The top-rated supplemental insurance agent in Oakland, California is Saavedra Longino Organization, rated 5.0 stars across 754 reviews. Other highly rated options include Kelly Wright - State Farm Insurance Agent, Freeway Insurance, Odalis Ordonez Insurance Agency. This directory lists 21 supplemental insurance agents serving Oakland.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Saavedra Longino Organization | 80 Swan Wy #130 | (916) 309-4550 |
| 2 | Kelly Wright - State Farm Insurance Agent | 5273 College Ave #101 | (510) 488-3505 |
| 3 | Freeway Insurance | 1452 High St Ste B | (510) 306-4388 |
| 4 | Odalis Ordonez Insurance Agency | 3560 Grand Ave | (510) 874-5700 |
| 5 | Khidir Insurance Agency | 3114 San Pablo Ave | (510) 227-6520 |
| 6 | Cost-U-Less Insurance | 5353 Claremont Ave Ste A | (510) 497-0640 |
| 7 | avail insurance solutions, inc - independent insurance broker | 6023 College Ave | (510) 595-6600 |
| 8 | Halbrook Insurance | 1433 Leimert Blvd | (510) 531-1432 |
| 9 | Native Insurance Services Inc. | 1155 3rd St | (510) 497-1000 |
| 10 | Concise Solutions Insurance Services | 3349 International Blvd | (510) 534-6293 |
Saavedra Longino Organization provides supplemental insurance policies that help cover gaps left by standard health plans. Its service offerings include accident, critical illness, and hospital indemnity plans designed to manage out-of-pocket expenses. Ongoing plan administration involves benefit claim assistance and policy review sessions to ensure coverage remains aligned with client needs. Based in Oakland, California, this agency services a diverse range of properties, including single-family homes, apartments, retail storefronts, and local restaurants.
Kelly Wright - State Farm Insurance Agent serves the Oakland, California area as a supplemental insurance agent. The agency helps clients address coverage gaps that major medical plans may leave exposed. Supplemental policies can include options for accident, critical illness, or hospital indemnity benefits. These plans provide direct cash payments for specific medical events, which can assist with deductibles or everyday expenses. Kelly Wright - State Farm Insurance Agent handles supplemental coverage for individuals seeking additional financial protection and also offers related accident insurance solutions for local residents.
Freeway Insurance serves homeowners, renters, and small business owners in Oakland, California, offering supplemental coverage that helps fill gaps in standard health and property policies. The agency helps clients manage out-of-pocket costs and unexpected deductibles by explaining plan options tailored to individual needs. Working primarily with individual and family clients, the office provides straightforward guidance on Medicare supplements and accident or critical illness plans. Freeway Insurance also extends its services to nearby communities such as San Leandro and the broader East Bay area for supplemental insurance assistance.
Odalis Ordonez Insurance Agency serves homeowners, businesses, and property managers in Oakland, California, by providing supplemental insurance policies that fill coverage gaps not addressed by standard health or property plans. These tailored solutions help clients manage out-of-pocket expenses and unexpected liabilities. The agency guides clients through plan selection, ensuring clear understanding of coverage options and claim processes. It also serves neighboring Alameda, offering the same personalized consultation and policy support to residential and commercial clients throughout the East Bay.
Khidir Insurance Agency in Oakland, CA, provides supplemental insurance coverage that helps fill gaps in primary health or life policies. Its service plans include regular policy reviews to adjust benefits as clients’ needs change and assistance with claims filing to navigate the reimbursement process efficiently. Building on these consultation and maintenance offerings, the agency supports individuals and businesses across the region. It services single-family homes, apartments, retail, and restaurants.
Serving Oakland and the surrounding East Bay communities, Cost-U-Less Insurance provides supplemental coverage options designed to fill gaps left by primary health plans. These policies help manage out-of-pocket costs such as deductibles and copays for local residents. The agency handles a typical job by first reviewing a client’s existing coverage to identify specific financial exposures, then matching them with appropriate plans that offer predictable benefits for medical events and unforeseen expenses.
avail insurance solutions, inc serves Oakland and the surrounding Bay Area communities as an independent insurance broker focused on supplemental insurance. It handles Medicare supplements, critical illness coverage, hospital indemnity, and dental plans to help individuals fill gaps in their primary health insurance. The company reviews each client’s existing coverage and personal needs before explaining available policy options. It then compares multiple carriers to recommend a plan that aligns with the customer’s budget and healthcare priorities.
Halbrook Insurance in Oakland, CA offers both one-time consultations for specific coverage questions and ongoing policy management for those who prefer continuous support. As supplemental insurance agents, they help clients fill gaps left by primary health plans, such as accident, critical illness, and hospital indemnity coverage. These offerings are designed to provide financial protection against unexpected medical costs. Service is provided on either a one-time basis for individual plan reviews or as-needed for adjustments, policy renewals, and claims assistance whenever a client’s circumstances change.
Native Insurance Services Inc. in Oakland, CA offers supplemental insurance to cover gaps that primary health plans leave behind, including policies for accidents, critical illness, and hospital indemnity. It assists local residents with selecting plans and filing claims to ensure they understand their coverage limits. The company also helps clients manage unexpected out-of-pocket expenses from seasonal flu complications or winter-weather injuries that primary insurance may not fully address.
When the open enrollment period for Medicare passes, many Oakland residents realize their existing coverage still leaves gaps in costs like co-pays or hospital stays. Concise Solutions Insurance Services specializes in supplemental insurance policies that help fill these common gaps. The agent works with local individuals to explain how dental, vision, or critical-illness plans might complement primary health coverage. An initial consultation reviews the client’s current benefits and personal financial concerns before any recommendations are made. A no-obligation assessment of existing policies is the first step in this process.
What Does a a Supplemental Insurance Agent in Oakland Cost?
Costs for supplemental insurance in California vary by plan type age and location. Medigap Plan G premiums in Oakland typically range from 120 to 250 dollars per month for a 65 year old. Medicare Advantage plans may have low or zero monthly premiums but include copays and deductibles. This is general information not insurance advice.
About supplemental insurance agents in Oakland
Supplemental insurance agents in Oakland California help residents fill gaps in Medicare and health coverage. California law requires agents to be licensed by the California Department of Insurance and follow strict disclosure rules. Local agents can explain how state regulations affect plan choices and enrollment periods.
Frequently Asked Questions
What is a supplemental insurance agent in Oakland?
A supplemental insurance agent in Oakland helps you buy policies that cover costs not paid by Original Medicare. These agents are licensed in California and can sell Medigap Medicare Advantage and other plans.
When can I enroll in a supplemental plan in California?
California has an open enrollment period for Medigap that starts when you turn 65 and enroll in Medicare Part B. This period lasts six months and during this time you cannot be denied coverage due to health conditions.
Do California agents have to follow special rules?
Yes. California law requires agents to provide a written outline of coverage and disclose their compensation. Agents must also follow the state rules for marketing and sales practices under the California Insurance Code.
Supplemental Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia · Berkeley