The top-rated supplemental insurance agent in Los Altos, California is Jim Flynn - State Farm Insurance Agent, rated 4.9 stars across 25 reviews. Other highly rated options include KBI Benefits, Josh Anderson - State Farm Insurance Agent, Cathy Nguyen: Allstate Insurance. This directory lists 14 supplemental insurance agents serving Los Altos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Jim Flynn - State Farm Insurance Agent | 4546 El Camino Real b4 | (650) 941-5000 |
| 2 | KBI Benefits | 221 Main St #1462 | (408) 366-8880 |
| 3 | Josh Anderson - State Farm Insurance Agent | 4546 El Camino Real b4 | (650) 941-5000 |
| 4 | Cathy Nguyen: Allstate Insurance | 745 Distel Dr Suite 119 | (650) 964-3022 |
| 5 | Farmers Insurance - Naomi Hayashi | 900 N San Antonio Rd Ste102 | (650) 321-7637 |
| 6 | Michael Tirabassi - State Farm Insurance Agent | 4546 El Camino Real b4 | (650) 209-1202 |
| 7 | Al Ward - State Farm Insurance Agent | 4546 El Camino Real b4 | (650) 941-5000 |
| 8 | Frank Hughes Farmers Insurance | 220 State St Suite B | (650) 815-7068 |
| 9 | Gil Koury Insurance | 86 3rd St UNIT 115 | (650) 947-7676 |
| 10 | Dwight Matthews - State Farm Insurance Agent | 1564 Miramonte Ave | (650) 948-8164 |
Jim Flynn - State Farm Insurance Agent serves Los Altos and the broader Santa Clara County area. The agency focuses on supplemental insurance solutions that help individuals and families manage out-of-pocket costs. These plans provide additional financial support for expenses not fully covered by primary health policies. Clients in the region may rely on these services to address gaps in their existing coverage. The company handles accident insurance and critical illness insurance for local residents.
KBI Benefits of Los Altos, California offers a range of supplemental insurance products designed to fill gaps in primary health coverage. Its service plans include personalized consultations to help clients select appropriate policies for accident, critical illness, and hospital indemnity needs. Maintenance support involves ongoing assistance with claims filing and policy adjustments as life circumstances change. The company serves clients with single-family homes, apartments, retail spaces, and restaurants.
Families and homeowners in Los Altos, California, turn to Josh Anderson - State Farm Insurance Agent for supplemental insurance coverage that fills gaps in primary health or life policies. The agency also assists local business owners and self-employed professionals seeking additional financial protection. Its licensed team helps clients evaluate plans for accident recovery, critical illness, or hospital indemnity. Service extends to nearby communities including Mountain View, Palo Alto, and other parts of Santa Clara County.
Cathy Nguyen: Allstate Insurance serves Los Altos and the surrounding communities of the San Francisco Peninsula. The agency handles supplemental insurance policies that help bridge gaps in primary health coverage, offering financial support for unexpected out-of-pocket expenses. By focusing on tailored plan options, the team aims to provide clarity during the enrollment process. Each client situation is reviewed individually to identify coverage needs, ensuring a straightforward explanation of policy terms before a plan is selected.
Farmers Insurance - Naomi Hayashi in Los Altos, CA provides supplemental insurance agent services, offering policies that help cover gaps left by primary health plans. It also serves clients with general insurance guidance tailored to individual needs in the local area. These supplemental plans often address costs from deductibles, copays, or hospital stays that standard coverage may not fully pay. As the holiday season approaches, the agency helps residents review their policies to ensure adequate protection against unexpected medical expenses during winter travel or gatherings.
Serving the Los Altos area, this agency focuses on supplemental insurance solutions that fill coverage gaps left by primary policies. It specializes in offering add-on policies that provide extra financial protection for unexpected medical costs or accidents. These tailored plans can complement existing health or life insurance, helping to reduce out-of-pocket expenses during recovery. The agency serves a range of commercial clients, including office environments, warehouses requiring worker coverage, and food service establishments needing employee benefit options.
Winter storms in Los Altos can cause unexpected property damage, making supplemental insurance a priority for many homeowners. Al Ward - State Farm Insurance Agent provides local support by reviewing existing policies and identifying coverage gaps for items like appliances or outdoor fixtures. Residents appreciate the convenience of having an agent nearby who can walk them through plan options without pressure. For those considering extra protection, the company typically begins by inspecting the current property and assessing recent weather impacts to offer tailored solutions.
Operating as a Farmers Insurance agent, Frank Hughes in Los Altos, CA offers supplemental insurance designed to bridge gaps in primary health coverage. Unlike one-time critical illness plans, these policies provide recurring benefits for hospital stays or accident recovery. Clients typically schedule protection against out-of-pocket expenses not covered by major medical plans, such as deductibles or co-pays. For local residents, coverage options address gaps with predictable monthly premiums rather than single-event payments. Service for policy management and claims assistance runs on an as-needed basis, activated whenever a covered medical event occurs.
Gil Koury Insurance serves residents in Los Altos, California, helping them select supplemental plans to cover gaps in primary health policies. Commercial clients in the same area can also obtain tailored supplemental insurance solutions to protect their businesses. The agency provides ongoing support for policy adjustments as needs change, ensuring coverage remains appropriate. After each enrollment period, the office reaches out to confirm satisfaction and to offer any needed updates or additional options for the next season.
Dwight Matthews - State Farm Insurance Agent in Los Altos, CA is known for providing supplemental insurance coverage to local residents and small businesses in the area. This agency helps clients explore additional policies that can fill gaps in their standard health or life plans. Services include offering tailored solutions for accident, critical illness, and hospital indemnity needs. A specialty add-on is Medicare Supplement plan guidance for seniors seeking more predictable medical expenses.
What Does a a Supplemental Insurance Agent in Los Altos Cost?
Supplemental insurance costs in California vary by plan type and age. Medigap Plan G premiums often range from 120 to 300 dollars per month for a 65-year-old in Los Altos. Medicare Advantage plans may have lower monthly premiums but higher out-of-pocket costs. This is general information and not insurance advice.
About supplemental insurance agents in Los Altos
Supplemental insurance agents in Los Altos help residents choose Medigap or Medicare Advantage plans. California law provides a six-month open enrollment period for Medigap when you first turn 65. This local context allows agents to guide you through plan options that meet state requirements.
Frequently Asked Questions
What is a supplemental insurance agent in Los Altos?
A supplemental insurance agent helps you buy policies that fill gaps in Original Medicare. They explain Medigap plans and Medicare Advantage options available in Santa Clara County.
When can I enroll in a Medigap plan in California?
California gives you a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage due to health conditions.
Do supplemental insurance agents charge fees in Los Altos?
Most agents are paid by insurance companies through commissions. You typically do not pay extra fees for their services. Always confirm compensation before signing.
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