The top-rated supplemental insurance agent in Manhattan Beach, California is K J Arbues: Allstate Insurance, rated 4.9 stars across 217 reviews. Other highly rated options include NEXO Insurance Services, Inc., AAA Manhattan Beach Insurance and Member Services, HIR Insurance Agency. This directory lists 15 supplemental insurance agents serving Manhattan Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | K J Arbues: Allstate Insurance | 1021 N Sepulveda Blvd # O | (310) 796-7955 |
| 2 | NEXO Insurance Services, Inc. | 111 N Sepulveda Blvd #325 | (323) 486-9346 |
| 3 | AAA Manhattan Beach Insurance and Member Services | 700 S Aviation Blvd | (310) 376-0521 |
| 4 | HIR Insurance Agency | 1219 N Morningside Dr | (323) 455-4961 |
| 5 | Farmers Insurance - Steve Almeida | 500 S Sepulveda Blvd Ste 209 | (310) 376-0271 |
| 6 | Symcap Insurance Agency | 1413 N Sepulveda Blvd | (424) 282-8008 |
| 7 | Carla Ramirez Insurance Agency | 920 Manhattan Beach Blvd #1 | (310) 545-1027 |
| 8 | AD Blue Insurance & Financial Services, Inc. | 3701 Highland Ave #100 | (310) 318-9112 |
| 9 | Bozajian & Carter Insurance Services | 1001 6th St #100 | (310) 545-9565 |
| 10 | Aspen Insurance | 225 Manhattan Beach Blvd | (812) 310-5457 |
K J Arbues: Allstate Insurance in Manhattan Beach, California provides supplemental insurance coverage that helps fill gaps left by primary health plans. Its services include offering policies for accidents, critical illness, and hospital indemnity to individuals. The office maintains ongoing client support for policy management and claims assistance. These plans are available to owners of single-family homes, apartments, retail spaces, and restaurants in the local area.
NEXO Insurance Services, Inc. serves homeowners, renters, and business owners in Manhattan Beach, California, by offering supplemental insurance policies that fill gaps left by standard health or property coverage. Their product plans help clients manage out-of-pocket costs and deductibles, providing financial protection during unexpected medical events or property damage. The agency focuses on simplifying plan details and tailoring options to individual client situations. Additionally, NEXO Insurance Services extends its supplemental insurance solutions to clients throughout the greater South Bay region, including the neighboring community of Hermosa Beach.
AAA Manhattan Beach Insurance and Member Services serves Los Angeles County from its Manhattan Beach, California location. It offers supplemental insurance agency services to area residents, helping clients access additional health coverage beyond primary plans. Policies typically assist with costs for dental visits, vision exams, or hospital stays. The company also handles final expense plans, addressing financial needs related to end-of-life arrangements.
HIR Insurance Agency serves Manhattan Beach and the surrounding South Bay communities of California, handling supplemental insurance coverage for individuals and families. This local agency focuses on policies that fill gaps left by major medical plans, such as accident, critical illness, and hospital indemnity insurance. It works with clients to review their existing health benefits and identify potential exposures for out-of-pocket costs. To handle a typical enrollment, the agent first assesses a client's current coverage situation and then explains how a specific supplemental plan would align with their particular financial protection needs.
Farmers Insurance - Steve Almeida offers supplemental insurance agents who help clients choose between one-time benefit policies and recurring coverage options tailored to ongoing needs. This agent in Manhattan Beach, CA, focuses on policies that fill gaps in primary health plans by providing cash benefits for specified events. Typical services help clients manage out-of-pocket costs with straightforward benefit structures. Service runs on an as-needed basis, allowing clients to request policy reviews or updates whenever their circumstances change without requiring a scheduled commitment.
Symcap Insurance Agency specializes in supplemental insurance coverage, offering policies that fill the gaps left by major medical plans. It serves individuals and families in Manhattan Beach, CA, helping them manage out-of-pocket costs for routine care and unforeseen events. These plans often provide fixed cash benefits for specific treatments or hospital stays. As residents face changing seasonal health needs, such as increased allergy treatments in spring or winter illness care, the agency helps secure financial protection for those periods of higher medical expenses.
As summer brings crowds to the South Bay beaches and outdoor activities, Manhattan Beach residents and small business owners often seek protection against unexpected financial gaps. Carla Ramirez Insurance Agency responds to this seasonal need by offering supplemental insurance coverage that helps manage deductibles, out-of-pocket medical costs, and income loss from accidents or illness. These plans complement primary health or auto policies, providing an extra layer of security for local families. An initial consultation assesses individual coverage gaps and explains available plan options without obligation.
AD Blue Insurance & Financial Services, Inc. works with local Manhattan Beach residents to address gaps in standard health coverage. The agency specializes in supplemental insurance add-ons, which help policyholders manage deductibles and out-of-pocket medical expenses that primary plans do not cover. These secondary policies typically provide fixed cash benefits for hospital stays, critical illness diagnoses, or accident-related treatments. The company can serve a range of commercial operations, including small offices, warehouses, and food service establishments that wish to offer their employees additional protection beyond group health benefits.
Bozajian & Carter Insurance Services provides supplemental insurance coverage to residents in Manhattan Beach and the surrounding areas. Commercial clients also benefit from tailored supplemental policies designed to fill gaps in standard health or business plans across the South Bay region. The agency works closely with policyholders to explain options and facilitate claims, then follows up between regular visits to ensure evolving needs remain addressed through any necessary adjustments.
Aspen Insurance in Manhattan Beach, CA is known for helping clients navigate supplemental coverage options that fill gaps in traditional health plans. The agency serves local residents and small business owners seeking policies for accident, critical illness, and hospital indemnity needs. Their work involves explaining how these plans can reduce out-of-pocket expenses during medical events. A specialty service this agency can add on is dental and vision insurance integration with existing major medical policies.
What Does a a Supplemental Insurance Agent in Manhattan Beach Cost?
The cost of a Medigap Plan G in Manhattan Beach typically ranges from $130 to $250 per month for a 65-year-old, depending on the insurer and underwriting. Medicare Advantage plans often have low or zero monthly premiums but may have copays and network restrictions. Costs vary by age, health status, and plan type. This is general information, not insurance advice.
About supplemental insurance agents in Manhattan Beach
Supplemental insurance agents in Manhattan Beach help residents choose plans like Medigap or Medicare Advantage to cover out-of-pocket costs. California law requires agents to be licensed by the Department of Insurance and to follow strict disclosure rules. Local agents understand the specific health plan networks available in Los Angeles County.
Frequently Asked Questions
What is a supplemental insurance agent in Manhattan Beach?
A supplemental insurance agent helps you buy policies that fill gaps in Medicare coverage. They are licensed in California and must follow state regulations on marketing and sales. They can explain Medigap plans, Medicare Advantage, and other private insurance options.
When can I enroll in a Medigap plan in California?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time, insurers cannot deny you coverage or charge higher premiums for health reasons. After this window, you may face medical underwriting.
Are there California-specific rules for supplemental insurance agents?
Yes, California agents must comply with the California Insurance Code and cannot use high-pressure sales tactics. They must provide a written outline of coverage and a buyer guide. Agents must also disclose any commissions or incentives they receive.
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