The top-rated supplemental insurance agent in Oceanside, California is John Cho - State Farm Insurance Agent, rated 5.0 stars across 804 reviews. Other highly rated options include Freeway Insurance, Farmers Insurance - Glenn Domingo, Inszone Insurance Services. This directory lists 18 supplemental insurance agents serving Oceanside.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | John Cho - State Farm Insurance Agent | 3520 College Blvd STE 104 | (760) 758-4115 |
| 2 | Freeway Insurance | 1919 Mission Ave STE 106 | (760) 281-3001 |
| 3 | Farmers Insurance - Glenn Domingo | 3520 College Blvd Ste 105 | (866) 486-3276 |
| 4 | Inszone Insurance Services | 2111 S El Camino Real #201 | (760) 433-2307 |
| 5 | Pike Insurance Services | 3910 Vista Way STE 107 | (800) 411-7453 |
| 6 | Serra Benefits & Insurance Services | 2821 Oceanside Blvd Unit E | (760) 439-9700 |
| 7 | Aloha West Insurance | 4225 Oceanside Blvd | (760) 547-2626 |
| 8 | A-MAX Insurance | 510 Oceanside Blvd Ste 101 | (760) 650-0500 |
| 9 | Kalina Johnson - Farmers Insurance | 2103 S El Camino Real #102 | (760) 434-7200 |
| 10 | Ben Shore Insurance | 603 Seagaze Dr #217 | (760) 966-9180 |
John Cho - State Farm Insurance Agent serves the Oceanside, California area as a supplemental insurance agent. The agency helps local residents fill coverage gaps not addressed by their primary health or life policies. These supplementary plans often assist with expenses such as deductibles, copays, and critical illness costs. The office also provides guidance on accident and hospital indemnity coverage.
Freeway Insurance in Oceanside, California, specializes in finding supplemental insurance plans that cover gaps left by primary health policies. The agency assists local residents in the greater San Diego area with evaluating their existing coverage and identifying suitable options for additional protection. It generally works with individuals seeking more complete financial security against unexpected medical costs or lost income. As open enrollment periods approach, the company helps clients adjust their supplemental policies to better handle potential winter illness or injury expenses.
Farmers Insurance - Glenn Domingo provides supplemental insurance solutions for clients in Oceanside, CA, covering critical gaps left by primary health plans. Its service approach includes offering personalized policy reviews to ensure adequate protection during unexpected medical events or accidents. Regular client consultations help tailor coverage to individual needs and evolving circumstances. The agency services a variety of properties, including single-family homes, apartments, retail locations, and restaurants.
As the seasons shift in Oceanside, many residents reassess their financial safety nets for gaps in health-related coverage. Inszone Insurance Services serves this need as a local supplemental insurance agent, offering policies that assist with expenses beyond major medical plans. These plans often cover daily costs from accidents, critical illnesses, or hospital stays. The agency guides clients through plan options and eligibility details. The process begins with a straightforward initial consultation to review current coverage and identify specific financial vulnerabilities during an in-person or virtual assessment.
Homeowners, small business owners, and property managers in Oceanside, CA, turn to Pike Insurance Services for supplemental insurance coverage that fills gaps left by standard policies. This agency specializes in offering additional protection for medical expenses, accident recovery, or income loss not covered by primary plans. Services include policy reviews and personalized recommendations to match individual risk profiles. Clients in the surrounding communities of Carlsbad and Vista also access these supplemental insurance solutions through local consultation.
Serving Oceanside and the surrounding communities of San Diego County, Serra Benefits & Insurance Services handles supplemental insurance coverage. The company assists local residents in finding policies that address gaps left by major medical plans, such as accident, hospital indemnity, or critical illness products. These plans help cover deductibles, copays, and other out-of-pocket expenses from unexpected health events. A typical job is managed by first assessing the client’s current coverage and personal needs, then presenting a few suitable plan options for comparison.
Aloha West Insurance in Oceanside, CA, distinguishes between one-time policy enrollments and recurring coverage reviews for supplemental insurance plans. Their offerings help fill gaps left by primary health or Medicare policies, addressing costs for accidents, critical illness, or hospital stays. In this region, plans are tailored to complement existing benefits while remaining budget-conscious for local residents. Service may be arranged on a one-time basis for initial policy setup, with ongoing support and modifications available on an as-needed schedule.
A-MAX Insurance serves clients in Oceanside, California, by addressing their supplemental coverage needs alongside standard policies. These supplementary plans help fill gaps left by basic health or life insurance, covering deductibles, co-pays, or critical illness expenses. The agency assists local residents and business owners in selecting appropriate add-on products to enhance their overall protection. Its services are available to various commercial sectors, including offices requiring employee benefit coordination, warehouses managing worker risk, and food service establishments seeking liability safeguards for daily operations.
Kalina Johnson - Farmers Insurance specializes in supplemental insurance policies that cover gaps left by major medical plans. It serves the Oceanside area by helping clients manage out-of-pocket costs and unexpected deductibles. The agency works with individuals and families to coordinate coverage alongside existing health insurance. It addresses common concerns such as accident, critical illness, and hospital indemnity plans in clear, straightforward terms. As the holiday season approaches, it assists locals in reviewing their current benefits to prepare for possible winter health care needs.
As the California wildfire season approaches, residents of Oceanside often seek reliable coverage for unexpected income gaps. Ben Shore Insurance responds to this need by focusing on supplemental insurance policies that complement primary health or life plans. Their work centers on explaining how short-term disability or accident policies provide a financial buffer when a claim arises. A new client starts with a straightforward review of their current benefits and personal risk factors. This initial inspection ensures every plan recommended fits the individual’s daily responsibilities.
What Does a a Supplemental Insurance Agent in Oceanside Cost?
Costs for supplemental insurance in California vary by plan type age and location. Medicare Supplement Plan G for a 65-year-old in Oceanside can range from 120 to 200 per month. Medicare Advantage plans often have 0 premiums but include copays and deductibles. Standalone dental plans may cost 30 to 60 per month. This is general information not insurance advice.
About supplemental insurance agents in Oceanside
Supplemental insurance agents in Oceanside California help residents find plans that cover gaps in Medicare or provide extra benefits like dental vision or prescription drugs. California law allows a 30-day free look period for Medicare Supplement plans giving you time to review your choice. Local agents understand the specific needs of Oceanside seniors and families near Tri-City Medical Center.
Frequently Asked Questions
What is a supplemental insurance agent in Oceanside?
A supplemental insurance agent helps you compare and enroll in plans like Medicare Supplement Medigap Medicare Advantage or standalone dental and vision policies. They are licensed in California and can explain how each plan works with your existing coverage.
When can I enroll in a supplemental plan in California?
You can enroll in a Medicare Supplement plan during your Medigap Open Enrollment Period which starts the first month you have Medicare Part B and are 65 or older. In California you also have a birthday rule allowing you to switch Medigap plans within 60 days of your birthday without medical underwriting.
Do supplemental insurance agents charge fees in Oceanside?
Most supplemental insurance agents in California are paid by the insurance company not by you. Their services are typically free to you. Always ask if there are any fees before you sign up.
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