The top-rated supplemental insurance agent in Paso Robles, California is Ted Hamm Insurance Agency, rated 5.0 stars across 376 reviews. Other highly rated options include Steve Weber - State Farm Insurance Agent, Rick Goree - State Farm Insurance Agent, Farmers Insurance - Gregory Byrne. This directory lists 20 supplemental insurance agents serving Paso Robles.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ted Hamm Insurance Agency | 1503 Park St Suite #102 | (805) 238-1818 |
| 2 | Steve Weber - State Farm Insurance Agent | 526 Spring St | (805) 238-6200 |
| 3 | Rick Goree - State Farm Insurance Agent | 1947 Spring St | (805) 227-1560 |
| 4 | Farmers Insurance - Gregory Byrne | 843 7th St Ste D | (805) 238-4577 |
| 5 | Chely Insurance Services | 731 21st St D | (805) 237-0077 |
| 6 | Bryan Butler: Allstate Insurance | 705 Golden Hill Rd Ste 103 | (805) 237-2333 |
| 7 | KNOCKOUT INSURANCE SERVICES ,LLC | 611 12th St | (805) 286-4571 |
| 8 | Del Paso Insurance Services | 741 21st St #101 | (805) 239-0600 |
| 9 | Henry Elisarraraz - State Farm Insurance Agent | 625 14th St | (805) 238-0642 |
| 10 | Fast Insurance Services Inc | 545 Spring St | (323) 372-2577 |
Ted Hamm Insurance Agency serves Paso Robles and the surrounding San Luis Obispo County area, specializing in supplemental insurance coverage for individuals and families. Working alongside Medicare and other primary health plans, the agency helps clients manage out-of-pocket medical expenses not covered by standard policies. These plans include dental, vision, and hearing coverage, as well as accident and critical illness insurance. The agency also assists with selecting hospital indemnity and cancer-specific insurance policies.
Steve Weber - State Farm Insurance Agent in Paso Robles, CA, offers supplemental insurance policies designed to cover gaps left by major medical plans. Services include accident, critical illness, and hospital indemnity plans, which provide cash benefits directly to policyholders for qualifying events. These supplementary coverages help clients manage unexpected out-of-pocket costs not fully addressed by primary insurance. The agency serves a range of properties and individuals throughout the local area, including single-family homes, apartments, retail businesses, and restaurants.
Rick Goree - State Farm Insurance Agent in Paso Robles, California serves local homeowners and small business operators who seek to fill gaps in their standard health or property coverage with supplemental insurance policies. These plans often help cover deductibles, copays, or other out-of-pocket expenses from a major medical event or accident. The agency guides clients through choosing appropriate life or health supplements for their individual budgets. Its service area additionally extends to the nearby Atascadero and Templeton communities for personalized policy discussions.
Serving Paso Robles, Farmers Insurance - Gregory Byrne specializes in supplemental insurance policies that cover gaps left by major medical plans, offering accident, critical illness, and hospital indemnity coverage. It also provides general insurance services, including auto, home, and life policies. The agency helps residents address coverage shortfalls during open enrollment periods, ensuring they have protection against unexpected medical costs when seasonal work cycles or life changes create financial strain.
After a long harvest season in Paso Robles, a minor injury or sudden illness can strain a family’s finances when primary health coverage leaves gaps. Chely Insurance Services helps residents manage these out-of-pocket costs by offering supplemental insurance plans designed to pay cash directly for covered incidents. Their agents explain policy details clearly, focusing on how each supplement works alongside existing major-medical coverage. A typical first step involves a no-obligation review of current needs, followed by an over-the-phone or in-person assessment of what supplemental options fit the client’s lifestyle.
Serving Paso Robles and the surrounding North San Luis Obispo County communities, this agency focuses on supplemental insurance coverage to fill gaps left by standard health plans. Bryan Butler: Allstate Insurance assists clients with choosing policies that help cover out-of-pocket costs like deductibles and copays. The office aims to simplify the selection process by carefully reviewing each client's existing coverage before making recommendations. For a typical job, it compares available plan benefits to individual needs before presenting options.
KNOCKOUT INSURANCE SERVICES ,LLC in Paso Robles, CA offers both one-time accident policies and ongoing health gap coverage to address different client needs. Supplemental insurance agents focus on filling the financial gaps that primary medical or Medicare plans leave behind. These policies can help cover deductibles, copayments, and unexpected hospital costs. Services for clients typically run on an as-needed basis, allowing individuals to enroll or adjust their plans whenever their circumstances change.
Del Paso Insurance Services provides supplemental insurance coverage to residents in and around Paso Robles, California. The agency focuses on offering policies designed to fill gaps left by major medical plans, such as accident, critical illness, or hospital indemnity benefits. These specialty add-ons help individuals manage out-of-pocket costs for unexpected medical events. The agency works with a variety of local businesses and commercial locations, including general offices, warehouses, and food service establishments, to provide access to these policies for their employees or themselves.
Henry Elisarraraz - State Farm Insurance Agent serves residential clients in Paso Robles, CA, with supplemental insurance policies covering gaps in primary health coverage. Commercial clients also find options tailored for local businesses. Service area includes Paso Robles and nearby communities. Agents work directly with customers to explain how supplemental plans assist with deductibles and copays. Regular visits are not required, but the office encourages following up after any major medical event to adjust coverage accordingly and maintain continuity between annual enrollment periods.
What Does a a Supplemental Insurance Agent in Paso Robles Cost?
Supplemental insurance costs in California vary by plan type age and location. Medigap Plan G premiums for a 65 year old in Paso Robles typically range from 120 to 250 dollars per month. Medicare Advantage plans often have lower monthly premiums sometimes 0 to 50 dollars but may include copays and deductibles. Costs can change each year. This is general information and not insurance advice.
About supplemental insurance agents in Paso Robles
Supplemental insurance agents in Paso Robles help residents find policies that cover gaps in Medicare or employer health plans. California law requires agents to be licensed by the California Department of Insurance and to follow strict disclosure rules. Local agents can explain how plans like Medigap or Medicare Advantage work with your existing coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Paso Robles?
A supplemental insurance agent is a licensed professional who helps you buy policies that pay for costs not covered by Medicare or your health plan. In California agents must pass a state exam and renew their license every two years.
When can I enroll in a Medigap plan in California?
You have a six-month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period you may be subject to health screening.
Are there California rules for Medicare Advantage plans?
Yes California has a birthday rule that allows you to switch Medicare Advantage plans or return to Original Medicare within 12 months of enrollment. You can also change plans during the annual open enrollment period from October 15 to December 7.
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