The top-rated supplemental insurance agent in Gardena, California is General Insurance, rated 4.5 stars across 268 reviews. Other highly rated options include Rene' Hawkins - State Farm Insurance Agent, Peter Cody: Allstate Insurance, Academy Insurance. This directory lists 18 supplemental insurance agents serving Gardena.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | General Insurance | 1084 Rosecrans Ave | (310) 327-2020 |
| 2 | Rene' Hawkins - State Farm Insurance Agent | 1451 Artesia Blvd Ste 10 | (310) 436-0022 |
| 3 | Peter Cody: Allstate Insurance | 18177 S Western Ave Ste B | (310) 538-5004 |
| 4 | Academy Insurance | 15000 Crenshaw Blvd # 101 | (310) 323-0090 |
| 5 | Hercules Insurance - Gardena | 1900 Marine Ave | (310) 329-9992 |
| 6 | Gardena General Insurance Agency | 1220 W Gardena Blvd suite a | (310) 327-1000 |
| 7 | Satellite Insurance Agency | 701 W Redondo Beach Blvd #1034 | (424) 704-9445 |
| 8 | AHTKY Insurance Agency, LLC | 1451 Artesia Blvd suite a | (310) 516-0110 |
| 9 | Strong Tie Insurance Services Inc. | 1369 W Redondo Beach Blvd | (213) 524-0996 |
| 10 | Accurate rate Insurance Services,inc | 2015 W Redondo Beach Blvd suit E | (310) 217-1600 |
General Insurance serves the South Bay region of Los Angeles County from its Gardena, California base. The company provides supplemental insurance policies designed to cover gaps left by primary health plans. These plans can help policyholders manage out-of-pocket medical expenses during unexpected illnesses or accidents. Clients often seek additional financial protection for specific needs not fully addressed by major medical coverage. The agency handles Medicare Supplement plans and helps clients enroll in Hospital Indemnity policies to provide fixed cash benefits for inpatient stays.
Rene' Hawkins - State Farm Insurance Agent in Gardena, California provides a range of supplemental insurance products designed to fill coverage gaps left by primary health or life policies. Available service includes assisting current clients with policy reviews and addressing changes in coverage needs. The office also helps prospective customers compare plan options to match their personal circumstances. Properties typically served include single-family homes, apartments, retail establishments, and restaurants.
Policyholders in Gardena may choose between a single visit for a specific supplemental insurance need or an ongoing service relationship that addresses changing coverage requirements over time. This local agency provides supplemental insurance products that help fill gaps left by primary health or life plans, offering protection for unexpected medical expenses or income loss. Service runs on either a one-time or as-needed basis, depending on the client’s preference for occasional support or continued policy adjustments.
Homeowners, businesses, and property managers in Gardena often choose Academy Insurance for their supplemental insurance agent needs. The company assists clients in selecting policies that help cover gaps left by primary health, accident, or property insurance. By offering personalized guidance on a range of supplemental options, it helps individuals and local enterprises find suitable coverage for unexpected expenses. Academy Insurance also serves nearby communities throughout the South Bay region, including Torrance and the surrounding Los Angeles metro area.
Hercules Insurance - Gardena specializes in supplemental insurance policies that cover gaps left by primary health plans, offering individual and family coverage options. Its general service work involves explaining policy details and assisting with claims from local Gardena clients. The agency helps residents manage out-of-pocket expenses for unexpected medical events, such as seasonal flu complications or emergency room visits during the winter months.
As Southern California deals with another dry season, homeowners and retirees in Gardena look for ways to protect their finances against unexpected out-of-pocket medical expenses. Gardena General Insurance Agency specializes in supplemental insurance policies that help fill the gaps left by major medical coverage. These plans can cover dental, vision, accident, or critical illness events for local residents. A thorough initial in-person assessment of each client's current health plan and budget is always completed before recommending any specific gap coverage.
Satellite Insurance Agency in Gardena, CA provides general supplemental insurance agent services to local residents and businesses. Its specialty includes offering customizable add-on policies that help fill gaps left by major medical plans. These supplementary coverages are designed to ease financial strain from unexpected health events. The agency serves various commercial sectors, including local offices, warehouses, and food service establishments, ensuring workers have access to needed secondary protection.
AHTKY Insurance Agency, LLC in Gardena, CA serves residents seeking supplemental coverage to help fill gaps left by major medical plans. Commercial clients can also access similar gap-filling policies to support employee benefits. The agency focuses its services on Gardena and the surrounding local area. Agents provide clear explanations of policy details during each meeting, ensuring clients understand their options fully. After an initial policy is placed, the agency schedules follow-up contacts to review coverage needs between regular visits.
Strong Tie Insurance Services Inc. provides supplemental insurance options for individuals seeking to cover gaps in their primary health or life policies. It offers service plans that help clients manage routine policy updates and claims assistance throughout the year. The company operates in Gardena, California, delivering these solutions to the local community. Its client base includes owners of single-family homes, apartments, retail spaces, and restaurants.
What Does a a Supplemental Insurance Agent in Gardena Cost?
Costs for supplemental insurance in California vary by plan type, age, and health status. For example, a Medicare Supplement Plan G for a 65-year-old may range from $120 to $250 per month. Hospital indemnity plans can cost $30 to $80 per month. Some policies have no waiting period, while others may have a 6-month pre-existing condition exclusion. This is general information, not insurance advice.
About supplemental insurance agents in Gardena
Supplemental insurance agents in Gardena, California help residents fill gaps in their primary health coverage. These agents can guide you through options like Medicare Supplement plans and hospital indemnity policies. California law requires agents to be licensed by the California Department of Insurance and follow strict disclosure rules.
Frequently Asked Questions
What does a supplemental insurance agent in Gardena do?
A supplemental insurance agent helps you find policies that cover costs not paid by your main health plan. They explain plan benefits, compare carriers, and assist with enrollment. In California, agents must provide a written outline of coverage before you buy a policy.
Is a supplemental insurance policy required in California?
No, supplemental insurance is voluntary in California. However, if you have a high-deductible health plan or Original Medicare, a supplemental policy can help with out-of-pocket costs. California law gives you a 30-day free look period to cancel a policy for a full refund.
How do I choose a supplemental insurance agent in Gardena?
Look for an agent licensed by the California Department of Insurance with experience in the type of coverage you need. Ask about their carrier relationships and whether they offer plans from multiple companies. You can verify an agents license on the CDI website.
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