The top-rated supplemental insurance agent in Orange, California is Kitajima Insurance, rated 4.9 stars across 4,097 reviews. Other highly rated options include AA Lares Insurance Services, Inc., Alex Mora - State Farm Insurance Agent, Freeway Insurance. This directory lists 17 supplemental insurance agents serving Orange.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kitajima Insurance | 1100 W Town and Country Rd #1100 | (714) 660-1211 |
| 2 | AA Lares Insurance Services, Inc. | 1163 N Tustin St | (714) 288-8000 |
| 3 | Alex Mora - State Farm Insurance Agent | 1111 E Katella Ave Suite #230 | (714) 635-8000 |
| 4 | Freeway Insurance | 1715 E Katella Ave Ste C | (714) 784-0892 |
| 5 | Insurance Partners Inc | 2200 W Orangewood Ave STE 100 | (714) 285-4800 |
| 6 | Harms Insurance Agency Inc. | 1431 E Chapman Ave | (714) 744-0733 |
| 7 | Elmco Insurance Inc | 636 E Chapman Ave | (714) 973-1436 |
| 8 | CaliforniaChoice | 721 S Parker St #140 | (800) 558-8003 |
| 9 | Road Club Insurance Services | 8546 E Chapman Ave | (714) 332-6818 |
| 10 | Best California Insurance Services | 1107 E Lincoln Ave #103 | (877) 803-2722 |
Kitajima Insurance serves Orange, California and the surrounding county as a supplemental insurance agent. It helps clients explore coverage options that address gaps left by standard health plans, such as accident or critical illness policies. These products can assist with out-of-pocket costs and deductibles. The agency focuses on hospital indemnity and fixed-benefit cancer plans that provide direct payments to policyholders.
AA Lares Insurance Services, Inc. serves clients in Orange County, California, providing supplemental insurance agent services designed to cover gaps in primary health plans. These plans help policyholders manage out-of-pocket medical expenses through additional coverage options. The agency tailors its approach to individual needs, addressing common coverage shortfalls in the region. Its work includes guiding clients through the enrollment process for Medicare supplement plans and offering support for dental and vision insurance policies.
Alex Mora - State Farm Insurance Agent in Orange, CA, offers a range of supplemental insurance services, including policies designed to cover gaps left by major medical plans. The agency provides personalized consultations to help clients understand plan options for accident, critical illness, and hospital indemnity coverage. Maintenance plans involve regular policy reviews to adjust coverage as life circumstances change. It serves the insurance needs of single-family homeowners, apartment renters, retail business owners, and restaurant operators throughout the local area.
Freeway Insurance provides supplemental insurance coverage located in Orange, California. It offers policies designed to fill gaps left by primary health or medical plans, including accident and critical illness protection. The agency works with clients to explain coverage options and assist with plan selection based on individual needs. It services a variety of residential and commercial properties throughout the local area, including single-family homes, apartments, retail storefronts, and restaurants.
Insurance Partners Inc serves homeowners, businesses, and property managers in Orange, California, offering supplemental insurance policies that fill coverage gaps left by standard plans. The agency provides gap and accident protection, helping clients manage out-of-pocket expenses and deductibles. These policies are tailored to local residents seeking additional financial security beyond primary health or property coverage. By working closely with individuals and commercial entities, the company addresses common shortfalls in existing benefit structures. Its services extend throughout Orange County, including neighboring communities such as Santa Ana and Irvine.
Serving Orange, California, and the surrounding communities, Harms Insurance Agency Inc. provides supplemental insurance agent services. It handles policies designed to cover gaps left by major medical plans, addressing costs for illnesses, accidents, or hospital stays. The agency guides clients through plan options specific to their needs. For each job, it begins with a consultation to review current coverage and identify potential gaps, then presents tailored options for consideration.
Elmco Insurance Inc in Orange, CA helps clients differentiate between one-time supplemental policies for immediate gaps and ongoing service options that provide recurring support for future needs. Coverage through the agency typically fills gaps left by major medical plans, assisting with out-of-pocket expenses and specific health-related events. Service for these supplemental insurance solutions is designed to operate on a scheduled basis, allowing regular reviews and adjustments as individual circumstances evolve.
CaliforniaChoice specializes in supplemental insurance plans that bridge the coverage gaps in primary health policies. Located in Orange, CA, the agency serves local residents by evaluating individual needs to connect them with suitable supplemental options. It assists clients in managing out-of-pocket expenses such as deductibles and copays. During the annual Medicare open enrollment period, the company helps seniors navigate plan changes to avoid costly coverage lapses.
As the seasons shift in Orange, CA, residents often review their existing health coverage gaps. Road Club Insurance Services addresses these needs as a local supplemental insurance agent. They help individuals navigate Medicare supplements, accident plans, and hospital indemnity policies. Their focus is on explaining how additional protection can manage out-of-pocket expenses. To begin working with a client, a representative schedules an initial coverage review to discuss personal risk factors and current benefits.
Best California Insurance Services operates as a supplemental insurance agent in the Orange, CA area, helping clients fill gaps in their primary health or life coverage with optional add-on policies. The agency focuses on these specialty products to address unexpected expenses that standard plans may not cover. Its commercial clientele includes offices, warehouses, and food service businesses seeking tailored supplemental insurance solutions for their operations.
What Does a a Supplemental Insurance Agent in Orange Cost?
Supplemental insurance agent services in California are typically free to consumers because agents earn commissions from insurance companies. Medigap plan premiums in Orange range from about $100 to $300 per month depending on age health and plan type. Medicare Advantage plans often have low or zero monthly premiums but may have higher out-of-pocket costs. This is general information and not insurance advice.
About supplemental insurance agents in Orange
Supplemental insurance agents in Orange California help residents fill gaps in Medicare coverage. These agents explain Medigap plans and Medicare Advantage options that comply with California state regulations. Local agents understand the specific enrollment periods and guaranteed issue rights under California law.
Frequently Asked Questions
What is a supplemental insurance agent in Orange?
A supplemental insurance agent in Orange helps you compare Medigap and Medicare Advantage plans. They are licensed in California and can explain how state rules affect your choices. These agents do not work for any one insurance company.
When can I enroll in a supplemental plan in California?
You have a six-month Medigap open enrollment period starting when you are 65 and enrolled in Medicare Part B. In California you also have a birthday rule that allows you to switch Medigap plans within 60 days of your birthday without medical underwriting.
Do I need a supplemental insurance agent if I have Medicare?
An agent can help you understand the differences between Medigap and Medicare Advantage plans. California has specific rules about plan availability and pricing. An agent can save you time and help you avoid costly mistakes.
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