The top-rated supplemental insurance agent in Encinitas, California is Schulte Insurance Agency, rated 5.0 stars across 87 reviews. Other highly rated options include Nick Witzmann Insurance Agency, CJT Insurance, Vehicle Registration, VIN Verification, Farmers Insurance - Julie Haidao. This directory lists 12 supplemental insurance agents serving Encinitas.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Schulte Insurance Agency | 1036 2nd St | (760) 436-5015 |
| 2 | Nick Witzmann Insurance Agency | 330 Encinitas Blvd suite 202c | (760) 487-2727 |
| 3 | CJT Insurance, Vehicle Registration, VIN Verification | 144 W D St Suite 109 | (760) 230-1125 |
| 4 | Farmers Insurance - Julie Haidao | 187 Calle Magdalena Suite 110 | (619) 401-1104 |
| 5 | Best Quote Insurance Services | 1103 Quail Gardens Ct | (888) 536-1131 |
| 6 | Asesoria Integral & Services | 560 N Coast Hwy 101 Ste 3b | (760) 943-1656 |
| 7 | Pacific Health Brokers | 1738 Old Mill Rd | (800) 858-0563 |
| 8 | J R Wood Insurance Agency | 4405 Manchester Ave | (760) 944-1848 |
| 9 | JKS Insurance Solutions Inc. | 1810 S El Camino Real b105 | (760) 487-1922 |
| 10 | Health Savings Associates Insurances Services Inc | 687 S Coast Hwy 101 STE 310 | (888) 472-1090 |
Schulte Insurance Agency serves the Encinitas, California community as a supplemental insurance agent. The company assists local residents in finding policies that fill gaps left by major medical coverage, offering important financial protection for unexpected events. It works with individuals and families to evaluate their specific needs for additional benefits. The agency focuses on accident and critical illness insurance policies that provide cash benefits directly to policyholders in this area.
Nick Witzmann Insurance Agency offers a range of supplemental insurance plans designed to cover gaps that standard health policies may leave behind. The agency helps clients navigate options for accident, critical illness, and hospital indemnity coverage. Service includes personalized consultations to tailor plans to individual needs. Ongoing policy reviews ensure that coverage remains appropriate as circumstances change. The agency provides these services to homeowners, apartment residents, and those in retail and restaurant professions within Encinitas, CA.
CJT Insurance, Vehicle Registration, VIN Verification serves homeowners, local business owners, and property managers in Encinitas, California who need supplemental insurance policies that fill gaps left by standard coverage. They help clients secure accident, hospital indemnity, and critical illness plans to manage unexpected health costs. The agency also assists with vehicle registration services and VIN verification. In addition to serving the Encinitas area, the company covers clients throughout nearby Carlsbad.
Farmers Insurance - Julie Haidao serves Encinitas and surrounding San Diego County communities, handling supplemental insurance policies that fill coverage gaps left by primary health or Medicare plans. These plans typically address out-of-pocket costs for accidents, critical illnesses, or hospital stays. Each client’s needs are assessed individually, with a focus on explaining policy details and comparing available options. The general approach used to handle a typical job involves reviewing the client’s current coverage, presenting clear plan choices, and processing the enrollment paperwork.
At Best Quote Insurance Services in Encinitas, CA, the difference between one-time and recurring service options gives clients flexibility based on their changing health needs, while regular coverage reviews ensure plans remain appropriate. Supplemental insurance agents in this area help fill gaps in primary health plans by offering policies that cover deductibles, copays, and other out-of-pocket expenses. Service at this agency is offered as a one-time, scheduled, or as-needed basis, with adjustments made according to each client's personal circumstances.
Asesoria Integral & Services provides focused supplemental insurance services in Encinitas, CA, specializing in policies that fill coverage gaps left by primary health plans. The company helps clients navigate Medicare supplements, accident, and critical illness policies to reduce out-of-pocket medical costs. It works with individuals and families to review existing coverage and identify suitable supplemental options. The local agent assists residents before the annual Open Enrollment Period changes in December to ensure wintertime protection is in place.
As summer arrives in Encinitas, residents often consider how to protect their health outside of traditional major medical plans. Pacific Health Brokers addresses this need by helping clients navigate supplemental insurance options that cover deductibles and co-pays for unexpected procedures. The company focuses on filling gaps in existing coverage with tailored solutions for varied lifestyles and budgets. An initial assessment of each client's current policy is conducted before any plan is presented.
J R Wood Insurance Agency in Encinitas, CA works with clients to supplement their existing health coverage through supplemental plans. These policies help cover out-of-pocket costs and gaps that standard insurance may leave, specializing in add-ons like accident, hospital indemnity, and critical illness benefits. Supplemental agents in this area typically assist businesses and individuals in managing unexpected medical expenses. The company can serve a range of commercial sectors, including offices, warehouses, and food service operations.
Based in Encinitas, JKS Insurance Solutions Inc. assists local homeowners and renters with supplemental insurance policies that fill gaps left by standard health or Medicare plans. Commercial coverage is also available for small businesses throughout the San Diego coastal area requiring additional protection against unforeseen medical costs. Their consultants help clients evaluate gap, hospital indemnity, or accident plans. After an initial enrollment, the office provides proactive outreach to review changing needs and adjust coverage, ensuring seamless service between regular policy renewal periods.
Health Savings Associates Insurances Services Inc in Encinitas, CA is known for helping individuals navigate the complex landscape of supplemental insurance options. The agency works with clients to identify coverage that addresses gaps left by primary health plans, focusing on policies that support financial protection during medical events. It serves local residents seeking Medigap, hospital indemnity, or accident plans. A specialty service the company can add on is targeted critical illness coverage for specific regional health concerns.
What Does a a Supplemental Insurance Agent in Encinitas Cost?
Supplemental insurance costs in California vary by plan type and carrier. Medigap Plan G premiums typically range from 120 to 250 per month for a 65 year old. Medicare Advantage plans often have low or zero monthly premiums but include copays and deductibles. Costs also depend on your age, location, and health status. This is general information and not insurance advice.
About supplemental insurance agents in Encinitas
Supplemental insurance agents in Encinitas help residents choose Medigap or Medicare Advantage plans that fit their needs. California law requires agents to be licensed by the California Department of Insurance and follow strict disclosure rules. Encinitas seniors often work with local agents to compare plans during the annual Open Enrollment Period from October 15 to December 7.
Frequently Asked Questions
What is a supplemental insurance agent in Encinitas?
A supplemental insurance agent is a licensed professional who helps you enroll in Medigap or Medicare Advantage plans. They explain plan benefits and costs and can assist with enrollment paperwork.
Do I need a supplemental insurance agent in California?
You do not need an agent to buy supplemental insurance, but an agent can help you compare plans and avoid costly mistakes. California law allows agents to offer plans from multiple carriers so you can find a good fit.
How do I choose a supplemental insurance agent in Encinitas?
Look for an agent licensed in California with experience in Medicare products. You can verify an agents license on the California Department of Insurance website. Ask about their experience with local plans and carriers.
Supplemental Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia · Berkeley