The top-rated supplemental insurance agent in Livermore, California is JD Insurance Group, rated 5.0 stars across 134 reviews. Other highly rated options include Diamond Legacy Insurance, Farmers Insurance - Shellee McLaughlin, Granite Professional Insurance Brokers, Inc.. This directory lists 20 supplemental insurance agents serving Livermore.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | JD Insurance Group | 486 Lindbergh Ave | (925) 252-8388 |
| 2 | Diamond Legacy Insurance | 2222 Second St #5 | (925) 495-2233 |
| 3 | Farmers Insurance - Shellee McLaughlin | 2177 Las Positas Ct Ste J | (925) 960-1604 |
| 4 | Granite Professional Insurance Brokers, Inc. | 360 Lindbergh Ave | (888) 347-2648 |
| 5 | Betty Taylor - State Farm Insurance Agent | 509 N L St | (925) 373-0111 |
| 6 | Gene Morgan Insurance Agency | 2020 Fourth St | (925) 447-2565 |
| 7 | Freeway Insurance | 1509 N Vasco Rd | (925) 464-4102 |
| 8 | Farmers Insurance - Jennifer Morris | 542 N L St Ste A | (510) 460-6070 |
| 9 | Ron Andre Jr - State Farm Insurance Agent | 1643 First St A | (925) 447-7664 |
| 10 | Cathy Pasut - State Farm Insurance Agent | 1643 First St ste d | (925) 447-7663 |
JD Insurance Group serves the Livermore, California area as a supplemental insurance agent. It helps clients fill gaps not covered by major medical plans by offering policies for unexpected health events. These plans can address out-of-pocket costs and income loss during recovery. The agency guides residents through options suited to their individual needs and budgets. It specializes in providing critical illness coverage and accident insurance to local families and workers.
Diamond Legacy Insurance provides supplemental insurance coverage to address financial gaps left by primary health plans. Located in Livermore, CA, this agency explains policy details thoroughly and assists clients with claims and plan adjustments throughout the year. Its service approach focuses on helping individuals and families manage out-of-pocket medical expenses and unexpected health costs. The agency serves a variety of local properties and businesses, including single-family homes, apartments, retail stores, and restaurants.
Homeowners, business owners, and property managers in Livermore, California turn to Farmers Insurance - Shellee McLaughlin for dedicated supplemental insurance agent services. This agency helps clients bridge gaps left by primary health or property coverage, offering tailored plans to address specific out-of-pocket expenses or policy exclusions. By focusing on individual risk assessment, the agent creates personalized benefit structures for each household or business. The agency extends its comprehensive supplemental insurance guidance to residents of Pleasanton and the broader Tri-Valley area as well.
Serving Livermore, California, and the surrounding Tri-Valley communities, Granite Professional Insurance Brokers, Inc. handles supplemental insurance coverage for local residents. This type of agent focuses on policies that fill gaps left by primary health plans, such as accident, critical illness, or hospital indemnity. In a typical job, the company first conducts a thorough review of a client’s existing benefits. It then identifies specific financial vulnerabilities those plans might leave uncovered. Finally, it presents clear, tailored options designed to address those individual needs, without overcomplicating the selection process.
Betty Taylor - State Farm Insurance Agent in Livermore, CA, specializes as a supplemental insurance agent, offering policies that fill gaps left by major medical coverage. Its general service work includes helping clients select plans for accidents, critical illnesses, or hospital stays. Livermore residents often seek assistance during open enrollment periods to ensure they are protected against unexpected medical expenses that their primary insurance does not fully address, such as the costs associated with a winter flu hospitalization.
Gene Morgan Insurance Agency, based in Livermore, CA, helps individuals navigate the difference between one-time policy purchases and recurring plans that adjust with changing health needs. Their supplemental insurance coverage fills gaps in hospital stays, accident recovery, and critical illness expenses. Designed for local residents, these services address common financial exposures that primary policies often leave uncovered. Support is available on an as-needed basis, allowing clients to request consultations or modify existing plans whenever new health or financial circumstances arise.
Freeway Insurance provides supplemental insurance policies for individuals and businesses in Livermore, California, helping to cover gaps left by standard health or life plans. Its services include facilitating enrollment in accident, critical illness, and hospital indemnity coverage, along with periodic policy reviews to adjust plans as client needs change. The company serves a variety of properties in the area, including single-family homes, apartments, retail stores, and restaurants.
As the seasons change in Livermore, many local families and business owners begin evaluating their existing coverage for gaps that standard plans may leave. Farmers Insurance - Jennifer Morris addresses these concerns by offering supplemental policies designed to fill those specific shortfalls, providing additional financial protection for unexpected medical or property expenses. The agency helps clients navigate options that align with their individual situations, exploring coverage that can offer further peace of mind without overextending a budget. An initial assessment of current protection levels is conducted to identify and discuss possible adjustments.
Ron Andre Jr - State Farm Insurance Agent in Livermore, CA provides general supplemental insurance products that help cover gaps left by major medical plans. This agency specializes in offering targeted add-ons such as accident, critical illness, and disability income policies. These extra coverages can protect individuals from out-of-pocket expenses during unexpected health events or recovery periods. The agency serves a range of commercial sectors within the local area, including office environments, warehouse facilities, and food service operations.
What Does a a Supplemental Insurance Agent in Livermore Cost?
Supplemental insurance costs in California vary by plan type, age, gender, and location. Medigap Plan G for a 65 year old in Livermore typically ranges from $120 to $250 per month. Plan N may cost between $90 and $180 per month. Dental and vision add-on plans often cost $30 to $70 per month. These are general estimates and your actual premium depends on the carrier and underwriting. This information is for general purposes and is not insurance advice.
About supplemental insurance agents in Livermore
Supplemental insurance agents in Livermore, California help residents find Medigap and other health insurance plans that fill gaps in original Medicare. California law provides a guaranteed issue right for Medigap plans during the six-month open enrollment period starting when you turn 65 and enroll in Part B. Agents can explain how state-specific rules affect your coverage choices and costs.
Frequently Asked Questions
What is a supplemental insurance agent in Livermore?
A supplemental insurance agent is a licensed professional who helps you compare and enroll in Medigap plans, dental insurance, or other policies that cover costs not paid by original Medicare. They work with multiple carriers to find options that fit your budget and health needs.
When can I enroll in a Medigap plan in California?
You have a six-month Medigap open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. Outside this window you may face health questions or higher premiums.
Are supplemental insurance agents in Livermore regulated by California law?
Yes. All insurance agents in California must hold a valid license from the California Department of Insurance. They must follow state rules about disclosure, advertising, and sales practices. You can verify an agents license on the CDI website.
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