The top-rated supplemental insurance agent in El Dorado Hills, California is Trek Sinclair - State Farm Insurance Agent, rated 5.0 stars across 161 reviews. Other highly rated options include Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance, Chris Cheng - State Farm Insurance Agent, Kinkaid Insurance Services. This directory lists 18 supplemental insurance agents serving El Dorado Hills.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Trek Sinclair - State Farm Insurance Agent | 2205 Francisco Dr #130 | (916) 458-4123 |
| 2 | Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance | 4659 Golden Foothill Pkwy Ste 106 | (916) 939-8990 |
| 3 | Chris Cheng - State Farm Insurance Agent | 4359 Town Center Blvd Ste 112 | (650) 758-6370 |
| 4 | Kinkaid Insurance Services | 5170 Golden Foothill Pkwy | (530) 672-1979 |
| 5 | Gold Insurance Solutions | 3905 Park Dr #110 | (916) 235-3638 |
| 6 | Melinda Marshall Insurance Solutions | 1101 Investment Blvd Suite 170 | (916) 458-1905 |
| 7 | Suburban Family Insurance Agency | 895 Embarcadero Dr Suite 206 | (916) 804-7848 |
| 8 | Golden Sierra Insurance Services, LLC | 1020 Suncast Ln Ste 101 | (916) 936-2230 |
| 9 | Barragan Insurance Agency | 1132 Suncast Ln #8 | (916) 984-9320 |
| 10 | Bristol Insurance Agency | 1011 St Andrews Dr | (209) 968-4727 |
Trek Sinclair - State Farm Insurance Agent in El Dorado Hills, CA, provides supplemental insurance coverage to residents throughout El Dorado County. This agency helps individuals bridge gaps in their primary health plans by offering policies that address unexpected medical expenses. Clients can explore options that complement existing benefits, ensuring financial protection during unforeseen health events. The office specializes in accident and critical illness insurance policies.
Sierra Mountain Insurance Agency / Sohil Yusuf Agency : Allstate Insurance in El Dorado Hills, CA provides supplemental health insurance plans to help cover gaps in primary medical coverage. The agency offers ongoing service plans to review clients’ policies annually, ensuring their supplemental benefits adapt to changing healthcare needs and budget limitations. This local agency partners with property owners by offering homeowner insurance solutions. It services single-family homes, apartments, retail locations, and restaurants throughout the area.
Chris Cheng - State Farm Insurance Agent serves local homeowners, renters, and business owners in El Dorado Hills, CA, by providing supplemental insurance policies that help cover gaps left by standard health or property plans. These options include accident, critical illness, and disability income protection, arranged through individual consultations to match specific needs. The agency also assists with small commercial policies for local professionals. Service extends to nearby Folsom and the greater Sacramento metro area as part of its regular coverage region.
Kinkaid Insurance Services serves El Dorado Hills and the surrounding Sacramento-area communities as a supplemental insurance agent. It handles policies that fill gaps left by major medical plans, such as accident, critical illness, and hospital indemnity coverage. These products help clients manage out-of-pocket costs and lost income during a health event. The company evaluates each customer’s existing coverage and personal risk factors to identify specific financial vulnerabilities. It then presents policy options designed to provide direct cash benefits for uncovered expenses.
Gold Insurance Solutions offers both one-time policy reviews and recurring enrollment services to address changing coverage needs. As a supplemental insurance agent in El Dorado Hills, CA, they help clients close gaps in primary health plans with products like accident, critical illness, or hospital indemnity insurance. These plans typically provide fixed cash benefits directly to the policyholder for covered events. Service runs on either a one-time basis for initial plan setup or on an as-needed schedule for annual re-enrollment or adjustment requests.
Melinda Marshall Insurance Solutions specializes in supplemental insurance, offering policies designed to cover gaps left by major medical plans. The agency helps individuals and families in El Dorado Hills manage out-of-pocket expenses from deductibles, copays, or unexpected treatments. By reviewing coverage options, it works to find suitable plans for various budgets. Planning for a hospital stay, the company ensures clients have help with related costs that major insurance may not fully address.
As seasons change in El Dorado Hills, local residents often re-examine gaps in their health coverage, a need that Suburban Family Insurance Agency addresses by specializing as a supplemental insurance agent. These plans help cover deductibles, copays, and other out-of-pocket expenses that primary insurance may not pay. The agency meets with clients in a straightforward manner, reviewing their existing policies to identify potential coverage shortfalls. The initial step typically involves an in-home or office consultation to evaluate a client’s specific health risks and financial situation before recommending any plan.
Golden Sierra Insurance Services, LLC in El Dorado Hills, CA works directly with individuals to identify financial gaps in their primary health coverage. The agency then offers supplemental insurance add-ons, such as accident, critical illness, and hospital indemnity policies, which help manage out-of-pocket expenses. These tailored solutions support clients by providing cash benefits for unexpected medical events. The company serves a variety of commercial sectors, including local offices, warehouses, and food service establishments.
Bristol Insurance Agency provides supplemental insurance services to residents in the El Dorado Hills area, also extending its commercial coverage options to local businesses. The agency concentrates on addressing gaps that primary health plans may leave, offering personalized policy guidance for individual needs. Located in El Dorado Hills, California, the firm serves clients throughout the surrounding region. Between regular visits and plan updates, the agency continues to offer follow-up support for policy management and claim assistance.
What Does a a Supplemental Insurance Agent in El Dorado Hills Cost?
Supplemental insurance costs in California vary by plan type and provider. Medigap Plan G premiums for a 65-year-old in El Dorado Hills typically range from $120 to $200 per month. Medicare Advantage plans often have $0 premiums but may include copays. Costs also depend on your health, age, and location. This is general information and not insurance advice.
About supplemental insurance agents in El Dorado Hills
Supplemental insurance agents in El Dorado Hills help residents fill gaps in Medicare coverage. California state law requires agents to be licensed and to provide clear plan comparisons. Local agents can explain how Medigap plans work with Original Medicare in El Dorado County.
Frequently Asked Questions
What is the best time to enroll in a Medigap plan in El Dorado Hills?
The best time is during your Medigap Open Enrollment Period. This period starts when you are 65 and enrolled in Medicare Part B. In California, you have six months to buy any Medigap policy without medical underwriting.
Can I switch Medicare Advantage plans in California?
Yes you can switch during the Annual Enrollment Period from October 15 to December 7. California also has a Special Enrollment Period for certain life events. You can switch once between January 1 and March 31 each year.
Are there California rules for supplemental insurance agents?
Yes agents must follow the California Insurance Code. They must disclose their license number and cannot use high-pressure sales tactics. Agents must also provide a written comparison of plans if you request one.
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