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Find Supplemental Insurance Agents Near You in Modesto, CA

Browse supplemental insurance agents serving Modesto, California. Updated 2026-07-14.

The top-rated supplemental insurance agent in Modesto, California is Freeway Insurance, rated 4.9 stars across 891 reviews. Other highly rated options include Cost-U-Less Insurance, SaveDirect Insurance Agency, LLC, Acceptance Insurance. This directory lists 27 supplemental insurance agents serving Modesto.

Showing 27 supplemental insurance agents in Modesto, CAListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1Freeway Insurance1300 Sylvan Ave Ste A-3(209) 651-0452
2Cost-U-Less Insurance123 Burney St(209) 560-6118
3SaveDirect Insurance Agency, LLC1800 Tully Rd G(209) 857-5877
4Acceptance Insurance2045 W Briggsmore Ave Ste A-6(209) 375-7112
5TopFlight Insurance Services901 N Carpenter Rd #37(209) 622-4622
6Confidence Plus Insurance Services, LLC: Allstate Insurance3507 Tully Rd #20(209) 551-0707
7TSM Insurance Services1317 Oakdale Rd #910(209) 524-6366
8Pam Shelton-Allen - State Farm Insurance Agent3516 Oakdale Rd ste a(209) 551-0221
9Insureone Insurance Solutions316 Needham St(209) 779-0700
10FOCO Insurance - Modesto1805 Crows Landing Rd(209) 457-6646
FI
1300 Sylvan Ave Ste A-3
Freeway Insurance
Supplemental Insurance Agent · Modesto, CA

Freeway Insurance in Modesto, California offers supplemental insurance coverage, which differs from one-time service plans by providing ongoing financial protection for gaps in primary health policies rather than a single-payout product. Residents can explore options that help cover deductibles, copayments, or other out-of-pocket medical costs. As a supplemental insurance agent, the company assists clients in understanding their coverage needs and presenting available plans. Service appointments for policy review or enrollment arrangements are typically available on an as-needed basis, with no recurring schedule unless the client requests periodic consultations.

CU
123 Burney St
Cost-U-Less Insurance
Supplemental Insurance Agent · Modesto, CA

Cost-U-Less Insurance specializes in supplemental coverage options that fill gaps left by primary health plans, serving clients in Modesto, California, with policies designed for medical and financial security. Its general service work includes guiding individuals through enrollment and claims processes for these additional benefit plans. As seasonal respiratory illnesses or unexpected hospital stays arise, the agency helps local residents secure coverage that addresses out-of-pocket expenses during such critical health events.

SI
1800 Tully Rd G
SaveDirect Insurance Agency, LLC
Supplemental Insurance Agent · Modesto, CA

SaveDirect Insurance Agency, LLC serves Modesto and all of Stanislaus County as a local supplemental insurance agent. The agency helps clients cover health-related costs not fully paid by major medical plans. They assist with policies that manage out-of-pocket expenses during serious illness or injury. Common needs include protection for hospital stays and fixed-benefit plans for cancer treatment. SaveDirect Insurance Agency, LLC handles Medicare Supplement plans and hospital indemnity coverage for area residents.

AI
2045 W Briggsmore Ave Ste A-6
Acceptance Insurance
Supplemental Insurance Agent · Modesto, CA

Acceptance Insurance in Modesto, California provides a range of supplemental insurance products designed to fill coverage gaps not addressed by standard health or life policies. Its service approach focuses on helping clients understand available plan options and navigate the enrollment process for additional protections. Maintenance of these plans typically involves regular policy reviews to adjust for changing needs or life events. The company serves properties including single-family homes, apartments, retail establishments, and restaurants.

TI
901 N Carpenter Rd #37
TopFlight Insurance Services
Supplemental Insurance Agent · Modesto, CA

Homeowners, retirees, and self-employed individuals in Modesto rely on TopFlight Insurance Services for supplemental insurance to help cover gaps left by Medicare or primary health plans. The agency offers guidance on Medigap, dental, vision, and hospital indemnity policies. Each client receives assistance comparing plan options to match their specific healthcare needs and budget. Coverage also extends to those living in the surrounding communities, including the nearby city of Ceres and parts of Stanislaus County.

CP
3507 Tully Rd #20
Confidence Plus Insurance Services, LLC: Allstate Insurance
Supplemental Insurance Agent · Modesto, CA

Confidence Plus Insurance Services, LLC: Allstate Insurance serves Modesto and its surrounding communities in California’s Central Valley. The company handles supplemental insurance policies, which help fill coverage gaps not addressed by major medical plans, such as accident or critical illness protection. For a typical job, it reviews a client’s existing health coverage to identify potential financial exposures, then presents tailored policy options that address those specific gaps. This approach ensures each plan recommendation aligns with the individual’s circumstances and budget, rather than offering a uniform solution.

TI
1317 Oakdale Rd #910
TSM Insurance Services
Supplemental Insurance Agent · Modesto, CA

TSM Insurance Services specializes in supplemental insurance coverage, offering policies that fill gaps left by major medical plans. The company provides general service work for clients in and around Modesto, California, helping them navigate their additional coverage options. Supplemental insurance agents like this one assist with selecting plans for expenses such as deductibles and coinsurance. During the annual enrollment season, many local residents turn to this agency for guidance on adjusting their policies to meet changing health care needs.

