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Find Supplemental Insurance Agents in Hercules, CA

Looking for a supplemental insurance agent in Hercules? Review the directory below to compare your options.

5 agents listed
Updated May 2026
Hercules, CA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of California before hiring.
Showing 5 supplemental insurance agents in Hercules, CA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Al Chen - State Farm Insurance Agent
1511 Sycamore Ave Ste F, Hercules, CA 94547
(510) 222-1102 alchensf.com
Geoffrey Lavitoria - State Farm Insurance Agent
1327 Sycamore Ave, Hercules, CA 94547
(510) 724-1800 glavitoria.com
123 Insurance Solutions Agency | License # 6012701
1611 Sycamore Ave #5173, Hercules, CA 94547
(510) 964-9930 shoplocalmedicare.com
Principal Financial Group
704 Alfred Nobel Dr, Hercules, CA 94547
(510) 634-7362 principal.com
1st Signature Insurance Services
726 Alfred Nobel Dr, Hercules, CA 94547
(510) 620-4355

Supplemental insurance agents in Hercules, California help residents find coverage that fills gaps in Medicare or employer health plans. Under California law, agents must be licensed by the California Department of Insurance and follow strict disclosure rules. These agents can explain Medigap plans, Medicare Advantage options, and other private policies available in Contra Costa County.

What Does a Supplemental Insurance Agent in Hercules Cost?

Supplemental insurance costs in California vary by plan type, age, and location. Medigap Plan G premiums for a 65-year-old in Hercules typically range from $120 to $250 per month. Medicare Advantage plans often have $0 monthly premiums but may include copays and deductibles. Costs can change each year. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is a supplemental insurance agent in Hercules?
A supplemental insurance agent is a licensed professional who helps you buy private health insurance to cover costs not paid by Medicare or your main plan. In California, agents must pass a state exam and complete continuing education every two years.
When can I enroll in a Medigap plan in California?
In California, you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to health conditions.
Are there California rules for Medicare Advantage plans?
Yes, California requires Medicare Advantage plans to offer a special enrollment period if you move out of the plan service area. Plans must also provide annual notices and follow state consumer protection laws.