The top-rated supplemental insurance agent in Hesperia, California is Veronica's Insurance, rated 4.7 stars across 443 reviews. Other highly rated options include Felicity Insurance Services, Alford Insurance Agency, Fiesta Auto Insurance & Tax Service. This directory lists 20 supplemental insurance agents serving Hesperia.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Veronica's Insurance | 15555 Main St | (760) 223-7126 |
| 2 | Felicity Insurance Services | 14895 Bear Valley Rd A | (760) 684-8289 |
| 3 | Alford Insurance Agency | 14465 Main St Ste 4 | (760) 948-3276 |
| 4 | Fiesta Auto Insurance & Tax Service | 17386 Main St | (760) 253-8383 |
| 5 | Amy Martinez - State Farm Insurance Agent | 15550 Main St Suite D17 | (760) 244-8808 |
| 6 | Insurance, Live Scan, DMV Services and Notary | 16559 Bear Valley Rd Ste B | (760) 998-3334 |
| 7 | Aims Insurance Services - Bear Valley | 14665 Bear Valley Rd D | (760) 956-2300 |
| 8 | Matt Valdez - State Farm Insurance Agent | 16360 Main St | (760) 998-3500 |
| 9 | Farmers Insurance - Clinton Alford | 14465 Main St Ste 4 | (760) 948-3276 |
| 10 | Aims Insurance Services | 16180 Main St | (760) 956-2166 |
Veronica's Insurance serves residents of Hesperia and the surrounding San Bernardino County area as a specialized supplemental insurance agent. They help individuals secure additional health coverage that works alongside major medical plans, addressing gaps in traditional policies. A major part of their work focuses on explaining and enrolling clients in plans that cover out-of-pocket expenses like copays and deductibles. They also assist with accident-related policies and critical illness benefits intended to ease financial strain during unexpected health events.
Felicity Insurance Services offers a range of supplemental insurance coverage options for individuals and families in Hesperia, CA. The agency works with clients to identify policy gaps, providing access to plans that help cover expenses traditional health insurance may not include. They also assist with maintenance of existing plans, ensuring clients understand their benefits and can make adjustments during open enrollment periods. The company serves a diverse client base, including residents of single-family homes, apartments, retail establishments, and restaurants throughout the local area.
Homeowners and businesses in Hesperia turn to Alford Insurance Agency for supplemental insurance coverage that fills gaps often left by standard policies. The agency works with clients to identify and address those specific needs, offering guidance on supplemental plans that help protect financial stability in everyday situations. Familiar with the region and its insurance requirements, the agency provides straightforward assistance tailored to local lifestyles. Its service area also extends throughout the High Desert and into the neighboring community of Victorville.
Fiesta Auto Insurance & Tax Service, located in Hesperia, California, specializes in supplemental insurance agency services, including Medicare supplements and final expense plans. The agency also assists clients with standard insurance needs and tax preparation for local residents and small businesses. Supplemental coverage helps fill gaps left by primary health or life insurance, providing additional financial protection for unexpected medical costs or income loss. As residents prepare for Medicare open enrollment each fall, the agency helps evaluate plan options to prevent coverage lapses or costly penalties.
Serving Hesperia and the surrounding High Desert communities, Amy Martinez - State Farm Insurance Agent handles supplemental insurance coverage to help fill gaps left by primary health plans. This local agency assists clients in understanding policies that address out-of-pocket medical costs during unexpected events. The agent meets with individuals to review their existing coverage, then explains available options in a straightforward manner. She takes the time to answer each question carefully before helping customers select a plan tailored to their specific needs and budget.
Insurance, Live Scan, DMV Services and Notary in Hesperia, CA specializes in supplemental insurance agent work, including Medicare and gap coverage options that help local residents manage out-of-pocket medical costs. It also offers live scan fingerprinting for background checks, DMV services for license and registration renewals, and general notary services for document signing. When enrollment periods expire or a sudden medical event creates unexpected expenses, this office provides supplementary plans to fill in missed coverage gaps efficiently.
Aims Insurance Services - Bear Valley in Hesperia, CA, helps clients distinguish between one-time gap coverage and recurring supplemental plans that extend existing health benefits. The agency focuses on insurance that covers out-of-pocket costs not paid by primary policies, including accidents, critical illnesses, and hospital indemnity. This fills financial gaps during unexpected medical events. Service options are flexible, with policies set up on a one-time, scheduled, or as-needed basis to match individual coverage needs throughout the year.
Matt Valdez, a supplemental insurance agent in Hesperia, CA, helps homeowners with policies that fill gaps in their primary residential coverage. He also provides supplemental plans for commercial properties, serving clients throughout the Hesperia area. His work focuses on offering tailored options for specific insurance needs during one-time consultations. After an initial policy is set up, Mr. Valdez regularly contacts customers to review their coverage and offer adjustments, ensuring follow-up service between annual visits.
As local residents begin to plan for summer activities, supplemental insurance can provide financial protection against unexpected medical gaps. Aims Insurance Services in Hesperia, CA works with clients to assess their existing coverage and identify potential shortfalls in areas such as accident, critical illness, or hospital indemnity. By reviewing individual needs without pressure, the company focuses on explaining how supplemental policies complement major medical plans before suggesting any changes. A no-obligation initial assessment is scheduled to review current healthcare or life policy documents.
What Does a a Supplemental Insurance Agent in Hesperia Cost?
Supplemental insurance agents in California typically do not charge a fee for their services. They earn commissions from insurance companies. Premiums for Medicare Supplement plans in Hesperia range from about 100 to 300 dollars per month depending on age, health, and plan type. Costs for other supplemental policies vary widely. This is general information and not insurance advice.
About supplemental insurance agents in Hesperia
Supplemental insurance agents in Hesperia, California help residents find policies that cover gaps in primary health insurance. California law requires agents to be licensed by the California Department of Insurance. These agents can explain options like Medicare Supplement plans and hospital indemnity coverage.
Frequently Asked Questions
What does a supplemental insurance agent in Hesperia do?
A supplemental insurance agent helps you compare and enroll in plans that pay for costs not covered by your main health insurance. This includes Medicare Supplement plans, critical illness policies, and accident insurance. Agents must follow California regulations on disclosure and suitability.
How do I verify a supplemental insurance agent license in California?
You can check an agent license on the California Department of Insurance website. Use the license lookup tool to confirm the agent is active and has no disciplinary actions. All agents selling supplemental insurance in California must hold a valid license.
Are there time limits to enroll in a Medicare Supplement plan in California?
Yes. In California, you have a 6-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window insurers may deny coverage or charge higher premiums.
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