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Find Supplemental Insurance Agents Near You in Merced, CA

Browse supplemental insurance agents serving Merced, California. Updated 2026-07-14.

The top-rated supplemental insurance agent in Merced, California is Cost-U-Less Insurance, rated 4.9 stars across 776 reviews. Other highly rated options include State Farm Insurance Agent, Freeway Insurance, Quote Valley Insurance - Covered California. This directory lists 19 supplemental insurance agents serving Merced.

Showing 19 supplemental insurance agents in Merced, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Cost-U-Less Insurance3070 M St #1(209) 418-7383
2State Farm Insurance Agent1124 W Olive Ave #102(209) 384-8811
3Freeway Insurance251 W 11th St(209) 781-4122
4Quote Valley Insurance - Covered California840 W Olive Ave STE E(209) 723-2000
5Fluetsch & Busby Insurance725 W 18th St #1(209) 722-1541
6Fiesta Auto Insurance & Tax Service1102 W 16th St(209) 383-9500
7Justi Smith - State Farm Insurance Agent830 W 19th St(209) 383-3208
8Farmers Insurance - Annissa Fragoso527 W Main St(209) 626-5551
9Edge Insurance Services2830 G St Ste B(209) 385-3343
10Leap | Carpenter | Kemps Insurance Agency3187 Collins Dr(209) 384-0727
CU
3070 M St #1
Cost-U-Less Insurance
Supplemental Insurance Agent · Merced, CA

Cost-U-Less Insurance in Merced, California is known for connecting local residents with supplemental insurance policies that cover gaps left by standard health plans. The agency offers a range of products designed to help clients manage out-of-pocket expenses, ensuring more predictable coverage for various medical needs. Policy options typically include accident, critical illness, and hospital indemnity plans. For those on Medicare, the agency provides access to Medigap policies that can address remaining costs. It also specializes in adding dental and vision coverage as separate, flexible additions.

SF
1124 W Olive Ave #102
State Farm Insurance Agent
Supplemental Insurance Agent · Merced, CA

State Farm Insurance Agent serves Merced County and the surrounding areas as a local supplemental insurance agent. This agency helps fill gaps in standard health plans by offering coverage options for unexpected expenses. Supplemental policies can assist with costs like hospital stays, critical illness treatments, or accident-related deductibles. As an independent contractor for State Farm, the agent provides personalized guidance to match individual needs. The office specifically handles Medicare supplement plans and hospital indemnity policies to help residents of Merced manage out-of-pocket medical costs.

FI
251 W 11th St
Freeway Insurance
Supplemental Insurance Agent · Merced, CA

Freeway Insurance provides supplemental insurance solutions to individuals and businesses throughout Merced, California. Its service framework focuses on offering policies that complement primary health or property coverage, helping address out-of-pocket expenses. Maintenance plans typically involve periodic policy reviews to ensure clients maintain adequate protection as their needs change. Policyholders can expect straightforward advice during enrollment and claims assistance when required. The company services a variety of properties, including single-family homes, apartments, retail spaces, and restaurants.

QV
840 W Olive Ave STE E
Quote Valley Insurance - Covered California
Supplemental Insurance Agent · Merced, CA

Quote Valley Insurance - Covered California provides supplemental insurance agent services in Merced, CA. It assists clients with navigating options for additional health coverage beyond primary plans, helping to address gaps like deductibles and copayments. The agency offers guidance on plan selection and supports customers throughout their policy term with enrollment and renewal assistance. Its services are structured to accommodate a variety of community needs, including single-family homes, apartments, retail, and restaurants.

FB
725 W 18th St #1
Fluetsch & Busby Insurance
Supplemental Insurance Agent · Merced, CA

Fluetsch & Busby Insurance serves local homeowners, renters, and small business owners seeking supplemental coverage to fill gaps in their primary insurance plans. As a supplemental insurance agent in Merced, California, the company helps clients explore additional policies for medical, accident, or property-related needs. Recognizing that standard policies may not cover full expenses, the agency guides customers through comparing options to strengthen their financial protection. It also offers its services to residents of nearby Atwater and the surrounding Merced County communities.

FA
1102 W 16th St
Fiesta Auto Insurance & Tax Service
Supplemental Insurance Agent · Merced, CA

Fiesta Auto Insurance & Tax Service serves Merced, California, as a local provider of supplemental insurance agent services. This business helps clients evaluate and choose additional coverage options that address gaps in their primary health or standard insurance plans. Supplemental insurance brokers in this area commonly assist with policies for critical illness, accident, and hospital indemnity. By explaining the benefits and terms of various plans, the company enables residents to make informed decisions to enhance their financial protection. Fiesta Auto Insurance & Tax Service handles enrollment for supplemental medical and accidental death policies.

