The top-rated supplemental insurance agent in Lodi, California is Dave Nugent - State Farm Insurance Agent, rated 5.0 stars across 468 reviews. Other highly rated options include Cost-U-Less Insurance, Contigo Insurance Center, Schumacher Insurance Solutions. This directory lists 20 supplemental insurance agents serving Lodi.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Dave Nugent - State Farm Insurance Agent | 2401 W Turner Rd Ste 228 | (209) 333-2300 |
| 2 | Cost-U-Less Insurance | 758 W Kettleman Ln | (209) 323-2869 |
| 3 | Contigo Insurance Center | 720 S Cherokee Ln Suite B | (209) 334-6060 |
| 4 | Schumacher Insurance Solutions | 1124 W Tokay St | (209) 334-1400 |
| 5 | Steele Insurance Agency- Kade Piazza | 1816 W Kettleman Ln STE D | (209) 625-4708 |
| 6 | Farmers Insurance - Rachel Sauseda | 112 Church St | (209) 365-0700 |
| 7 | Eugene C Yates Insurance Agency | 245 E Kettleman Ln suite a | (209) 339-1130 |
| 8 | Seldon Brusa Insurance Inc | 1100 W Tokay St # B | (209) 334-3255 |
| 9 | Leavitt United | 1300 W Lodi Ave STE A1 | (800) 549-4242 |
| 10 | Rosa M. Lopez - Steele Insurance | 214 W Lockeford St | (209) 426-5181 |
Dave Nugent - State Farm Insurance Agent serves the Lodi, California area as a supplemental insurance agent. The office helps local residents fill coverage gaps left by major medical plans, offering policies that provide additional financial protection for unexpected health events and accidents. Clients can explore supplemental options designed to offer cash benefits for hospital stays, critical illnesses, or recovery periods. This agency handles both Medicare supplement plans and accident insurance policies for the broader San Joaquin County community.
Cost-U-Less Insurance in Lodi, California assists clients with selecting supplemental insurance policies that cover expenses beyond standard health plans. These specialty add-on products often include accident, critical illness, and hospital indemnity coverage, providing financial protection for unexpected gaps in care. The agency works with local businesses and individuals to tailor these solutions for various commercial sectors, including offices, warehouses, and food service operations.
Contigo Insurance Center provides a range of supplemental insurance options designed to fill coverage gaps for local residents and business owners in Lodi, CA. Its service approach includes guiding clients through plan selection and assisting with policy maintenance and claims support throughout the year. The agency helps protect everyday financial needs by offering products that address income loss, accident recovery, and critical illness expenses. It serves a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners and property owners in Lodi, California rely on Schumacher Insurance Solutions for supplemental insurance coverage. The agency helps clients fill gaps in their primary policies, offering financial protection for unexpected deductibles or losses not fully covered. Supplemental insurance agents in this agricultural region understand the unique needs of local residents, including risks from seasonal weather events. Their services extend to neighboring communities within San Joaquin County, such as Stockton, Galt, and the greater Lodi metropolitan area.
Steele Insurance Agency- Kade Piazza serves clients in Lodi, California, and the surrounding communities of San Joaquin County, providing supplemental insurance coverage. These policies are designed to help individuals manage out-of-pocket expenses not covered by major medical plans, such as deductibles and co-pays. The agency handles common supplemental products including accident, critical illness, and hospital indemnity plans. In a typical job, Kade Piazza works closely with clients to review their existing health coverage and personal needs, then presents straightforward policy options for informed decision-making.
A prospective client can choose either a one-time policy review or an ongoing service relationship. Supplemental insurance agents in Lodi, California, help fill gaps left by major medical plans with options like accident, critical illness, or hospital indemnity coverage. Rachel Sauseda at Farmers Insurance assists clients in understanding how these plans complement their existing health coverage. Service for supplemental insurance in this area typically runs on an as-needed basis for claims support or policy adjustments.
Eugene C Yates Insurance Agency serves residential clients in Lodi, California by helping them explore supplemental insurance options to cover gaps in primary health or Medicare plans. Commercial coverage is also available for local small business owners seeking additional protection. The agency focuses on the Lodi area as its primary service territory. After an initial policy is in place, the agency offers follow-up assistance and repeat service to adjust coverage between regular plan periods as needs change.
Seldon Brusa Insurance Inc provides supplemental insurance solutions such as dental, vision, and hospital indemnity plans for residents in and around Lodi, CA. As a local supplemental insurance agent, it helps customers fill coverage gaps that traditional major medical policies often leave unfilled. The agency works with individuals to match them with policies that address out-of-pocket costs from accidents or illnesses. This service proves especially valuable during summer months when families face increased risk of sports-related injuries.
Specializing in supplemental insurance, an independent agent located in Lodi, CA works beside a client's primary health coverage to fill coverage gaps. These extra policies help manage out-of-pocket expenses from accidents, hospital stays, or critical illnesses. Leavitt United provides local guidance, helping both individuals and businesses find suitable add-on plans. Their services are available to various commercial sectors, including office environments, warehouses, and food service operations needing employee benefit options.
As the harvest season winds down in Lodi and families assess their health coverage gaps, Rosa M. Lopez - Steele Insurance provides supplemental insurance agent services to local residents. The company helps clients explore policies that address expenses not covered by primary medical plans, such as accident or hospital indemnity benefits. An initial consultation typically involves a review of the client’s existing coverage and a discussion of potential needs, followed by a straightforward policy inspection at the agent’s office or the client’s home.
What Does a a Supplemental Insurance Agent in Lodi Cost?
Costs for supplemental insurance in California vary by plan type, age, and health status. For example, a Medicare Supplement Plan G for a 65-year-old in Lodi may range from $120 to $250 per month. Life insurance supplemental policies can cost $30 to $150 monthly depending on coverage amount. These figures are estimates only. This is general information and not insurance advice.
About supplemental insurance agents in Lodi
Supplemental insurance agents in Lodi, California help residents find policies that cover gaps in primary health or Medicare plans. Under California law, agents must be licensed by the California Department of Insurance and follow strict disclosure rules. Many Lodi agents specialize in Medicare Supplement plans, which have specific open enrollment periods under federal and state regulations.
Frequently Asked Questions
What is a supplemental insurance agent in Lodi?
A supplemental insurance agent is a licensed professional who helps you buy policies that pay for costs not covered by your main health insurance. In California, agents must pass a state exam and complete continuing education to keep their license.
When can I enroll in a Medicare Supplement plan in Lodi?
You can enroll during your Medigap Open Enrollment Period, which starts when you are 65 and enrolled in Medicare Part B. This period lasts six months and guarantees you can buy any policy without medical underwriting.
Are there California rules for supplemental insurance agents?
Yes. California law requires agents to provide a written outline of coverage and disclose any commissions. Agents must also follow the California Insurance Code, which prohibits misrepresentation and unfair sales practices.
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