The top-rated supplemental insurance agent in Los Banos, California is Fiesta Auto Insurance & Tax Service, rated 4.8 stars across 680 reviews. Other highly rated options include Joe G. Gutierrez - State Farm Insurance Agent, AAA Los Banos Branch, EFR Insurance Agency. This directory lists 16 supplemental insurance agents serving Los Banos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Fiesta Auto Insurance & Tax Service | 1060 E Pacheco Blvd Suite B | (209) 710-5700 |
| 2 | Joe G. Gutierrez - State Farm Insurance Agent | 964 J St | (209) 826-4963 |
| 3 | AAA Los Banos Branch | 1451 W Pacheco Blvd h | (209) 827-5000 |
| 4 | EFR Insurance Agency | 864 5th St | (209) 826-9500 |
| 5 | Fred Loya Insurance | 1575 W Pacheco Blvd Ste 100 | (209) 710-3211 |
| 6 | Lioness Business Solutions | 249 W Pacheco Blvd STE C | (888) 995-9050 |
| 7 | American Standard | 999 4th St | (209) 719-3823 |
| 8 | Farmers Insurance - David Gould | 1048 6th St | (209) 826-0152 |
| 9 | Maya's Auto Insurance | 401 E Pacheco Blvd b | (209) 710-9561 |
| 10 | Western Valley Insurance | 810 W K St A | (209) 826-5667 |
Clients of Fiesta Auto Insurance & Tax Service can choose between a single-payment plan for a specific policy period or recurring premiums to maintain ongoing coverage, an approach that extends to Medicare supplements and other supplemental policies. These plans help bridge gaps left by primary health insurance, covering copays and deductibles common in this area. Such services run on either a one-time, scheduled, or as-needed basis according to each client request.
Joe G. Gutierrez - State Farm Insurance Agent in Los Banos, CA, provides supplemental insurance coverage to help clients manage out-of-pocket costs not covered by primary health plans. Service offerings include policies that offer financial support for accidents, critical illnesses, and hospital stays. The company assists customers in understanding their options and helps maintain applicable coverage through periodic policy reviews. Joe G. Gutierrez - State Farm Insurance Agent services properties such as single-family homes, apartments, retail spaces, and restaurants.
AAA Los Banos Branch serves the Los Banos, California area as a local supplemental insurance agent. This agency helps clients address coverage gaps not filled by standard major medical plans. Supplemental insurance policies are designed to provide direct cash benefits for specific healthcare events. Residents seeking protection against out-of-pocket costs may find solutions for accident or critical illness needs. The firm facilitates short-term care policies and hospital indemnity plans for community members. These offerings assist with expenses during unexpected medical situations, supporting financial stability for local families.
Homeowners, renters, and small business owners in Los Banos, CA can turn to EFR Insurance Agency for supplemental insurance policies designed to fill gaps left by primary coverage. This agency helps clients manage out-of-pocket costs from accidents, illnesses, or property losses with tailored supplemental plans. The team provides guidance on selecting appropriate options for individual needs. EFR Insurance Agency also serves customers throughout the broader Merced County area.
Serving Los Banos and the surrounding communities of the Central Valley, Fred Loya Insurance provides supplemental insurance coverage to local residents. As a supplemental insurance agent, it helps clients fill gaps in their primary health or life policies with additional financial protection. This includes offering policies designed to cover unexpected out-of-pocket costs from accidents or hospital stays. The office handles a typical job by first reviewing a client’s current coverage to identify potential shortfalls and then recommending suitable supplemental plans to address those specific needs.
Lioness Business Solutions in Los Banos, CA distinguishes between one-time supplemental policies, which address a single medical event, and recurring plans that provide ongoing coverage for specific gaps. Their offerings typically include policies designed to help with out-of-pocket costs not covered by major medical insurance. As a supplemental insurance agent, the company assists clients in understanding these beneficial options. Their service operates on both a scheduled and as-needed basis to accommodate individual client needs and policy reviews.
Based in Los Banos, American Standard provides supplemental insurance agent services to help fill gaps not covered by primary health plans. The agency focuses on policies for specific needs, including cancer, accident, and hospital indemnity coverage. It assists local residents in understanding and selecting plans that work alongside their existing medical insurance. As open enrollment seasons approach, the agency helps clients review changes to deductibles and copays to avoid unexpected out-of-pocket expenses during a medical event.
Farmers Insurance - David Gould provides supplemental insurance coverage in Los Banos, California, helping local residents fill gaps in their primary health plans with policies for accidents, critical illness, and hospital indemnity. As a supplemental insurance agent, the company works with individuals seeking added financial protection for unexpected medical costs. Commercial sectors that can benefit from these offerings include offices needing additional coverage for employees, warehouses addressing workplace injury risks, and food service operations managing potential health-related disruptions.
Operating out of Los Banos, Maya's Auto Insurance provides supplemental insurance solutions for residential customers, offering additional coverage to fill gaps in standard policies. The agency also assists commercial clients in the surrounding area with tailored supplemental plans. Between regular visits, clients can easily reach out for follow-up adjustments, claims support, or policy updates to ensure their coverage remains current with changing needs.
Winter storms in Los Banos can leave residents concerned about gaps in their health coverage. Western Valley Insurance helps local homeowners review their existing plans and identify supplemental policies that could provide additional financial protection. As a licensed supplemental insurance agent, the company serves clients throughout Merced County. The process begins by discussing personal health needs and current deductibles. A simple fact-finding session follows, quickly assessing each household’s exposure to out-of-pocket costs, and then a no-obligation review of available supplemental plans is conducted right there in the initial consultation.
What Does a a Supplemental Insurance Agent in Los Banos Cost?
Supplemental insurance plan costs in California vary by plan type, age, gender, and location. Monthly premiums for Medigap plans in Los Banos typically range from $100 to $300 for Plan G and $50 to $150 for Plan N. Some insurers use attained-age pricing, while others use issue-age pricing. Costs can increase each year. This is general information, not insurance advice.
About supplemental insurance agents in Los Banos
Supplemental insurance agents in Los Banos, California help residents choose plans that fill gaps in Original Medicare. These agents are licensed by the California Department of Insurance and must follow state rules on plan marketing and enrollment. Local agents understand the specific hospital and provider networks available in Merced County.
Frequently Asked Questions
What is a supplemental insurance agent in Los Banos?
A supplemental insurance agent in Los Banos is a licensed professional who helps you compare and enroll in Medicare Supplement plans, also called Medigap. They work with multiple insurance carriers to find a plan that fits your budget and health needs.
What California laws apply to supplemental insurance agents?
California Insurance Code sections 10192.1 through 10192.8 regulate Medicare supplement insurance. Agents must provide a standardized outline of coverage and cannot sell duplicate policies. They must also follow the state's 30-day free look period for new Medigap plans.
When can I enroll in a supplemental plan in Los Banos?
You have a six-month Medigap Open Enrollment Period that starts when you are 65 and enrolled in Medicare Part B. During this time, you can buy any Medigap policy without medical underwriting. Outside this window, insurers may require health questions.
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