The top-rated supplemental insurance agent in Lompoc, California is Julio's Auto Insurance, rated 4.9 stars across 81 reviews. Other highly rated options include AAA Lompoc Insurance and Member Services, Farmers Insurance - Andra Campbell, Fiesta Auto Insurance & Tax Service. This directory lists 18 supplemental insurance agents serving Lompoc.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Julio's Auto Insurance | 705 E Ocean Ave | (805) 430-9700 |
| 2 | AAA Lompoc Insurance and Member Services | 525 W Central Ave | (805) 735-2731 |
| 3 | Farmers Insurance - Andra Campbell | 125 W Ocean Ave | (805) 757-5055 |
| 4 | Fiesta Auto Insurance & Tax Service | 726 N H St | (805) 944-1012 |
| 5 | Charles W Walker Insurance | 201 N H St | (805) 736-4162 |
| 6 | James Hinshaw: Allstate Insurance | 830 E Ocean Ave | (805) 736-8944 |
| 7 | Kelly Breen: Allstate Insurance | 3757 Constellation Rd | (805) 735-6466 |
| 8 | Servicios Maya / Maya Insurance Agency | 717 E Ocean Ave | (805) 741-5050 |
| 9 | Farmers Insurance - Rebecca Stouppe | 115 E College Ave Ste 3 | (805) 736-7000 |
| 10 | Signorelli Insurance Services Inc | 515 E Ocean Ave | (805) 735-5300 |
Julio's Auto Insurance in Lompoc, CA provides supplemental insurance agent services, helping clients bridge coverage gaps left by primary policies. Service plans include assistance with claims navigation, policy review sessions, and routine plan adjustments to ensure continued alignment with changing needs. The agency also handles enrollment modifications and coverage explanations. It services single-family homes, apartments, retail spaces, and restaurants.
AAA Lompoc Insurance and Member Services serves the greater Lompoc area of Santa Barbara County as a local supplemental insurance agent. The company assists clients by offering policies that cover expenses not included in primary health plans, such as dental, vision, or accident-related costs. These supplementary plans help individuals and families manage out-of-pocket medical expenses more effectively. The agency specifically handles enrollment for hospital indemnity plans and critical illness coverage in the region.
Homeowners and property managers in Lompoc, CA, can turn to Farmers Insurance - Andra Campbell for supplemental insurance that fills coverage gaps left by standard policies. This agency provides vital protection, such as accident and critical illness plans, which help individuals manage unexpected out-of-pocket costs. These supplementary policies are designed to work alongside primary health or home coverage, providing an extra layer of financial security for local residents. The agency also extends its services to clients in the surrounding Santa Ynez Valley area.
Fiesta Auto Insurance & Tax Service in Lompoc, California, helps homeowners and local business owners find supplemental insurance to cover gaps in standard policies, such as accident or critical illness expenses. It also assists property managers seeking additional liability protection for rental units. The agency guides clients through comparing plans to ensure sufficient coverage beyond primary health or property insurance. It also serves the Vandenberg Village community and the broader Santa Ynez Valley metro area.
Charles W Walker Insurance, operating in Lompoc, CA, explains that one-time policies provide a single coverage period for specific needs, while recurring service options offer renewable plans for continual protection. Supplemental insurance agents here help clients address gaps left by primary health coverage, such as critical illness or accident expenses. The agents guide customers in selecting plans that complement their existing benefits. Service runs on both a scheduled basis for policy reviews and an as-needed basis for new applications or inquiries.
Serving Lompoc and the surrounding Santa Barbara County communities, James Hinshaw: Allstate Insurance provides supplemental insurance coverage. This type of policy helps fill gaps left by primary health plans, covering expenses such as deductibles or lost income during illness or injury. The agent works with individuals to identify potential out-of-pocket financial risks from unforeseen medical events. For a typical job, it begins by reviewing a client’s existing coverage to pinpoint specific vulnerabilities before recommending a targeted, single-issue plan.
With rising healthcare costs and seasonal changes in Lompoc, many residents seek ways to cover gaps in their primary insurance. Kelly Breen: Allstate Insurance provides supplemental insurance policies tailored to local needs, helping clients manage deductibles, copays, or unexpected expenses. The agency focuses on explaining benefit structures clearly so residents can make informed choices about additional coverage. An initial consultation is offered, where an agent reviews the client's current plan and identifies potential gaps requiring coverage assessment.
Servicios Maya / Maya Insurance Agency specializes in supplemental insurance coverage, helping clients fill gaps left by standard health plans. It provides Medicare supplements, accident, critical illness, and hospital indemnity policies to residents in Lompoc and the surrounding areas. The agency assists individuals in understanding their options and selecting plans suited to their needs. As open enrollment periods approach each year, it helps seniors navigate changes to their existing coverage while avoiding unexpected out-of-pocket expenses during flu season.
Farmers Insurance - Rebecca Stouppe in Lompoc, CA provides core insurance coverage and specializes in supplemental insurance agent services. These supplemental policies help fill gaps left by major medical plans, offering clients financial protection for unexpected expenses. The agency serves a variety of commercial sectors in the local area, including professional offices, warehouses, and food service businesses that need tailored coverage options.
Signorelli Insurance Services Inc serves residents in Lompoc, California, helping them secure supplemental coverage that fills gaps in primary health plans. The agency also assists commercial clients with finding appropriate insurance solutions for their business needs. Their service area encompasses Lompoc and the surrounding region, offering convenient access for local policyholders. By providing ongoing consultation, the company ensures clients can adjust their coverage as circumstances change. Regular follow-up appointments help maintain appropriate protection between major policy review periods.
What Does a a Supplemental Insurance Agent in Lompoc Cost?
Supplemental insurance plan costs in California vary widely by plan type, age, and location. For example, Medigap Plan G premiums in Lompoc typically range from 120 to 250 dollars per month for a 65-year-old, while Medicare Advantage plans may have zero-dollar premiums but higher out-of-pocket costs. Costs also depend on the insurance carrier and any underwriting factors. This is general information, not insurance advice.
About supplemental insurance agents in Lompoc
Supplemental insurance agents in Lompoc, California help residents choose Medigap or Medicare Advantage plans that fill gaps in Original Medicare. California law provides a six-month Medigap open enrollment period starting when you turn 65 and enroll in Part B, during which you cannot be denied coverage due to health conditions. Local agents can explain how these rules apply to your situation and compare plans available in Santa Barbara County.
Frequently Asked Questions
What is a supplemental insurance agent in Lompoc?
A supplemental insurance agent is a licensed professional who helps you compare and enroll in Medigap or Medicare Advantage plans. They work with multiple insurance companies to find a plan that fits your needs and budget.
When can I enroll in a Medigap plan in California?
You have a six-month Medigap open enrollment period that starts the month you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums due to pre-existing conditions.
Do supplemental insurance agents charge fees in Lompoc?
Most supplemental insurance agents are paid by insurance companies through commissions, not by you directly. However, you should always ask about any potential fees before working with an agent.
Supplemental Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia · Berkeley