PS
3516 Oakdale Rd ste a
Pam Shelton-Allen - State Farm Insurance Agent
Supplemental Insurance Agent · Modesto, CA

Pam Shelton-Allen - State Farm Insurance Agent in Modesto, CA, provides supplemental insurance that addresses needs through either one-time policy setups or recurring service options for ongoing adjustments. For coverage, this includes plans designed to fill gaps left by major medical insurance, such as accident or hospital indemnity policies. Residents seeking additional financial protection can explore benefit options for unexpected health events. The service operates on an as-needed basis, allowing clients to request policy reviews or updates whenever their circumstances change without requiring a fixed schedule.

II
316 Needham St
Insureone Insurance Solutions
Supplemental Insurance Agent · Modesto, CA
FI
1805 Crows Landing Rd
FOCO Insurance - Modesto
Supplemental Insurance Agent · Modesto, CA
MI
724 E Hatch Rd
Mendoza Insurance Services
Supplemental Insurance Agent · Modesto, CA
(209) 488-3200
mendozainsurance.com
RA
912 E Hatch Rd
Rancho Amigo Insurance Services
Supplemental Insurance Agent · Modesto, CA
(209) 342-0202
linktr.ee/ranchoamigo
II
3508 Dale Rd
insureCAL Insurance Agency
Supplemental Insurance Agent · Modesto, CA
(209) 250-0269
turlockinsurance.com
SH
2605 Coffee Rd # 100
SANDRA HOLT
Supplemental Insurance Agent · Modesto, CA
(209) 604-1128
jaragent.com/sandra-holt
OP
1016 12th St Ste. A
Omega Pacific Insurance Solutions
Supplemental Insurance Agent · Modesto, CA
(209) 338-5500
trustomega.com
WI
2200 McHenry Ave Ste A
Wright Insurance Agency - J. David Wright, Jr Insurance
Supplemental Insurance Agent · Modesto, CA
(209) 526-2005
wrightinsuranceagency-jdavidwrightjrinsurance.com
SL
5819 Chenault Dr
Scott Lucas Health and Medicare Health Insurance Brokers
Supplemental Insurance Agent · Modesto, CA
(209) 574-0858
medigapguy.com
GI
817 Coffee Rd Suite C-2
Gingerich Insurance
Supplemental Insurance Agent · Modesto, CA
(209) 524-1800
gingerichinsurance.com
MA
300 Banner Ct #1
Micheletti Alternative Insurance Solutions
Supplemental Insurance Agent · Modesto, CA
(209) 576-2808
michelettiins.com
BL
3600 Sisk Rd #5b
Bankers Life
Supplemental Insurance Agent · Modesto, CA
(209) 521-9825
branches.bankerslife.com/ca/modesto/3600-sisk-rd
PI
1031 McHenry Ave Suite 9
Pauls Insurance Agency
Supplemental Insurance Agent · Modesto, CA
(209) 534-4455
medicare209.com
GI
1133 N Carpenter Rd #2
Got It All Insurance Agency
Supplemental Insurance Agent · Modesto, CA
(209) 887-8000
gotitallagency.com
MV
1231 8th St #100
Mc Vey Insurance
Supplemental Insurance Agent · Modesto, CA
(209) 577-0177
CI
937 Coffee Rd Suite 700
Capetillo Insurance Solutions
Supplemental Insurance Agent · Modesto, CA
(209) 442-4300
capetillois.com
BE
817 Coffee Road Suite C-1
Bavaro Employee Benefits INC
Supplemental Insurance Agent · Modesto, CA
(209) 579-5523
SI
1600 Sunrise Ave Ste 14
Sousa Insurance Services
Supplemental Insurance Agent · Modesto, CA
(209) 872-2025
sousains.com
LA
1517 Roosevelt Dr
LaReyLLC
Supplemental Insurance Agent · Modesto, CA
(209) 210-1097
lareyllc.com

What Does a a Supplemental Insurance Agent in Modesto Cost?

The cost of supplemental insurance in California varies by plan type age and location. For a Medicare Supplement Plan G in Modesto premiums typically range from 120 to 250 dollars per month for a 65 year old. Hospital indemnity plans may cost 30 to 80 dollars per month. These are estimates only. This is general information not insurance advice.

About supplemental insurance agents in Modesto

Supplemental insurance agents in Modesto help residents fill gaps in their primary health coverage. These agents can guide you through Medicare Supplement plans Medigap and other policies that comply with California state regulations. With the Central Valley's growing population, local agents understand the specific needs of Stanislaus County residents.

Frequently Asked Questions

What is a supplemental insurance agent in Modesto?

A supplemental insurance agent in Modesto helps you buy policies that cover costs not paid by your main health insurance. This includes Medicare Supplement plans and hospital indemnity plans. These agents are licensed by the California Department of Insurance.

When can I enroll in a Medigap plan in California?

In California you have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may require health questions.

Are supplemental insurance plans regulated in California?

Yes the California Department of Insurance regulates all supplemental insurance plans sold in the state. Agents must follow strict rules about marketing and sales. California also has a birthday rule that lets you switch Medigap plans once per year without health questions.

Supplemental Insurance Agents in Other California Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each supplemental insurance agent's credentials and current standing with your state Department of Insurance.