The top-rated supplemental insurance agent in Napa, California is Sam Olson Insurance Services, rated 5.0 stars across 135 reviews. Other highly rated options include John Cardinale - State Farm Insurance Agent, Narvaez Insurance Services, Cost-U-Less Insurance. This directory lists 20 supplemental insurance agents serving Napa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Sam Olson Insurance Services | 433 Soscol Ave A-122 | (707) 690-1965 |
| 2 | John Cardinale - State Farm Insurance Agent | 2160 Jefferson St #105a | (707) 258-0661 |
| 3 | Narvaez Insurance Services | 2205 Main St ste b | (707) 927-3204 |
| 4 | Cost-U-Less Insurance | 2975 Jefferson St | (707) 621-8540 |
| 5 | Colton Bickle - State Farm Insurance Agent | 1739 1st St | (707) 224-3178 |
| 6 | Farmers Insurance - Troy Guerrero | 1016 Clinton St | (707) 265-6565 |
| 7 | Lemus Insurance Agency & Car Registration | 1724 Jefferson St | (707) 255-1924 |
| 8 | Alyssa Samrick - State Farm Insurance Agent | 915 Trancas St suite b | (707) 963-2322 |
| 9 | Solorio's Insurance Services | 990 Lincoln Ave | (707) 258-8858 |
| 10 | Wine Valley Insurance | 2017 Redwood Rd | (707) 226-8604 |
Sam Olson Insurance Services provides supplemental insurance coverage to help fill gaps left by primary health plans. Its services include accident, critical illness, and hospital indemnity plans, along with regular policy reviews to ensure clients’ needs remain met. For those with existing plans, the company offers straightforward enrollment support and claims assistance. It serves property owners and tenants in Napa, California, including those with single-family homes, apartments, retail spaces, and restaurants.
John Cardinale - State Farm Insurance Agent serves Napa homeowners, renters, and small business owners seeking supplemental insurance coverage. The agency helps clients understand and select policies that fill gaps left by primary health or property plans, offering guidance on accident, critical illness, and hospital indemnity options. Each plan is explained clearly to match individual needs and budgeting goals. John Cardinale’s office also provides services to residents and businesses throughout the nearby city of American Canyon.
Narvaez Insurance Services serves Napa, CA, offering supplemental insurance to help cover gaps left by primary health plans. These optional policies typically provide cash benefits directly to policyholders for expenses like deductibles, copays, and daily living costs. Many local residents enroll for added financial protection during medical events not fully covered by Medicare or employer-based insurance. Common services include accident insurance, which pays a lump sum following an injury, and critical illness coverage for specified diagnoses like cancer or heart attack.
Cost-U-Less Insurance, based in Napa, California, is known for helping clients choose supplemental insurance policies that fill gaps left by primary health coverage. The agency guides local residents through the often complex options available in the region, focusing on personal financial protection and peace of mind. These plans can assist with out-of-pocket medical costs or lost income during illness. Typically, the agents can also set up stand-alone dental or vision coverage as an add-on.
Colton Bickle - State Farm Insurance Agent serves Napa, California, and the surrounding communities of the Napa Valley. They handle supplemental insurance policies designed to fill gaps in primary health coverage for local residents. Typical offerings include plans for accidents, critical illness, and hospital confinement. The agency guides clients through selecting appropriate coverage after a thorough review of their existing insurance portfolio. A personalized needs assessment is used to tailor a plan to individual circumstances and budget constraints.
Farmers Insurance - Troy Guerrero in Napa, CA offers supplemental insurance policies that bridge gaps left by primary health plans, covering deductibles, copays, and unexpected out-of-pocket expenses. It also assists clients with general life, accident, and disability coverage needs. The agency helps local residents navigate coverage changes during open enrollment periods or prepare for seasonal shifts in outdoor work and recreation risks common to the Napa Valley area.
At Lemus Insurance Agency & Car Registration in Napa, California, clients seeking supplemental coverage can choose between one-time policies for short-term needs and recurring plans that provide ongoing protection. These options help fill gaps in major medical insurance, covering costs like deductibles and co-pays that primary plans often leave unpaid. The agency works with standard supplemental insurance products tailored to local retirees and self-employed residents. Service for new plans or adjustments runs on a scheduled basis, with coverage renewals handled as needed per client request.
As the seasons change in Napa, many older residents find their existing health coverage has gaps that supplemental insurance can fill. Alyssa Samrick - State Farm Insurance Agent helps individuals review their needs for policies that cover copays, deductibles, or other out-of-pocket expenses Medicare often leaves behind. Working from the Napa office, the agent can assist clients in comparing basic supplemental plans suited to their specific health concerns and budget. Every new inquiry begins with a short, no-obligation inspection of the client’s current coverage and personal goals.
Solorio's Insurance Services works with individuals and businesses in Napa, California to find supplemental insurance coverage. The company focuses on policies that fill gaps left by standard health or property plans, offering clients added financial protection for unexpected needs. Local agents assist customers in reviewing available options for accident, critical illness, or hospital indemnity plans. Solorio's Insurance Services can serve a variety of commercial sectors, including offices, warehouses, and food service operations.
Wine Valley Insurance provides supplemental insurance coverage to residents in Napa, California, and the surrounding area. The agency also offers commercial policies for local businesses seeking secondary protection. A dedicated agent serves clients throughout Napa County, helping them choose plans that fill gaps left by major medical insurance. Regular follow-up visits ensure policyholders can adjust their coverage as needs change between annual open enrollment periods.
What Does a a Supplemental Insurance Agent in Napa Cost?
In California Medigap premiums vary by plan type age and insurer. Plan G for a 65 year old in Napa can range from 120 to 250 dollars per month. Plan N is often 10 to 20 percent less. Costs also depend on whether the policy uses attained-age or issue-age rating. This is general information not insurance advice.
About supplemental insurance agents in Napa
Supplemental insurance agents in Napa California help residents choose Medigap or other health plans to cover gaps in Medicare. California law provides a guaranteed issue right for Medigap plans during the six-month open enrollment period starting when you turn 65 and enroll in Part B. Local agents can explain how state regulations affect your options and costs in Napa County.
Frequently Asked Questions
What is a supplemental insurance agent in Napa?
A supplemental insurance agent in Napa helps you buy policies like Medicare Supplement Medigap or hospital indemnity plans. They are licensed by the California Department of Insurance and must follow state rules for sales and disclosures.
When can I enroll in a Medigap plan in California?
You have a six-month open enrollment period starting when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap plan without medical underwriting. After that you may face health questions or higher rates.
Do California laws protect my Medigap rights?
Yes California has special protections. For example if you have a Medicare Advantage plan and move out of its service area you have a guaranteed issue right to buy a Medigap plan. This is covered under California Insurance Code Section 10192.3.
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