The top-rated supplemental insurance agent in Murrieta, California is The Insurance Store, rated 5.0 stars across 1,708 reviews. Other highly rated options include Carver Insurance Services, Inc - Murrieta, BARRANCA INSURANCE SERVICES INC, Lizarraga Insurance Agency Inc.. This directory lists 15 supplemental insurance agents serving Murrieta.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | The Insurance Store | 41811 Ivy St # B | (951) 200-5655 |
| 2 | Carver Insurance Services, Inc - Murrieta | 40525 California Oaks Rd suite e-6 | (951) 677-9600 |
| 3 | BARRANCA INSURANCE SERVICES INC | 24679 Monroe Ave #101 | (877) 321-9955 |
| 4 | Lizarraga Insurance Agency Inc. | 24619 Washington Ave #205 | (951) 234-4720 |
| 5 | Winchester & Associates Insurance Services Inc | 41856 Ivy St Ste 110 | (951) 296-6678 |
| 6 | All Discount Insurance Services, Inc. | 25021 Madison St # 103 | (951) 461-4404 |
| 7 | Countryside Insurance Agency | Located in the Global Commerce Center, 29970 Technology Dr suite 214 | (951) 296-9995 |
| 8 | Access West Insurance Services, Inc. | 40675 California Oaks Rd Suite A | (951) 696-4466 |
| 9 | Diamond Valley Insurance Services | 41856 Ivy St #108 | (951) 553-7400 |
| 10 | Just Us Insurance Services - Murrieta CA | 41410 Juniper St | (877) 777-7055 |
The Insurance Store serves Murrieta and the surrounding Riverside County area, specializing in supplemental insurance policies that fill gaps in primary health coverage. As a supplemental insurance agent, this company helps residents manage out-of-pocket costs by offering these focused plans. Their brokers explain how Medicare supplements and accident policies can simplify financial protection in a straightforward manner. The Insurance Store assists clients locally with selecting affordable gap coverage and dental insurance plans.
Carver Insurance Services, Inc - Murrieta provides supplemental insurance coverage to individuals in the Murrieta area. Its service options include Medicare supplements, health insurance gap policies, and accident or critical illness plans. The agency helps clients review existing coverage to identify potential gaps and offers guidance on plan selection throughout the year. Maintenance involves periodic policy reviews and assistance with claims or billing questions. It services a variety of properties, including single-family homes, apartments, retail businesses, and restaurants.
Barranca Insurance Services Inc serves homeowners, businesses, and property managers in Murrieta, California by offering supplemental insurance policies that help cover gaps left by primary health or property plans. These policies provide financial protection for deductibles, co-pays, and uncovered expenses, ensuring clients face fewer out-of-pocket costs during unexpected events. The agency works with local carriers to tailor coverage to individual needs, focusing on clarity and personalized service. Its service area also extends to nearby Temecula, providing the same supplemental insurance solutions to residents and businesses there.
Lizarraga Insurance Agency Inc. serves Murrieta, California, and the surrounding communities in Riverside County. The agency handles supplemental insurance policies to help clients fill gaps in standard health coverage. It focuses on products that assist with out-of-pocket expenses not covered by primary plans. The agency uses a consultative approach to thoroughly assess each client's existing coverage before recommending specific supplemental options tailored to their individual needs.
Winchester & Associates Insurance Services Inc in Murrieta, CA offers supplemental insurance policies that address gaps in standard coverage through both one-time enrollment plans and policies requiring recurring premium payments. These plans typically help cover out-of-pocket medical costs such as deductibles, copays, and hospital stays not fully paid by primary insurance. Services run on an as-needed basis, with clients contacting the agency when they need policy adjustments, claims assistance, or enrollment in a new supplemental plan.
All Discount Insurance Services, Inc., in Murrieta, California, provides supplemental insurance coverage to local residents seeking to fill gaps in their primary health plans. The agency helps clients explore policies for areas such as accident, critical illness, and hospital indemnity to reduce out-of-pocket medical expenses. It serves individuals and families looking for more predictable healthcare costs through focused benefit plans. The company can also assist with adding a standalone dental or vision policy to an existing coverage package.
As the seasons change in Murrieta, CA, new health considerations arise, often leaving gaps in standard medical coverage. Countryside Insurance Agency provides supplemental insurance plans designed to address these common out-of-pocket costs. Their role is to help local individuals explore options that may help cover deductibles, copays, or coordination with existing hospital stays. After a discussion of specific supplemental needs, the process typically concludes with a no-risk review, ensuring clients understand policy terms clearly before any initial assessment step is taken.
Access West Insurance Services, Inc. specializes in supplemental insurance policies, including Medicare supplements, accident, and critical illness plans. The agency serves clients in Murrieta, CA, by helping individuals and families review their coverage needs and compare options from multiple carriers. Its general service work focuses on explaining policy details clearly so customers can make informed decisions. The agency assists with enrollment during annual election periods and helps clients adjust coverage when they experience life changes like a new diagnosis or a job change.
Diamond Valley Insurance Services in Murrieta, CA works with clients to supplement their primary health coverage by offering add-on policies for specific gaps in protection. These supplemental plans help cover expenses that traditional insurance may leave out, such as deductibles or extended care needs. Commercial sectors the company can serve include local offices, warehouses, and food service establishments seeking additional financial safeguards for their operations.
What Does a a Supplemental Insurance Agent in Murrieta Cost?
Supplemental insurance costs in California vary by plan type age and location. For a 65 year old in Murrieta a Medigap Plan G typically ranges from $120 to $250 per month. Plan N averages $90 to $180 monthly. Costs can increase with age or if you have health conditions outside open enrollment. This is general information not insurance advice.
About supplemental insurance agents in Murrieta
Supplemental insurance agents in Murrieta help residents find Medigap and other gap coverage plans. California law provides a guaranteed issue period for Medicare beneficiaries when they first turn 65. Agents guide clients through plan options and ensure compliance with state regulations.
Frequently Asked Questions
What is a supplemental insurance agent in Murrieta?
A supplemental insurance agent is a licensed professional who helps individuals purchase Medigap or other health gap policies. In California agents must follow strict disclosure rules under the California Insurance Code. They compare plans from different carriers to find suitable coverage.
When can I enroll in a Medigap plan in California?
California law provides a six month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you cannot be denied coverage or charged more due to health conditions. After this period insurers may use medical underwriting.
Are there California specific rules for supplemental insurance?
Yes California has a birthday rule for Medigap plans. Once a year around your birthday you can switch to a similar or lesser plan without medical underwriting. This rule is unique to California and helps residents adjust coverage as needs change.
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