation begins this process.
What Does a a Supplemental Insurance Agent in El Centro Cost?
Supplemental insurance costs in California vary by plan type age and location. Medigap Plan G in El Centro typically ranges from 120 to 250 dollars per month for a 65 year old. Medicare Advantage plans often have zero premium but charge copays. Costs can change each year. This is general information not insurance advice.
About supplemental insurance agents in El Centro
Supplemental insurance agents in El Centro help residents fill gaps in Medicare and other health coverage. California law allows you to purchase Medigap plans during open enrollment without medical underwriting. Local agents can explain how state regulations affect your options in Imperial County.
Frequently Asked Questions
What is a supplemental insurance agent in El Centro?
A supplemental insurance agent helps you buy policies that cover costs not paid by original Medicare or employer plans. In California agents must be licensed by the state Department of Insurance. They can compare plans from multiple carriers for you.
When can I enroll in a Medigap plan in California?
California has a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any plan without health questions. After that you may face medical underwriting.
Are there special rules for Medicare Advantage in El Centro?
Yes California allows Medicare Advantage plans with specific network rules. In Imperial County some plans use HMO networks while others are PPOs. An agent can explain which local doctors and hospitals are included.
Supplemental Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia · Berkeley