The top-rated supplemental insurance agent in Los Gatos, California is Laura Peterson - State Farm Insurance Agent, rated 5.0 stars across 488 reviews. Other highly rated options include AAA Los Gatos Branch, Don Williams & Associates, Pamela Noyce - Noyce Insurance Agency. This directory lists 16 supplemental insurance agents serving Los Gatos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Laura Peterson - State Farm Insurance Agent | 16795 Lark Ave #108 | (408) 395-2900 |
| 2 | AAA Los Gatos Branch | 15450 Los Gatos Blvd #300 | (408) 399-8400 |
| 3 | Don Williams & Associates | 17510 Farley Rd W | (408) 402-3646 |
| 4 | Pamela Noyce - Noyce Insurance Agency | 15466 Los Gatos Blvd Ste 203 | (408) 399-6669 |
| 5 | LGS Insurance Services Inc | 16185 Los Gatos Blvd #205 | (408) 395-9800 |
| 6 | Guardian Insurance | 15559 Union Ave suite 3065 | (408) 915-5110 |
| 7 | Laila Zachariah: Allstate Insurance | 15466 Los Gatos Blvd #204 | (408) 358-1735 |
| 8 | Prevot & Associates Insurance | 718 University Ave Suite 115 | (408) 872-1322 |
| 9 | June McGrew - State Farm Insurance Agent | 14125 Capri Dr Ste 3 | (408) 247-7300 |
| 10 | Schoenfeld Insurance Services | 24325 Loma Prieta Ave | (408) 353-1141 |
Laura Peterson - State Farm Insurance Agent serves the Los Gatos, California area and functions as a supplemental insurance agent. This location assists local residents with policies that cover gaps left by major medical plans, often providing financial support for unexpected expenses. These agents help clients understand how supplemental coverage works alongside existing benefits. Common services handled here include accident insurance policies that offer lump-sum cash for injuries and hospital indemnity plans that pay fixed amounts for daily stays.
AAA Los Gatos Branch serves clients in Los Gatos and the surrounding area by offering a range of supplemental insurance agent services. It helps individuals secure additional coverage for gaps left by primary health plans, such as accident, critical illness, or hospital indemnity policies. Maintenance of these plans involves regular policy reviews to ensure benefits align with changing medical needs. This includes updating beneficiaries and adjusting coverage levels as necessary. The agency services various property types where supplemental insurance is relevant, including single-family homes, apartments, retail locations, and local restaurants.
Homeowners and business owners in Los Gatos seeking to protect their incomes and assets turn to Don Williams & Associates for supplemental insurance solutions. The agency specializes in policies that cover gaps left by standard health and property plans, including accident, critical illness, and hospital indemnity coverage. It assists clients in understanding complex benefit options tailored to individual or group needs. The firm also serves communities throughout the broader Santa Clara County metro area.
Serving Los Gatos and the surrounding communities in the Santa Clara Valley, Pamela Noyce - Noyce Insurance Agency works as a supplemental insurance agent. It handles policies designed to cover gaps left by major medical plans, such as accident, critical illness, and hospital indemnity coverage. Clients often meet directly with an agent who listens carefully to their existing health coverage and financial situation. The agency then builds a custom plan that pairs benefits with a person's current primary insurance.
LGS Insurance Services Inc provides supplemental insurance, which typically addresses needs with one-time policies for specific events or recurring coverage options offering ongoing benefits. Serving clients in Los Gatos, CA, the agency focuses on plans that help cover expenses not included by primary health insurance, such as deductibles or critical illness costs. Supplemental insurance agents assist individuals in selecting policies that fill gaps in existing coverage. Service for this agency generally operates on an as-needed basis, with clients scheduling consultations when evaluating their insurance needs.
In the Los Gatos area, seniors and families often face unpaid gaps in Medicare or health plans when a medical event occurs. Guardian Insurance helps by explaining how supplemental policies cover those out-of-pocket coinsurance and deductible amounts. They meet with clients to review existing coverage, compare plan options for medical or accident needs, and clarify benefit details. An initial assessment of current health risks and insurance gaps is conducted to recommend a suitable policy inspection.
Laila Zachariah: Allstate Insurance specializes in supplemental insurance plans that cover gaps left by major medical policies, offering accident, critical illness, and hospital indemnity options to Los Gatos residents. It also provides general insurance services, including standard auto and home coverage for local homeowners and commuters. During open enrollment season, it helps families evaluate their existing Medicare supplement policies.
Prevot & Associates Insurance assists individuals in Los Gatos, California with their base coverage needs. The company focuses on supplemental insurance, offering policies that fill gaps left by major medical plans. These specialty add-ons can help cover out-of-pocket expenses such as deductibles and copays for unexpected health events. By working with local families and small enterprises, the agency provides tailored policies for various commercial sectors, including professional offices, warehouse operations, and food service establishments.
June McGrew’s agency in Los Gatos, CA, provides supplemental insurance coverage to residents in their homes and extends policies to local commercial clients throughout the surrounding area. The agency helps individuals fill gaps left by major medical plans with tailored supplemental options. After an initial enrollment, the office regularly contacts policyholders to review coverage or address life changes, ensuring continued support between routine annual visits.
What Does a a Supplemental Insurance Agent in Los Gatos Cost?
Supplemental insurance agent services in California are typically free to you because the agent earns a commission from the insurance company. Medigap Plan G premiums for a 65 year old in Los Gatos often range from $120 to $250 per month depending on the carrier and underwriting. Medicare Advantage plans may have $0 monthly premiums but include copays and deductibles. This is general information not insurance advice.
About supplemental insurance agents in Los Gatos
Supplemental insurance agents in Los Gatos help residents choose policies that cover gaps in Medicare. California law requires agents to be licensed by the California Department of Insurance. These agents can explain Medigap plans and Medicare Advantage plans available in Santa Clara County.
Frequently Asked Questions
What is a supplemental insurance agent in Los Gatos?
A supplemental insurance agent helps you buy policies that cover costs not paid by Original Medicare. In California agents must follow strict rules about plan comparisons and disclosures. They can show you plans from multiple carriers.
When can I enroll in a Medigap plan in California?
California has a guaranteed issue period of 6 months starting when you turn 65 and enroll in Medicare Part B. During this time you can buy any Medigap plan without medical underwriting. Outside this window you may face health questions.
Do I need a local agent or can I use an online service?
A local agent in Los Gatos knows which hospitals and doctors accept different plans. They can also help you understand California specific rules like the birthday rule for Medigap. In person meetings can make complex choices easier.
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