JS
830 W 19th St
Justi Smith - State Farm Insurance Agent
Supplemental Insurance Agent · Merced, CA

Serving Merced and the surrounding Central Valley communities, Justi Smith’s office handles supplemental insurance that helps fill gaps left by major medical plans. This agency assists clients with policies for accidents, critical illness, and hospital indemnity coverage. They guide customers through the options available for added financial protection during unexpected health events. Each consultation begins with a careful review of the individual's existing coverage and personal risk factors. From there, the agent outlines tailored plan recommendations that address the specific needs identified during the initial discussion.

FI
527 W Main St
Farmers Insurance - Annissa Fragoso
Supplemental Insurance Agent · Merced, CA

Farmers Insurance - Annissa Fragoso in Merced, CA provides supplemental insurance options that differ between one-time policies, such as accident or hospital indemnity plans with fixed payouts, and recurring coverage like critical illness protection requiring ongoing premium payments. As a local agents, the office helps clients navigate these choices to address gaps in primary health insurance, ensuring additional financial security for unexpected medical events. Service for consultations and policy management is available on an as-needed basis, accommodating individual client schedules without required recurring meetings.

EI
2830 G St Ste B
Edge Insurance Services
Supplemental Insurance Agent · Merced, CA

Edge Insurance Services in Merced, CA specializes in helping clients bridge gaps left by major medical plans, such as covering deductibles and copays. It also offers general supplemental insurance agent services, assisting individuals in finding policies for accident, cancer, or hospital confinement. During open enrollment periods, the company helps residents evaluate whether their existing coverage still meets their needs and adjust their plans accordingly for the coming year.

LC
3187 Collins Dr
Leap | Carpenter | Kemps Insurance Agency
Supplemental Insurance Agent · Merced, CA
MA
1624 K St
Merced Atlas Insurance Services
Supplemental Insurance Agent · Merced, CA
(209) 626-5450
CC
530 W 16th St Suite B
Central California Alliance for Health
Supplemental Insurance Agent · Merced, CA
(209) 381-5300
thealliance.health
SI
505 W 18th St
Salmeri Insurance
Supplemental Insurance Agent · Merced, CA
(209) 722-8020
salmeri.com/about-us
MI
833 W 18th St
Merced Insurance
Supplemental Insurance Agent · Merced, CA
(209) 722-3318
mercuryinsurance.com/agents/california/merced-ins-agcy-044056.html
SH
3022 G St STE 101
Supplemental Health Insurance Services, LLC
Supplemental Insurance Agent · Merced, CA
(209) 723-6900
plansforeveryone.com
NH
2185 G St suite 200
New Horizon Insurance Services Merced
Supplemental Insurance Agent · Merced, CA
(209) 722-1400
newhorizonins.com
AM
450 W 21st St #2
April Marie Tinsley Insurance Services
Supplemental Insurance Agent · Merced, CA
(209) 723-6900
plansforeveryone.com
CM
2824 Park Ave Ste. C
Chuck Meyer Insurance Agency
Supplemental Insurance Agent · Merced, CA
(209) 383-7774
chuckmeyerinsurance.com
II
368 E Yosemite Ave Ste. 100
InterWest Insurance Services, LLC. Merced
Supplemental Insurance Agent · Merced, CA
(209) 723-9181
iwins.com/contact-us/merced

What Does a a Supplemental Insurance Agent in Merced Cost?

Supplemental insurance costs in California vary by plan type and provider. Medigap plans typically range from 100 to 300 dollars per month for most beneficiaries. Medicare Advantage plans often have low or zero monthly premiums but may have higher out-of-pocket costs. Agent services are usually free to you because they earn commissions from insurance companies. This is general information and not insurance advice.

About supplemental insurance agents in Merced

Supplemental insurance agents in Merced California help residents find coverage that fills gaps in Medicare and other health plans. California law requires agents to be licensed by the California Department of Insurance and follow strict disclosure rules. Many Merced agents offer free consultations to explain options like Medigap and Medicare Part D.

Frequently Asked Questions

What is a supplemental insurance agent in Merced?

A supplemental insurance agent in Merced helps you buy policies that cover costs not paid by Medicare or other primary insurance. They are licensed in California and can explain plan differences and costs.

Do I need a supplemental insurance agent in California?

California does not require you to use an agent, but an agent can help compare plans and avoid mistakes. They must follow California rules on marketing and disclosure.

What types of supplemental insurance are available in Merced?

Common types include Medigap plans Medicare Advantage plans and prescription drug plans. California also has special rules for guaranteed issue rights in certain situations.

Supplemental Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.