The top-rated supplemental insurance agent in La Verne, California is ALLSTATE INSURANCE: JOHN BUDGE INSURANCE SERVICES, rated 4.9 stars across 259 reviews. Other highly rated options include AAA La Verne Insurance and Member Services, Henderson Insurance Services, Connie Baldwin - State Farm Insurance Agent. This directory lists 13 supplemental insurance agents serving La Verne.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | ALLSTATE INSURANCE: JOHN BUDGE INSURANCE SERVICES | 2130 Walnut St Ste A | (909) 288-5956 |
| 2 | AAA La Verne Insurance and Member Services | 2488 Foothill Blvd Suite A | (909) 392-1444 |
| 3 | Henderson Insurance Services | 2123 3rd St | (909) 784-2055 |
| 4 | Connie Baldwin - State Farm Insurance Agent | 2045 Foothill Blvd | (909) 593-4222 |
| 5 | Wright Insurance Services | 2911 Bonita Ave | (909) 628-0444 |
| 6 | Barbara Larkin: Allstate Insurance | 2210 Foothill Blvd | (909) 596-2222 |
| 7 | Ernest Dorado Insurance Services | 3555 N White Ave #8548 | (909) 593-8923 |
| 8 | Farmers Insurance - Juan Fuentes | 2120 Foothill Blvd #202 | (909) 233-7048 |
| 9 | Steven F Johnson Insurance | 2020 E Arrow Hwy | (909) 593-6357 |
| 10 | Allstate Personal Financial Representative: Tamone Phengrasamee | 2210 Foothill Blvd | (626) 963-1651 |
Allstate Insurance: John Budge Insurance Services provides a range of supplemental insurance policies designed to cover gaps left by primary health plans. The agency offers ongoing service to help clients understand their coverage options and manage policy adjustments as needs change. Their approach focuses on explaining plan details and assisting with claims navigation. In La Verne, CA, the agency services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
AAA La Verne Insurance and Member Services serves the greater Los Angeles County area, including the city of La Verne, as a supplemental insurance agency. It helps clients fill coverage gaps left by major medical plans, offering policies that provide financial protection for unexpected health events. The agency assists individuals in selecting appropriate plans tailored to their specific needs. Services commonly handled here include accident and critical illness insurance, as well as hospital indemnity policies.
Homeowners, families, and small-business owners in La Verne turn to Henderson Insurance Services for supplemental insurance coverage. These policies help fill gaps left by primary health plans, addressing deductibles, copays, and unexpected medical costs. The agent guides clients through plan options, explaining how cancer, accident, or hospital indemnity policies provide additional financial protection. Henderson Insurance Services also serves residents in nearby San Dimas.
Connie Baldwin - State Farm Insurance Agent serves the La Verne area and the surrounding communities of Southern California. The agency handles supplemental insurance policies designed to cover gaps left by major medical plans. These offerings help clients manage unexpected out-of-pocket expenses from accidents, illnesses, or hospital stays. To process a typical job, the agent begins with a detailed needs assessment, then presents clear policy options that align with each client's individual health and financial situation.
Wright Insurance Services in La Verne, CA offers supplemental insurance solutions, including policies that help cover gaps left by major medical plans. The agency assists local residents and business owners in selecting affordable health-related gap coverage, such as accident or critical illness plans. It serves clients navigating complex benefit options by explaining how supplemental policies can reduce out-of-pocket expenses during an unexpected health event. The agency particularly helps individuals facing open enrollment periods or significant life changes that require adjusting their existing medical and financial protection strategies.
Barbara Larkin: Allstate Insurance in La Verne, CA, provides supplemental insurance that fills coverage gaps not addressed by major medical plans, while a one-time policy purchases a specific set benefit, appealing to those seeking a simple option and a recurring service like a monthly plan offers ongoing protection with automatic renewals. The office assists clients in comparing how these plans complement existing health coverage for unexpected expenses. Service runs on a scheduled basis for policy reviews and as-needed for claims or coverage adjustments.
As the fall open enrollment period approaches, residents of La Verne often review their existing health coverage to address gaps left by Medicare or employer plans. Ernest Dorado Insurance Services works directly with individuals seeking supplemental policies that manage out-of-pocket medical costs and offer predictable benefits. Specializing in these niche products allows the agency to clarify common exclusions and coordinate with existing health plans so clients need not worry about surprise expenses. Typically the process begins with a no-obligation phone call to assess personal health needs and current coverage gaps.
Farmers Insurance - Juan Fuentes offers supplemental insurance products that fill gaps left by standard health or life policies in La Verne. The agency specializes in accident, critical illness, and hospital indemnity plans, helping individuals cover unexpected out-of-pocket costs. These optional policies provide additional financial support when primary insurance limits are reached. Businesses seeking employee benefit enhancements can explore these offerings. The agency serves commercial clients ranging from small offices and retail stores to warehouses and food service establishments.
Steven F Johnson Insurance in La Verne, CA serves residential clients in the area seeking supplemental insurance for care not covered by standard health plans. The agency also offers similar commercial coverage options for local businesses and professionals throughout the region. Residents and business owners can obtain policies designed to fill gaps in their primary insurance, providing additional financial protection when unexpected health needs arise. The agency works to maintain ongoing contact with clients, offering follow-up service between regular visits to adjust coverage as life circumstances change.
Allstate Personal Financial Representative Tamone Phengrasamee in La Verne, CA, is known for helping clients supplement their existing health coverage with tailored plans. The agency serves local residents and families seeking to fill gaps in traditional insurance, focusing on policies that address out-of-pocket medical costs. A specialty service this agent can add on is accident insurance, which provides lump-sum cash payments for unexpected injuries.
What Does a a Supplemental Insurance Agent in La Verne Cost?
Supplemental insurance agent services in California are usually free to the consumer because agents earn commissions from insurance companies. Policy premiums vary widely. For example, a Medigap Plan G in La Verne might cost between $120 and $250 per month depending on age and carrier. Hospital indemnity plans may cost $30 to $80 per month. This is general information, not insurance advice.
About supplemental insurance agents in La Verne
Supplemental insurance agents in La Verne, California help residents find policies that cover gaps in Medicare or major medical plans. California law requires agents to be licensed by the California Department of Insurance. Agents can explain how plans like Medigap or hospital indemnity work with your existing coverage.
Frequently Asked Questions
What does a supplemental insurance agent in La Verne do?
A supplemental insurance agent helps you compare and enroll in policies that pay for costs not covered by your primary health plan. In California, agents must follow strict disclosure rules about policy benefits and limitations. They can also help you understand open enrollment periods.
Do I need a license to sell supplemental insurance in California?
Yes. All insurance agents in California must hold a valid license from the California Department of Insurance. They must pass a background check and complete continuing education every two years. You can verify an agents license on the CDI website.
Can I change my supplemental plan at any time in California?
Not always. For Medicare supplemental plans, you have a guaranteed issue right during your Medigap open enrollment period. Outside that window, insurers may use medical underwriting. California also has a birthday rule that lets you switch to an equal or lesser plan within 60 days of your birthday.
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