The top-rated supplemental insurance agent in Patterson, California is David Gonzales - Farmers Insurance Agency, rated 5.0 stars across 189 reviews. Other highly rated options include Fiesta Auto Insurance & Tax Service, Shield Uribe Insurance Agency, Rancho Amigo Insurance Services - Patterson. This directory lists 11 supplemental insurance agents serving Patterson.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | David Gonzales - Farmers Insurance Agency | 600 N 2nd St #1 | (209) 894-7791 |
| 2 | Fiesta Auto Insurance & Tax Service | 106 E Las Palmas Ave #F | (209) 894-7269 |
| 3 | Shield Uribe Insurance Agency | 30 N 3rd St | (209) 892-4900 |
| 4 | Rancho Amigo Insurance Services - Patterson | 205 S El Circulo Ave STE A | (209) 894-2474 |
| 5 | Jessica Garza Insurance Agency | 254 Sperry Ave Unit 13 | (209) 894-7775 |
| 6 | Schut Insurance Services | 22 N 3rd St | (209) 892-6226 |
| 7 | Bruce Jensen: Primerica - Financial Services | 254 SPERRY AVE, 12 STE 10,11 | (209) 566-9332 |
| 8 | J CISNEROS INSURANCE AGENCY, INC | 11 Plaza Cir Ste F | (209) 538-2718 |
| 9 | Trilogy Insurance Brokers Inc | 100 N 4th St Suite 5 | (209) 892-2218 |
| 10 | Allstate Insurance Agent: Robert Ford | 11 Plaza, B | (209) 857-1154 |
What Does a a Supplemental Insurance Agent in Patterson Cost?
Supplemental insurance costs in California vary by plan type, age, and location. Medigap Plan G premiums in Patterson typically range from 120 to 250 dollars per month for a 65-year-old. Medicare Advantage plans often have low or zero monthly premiums but may include copays and deductibles. Costs can change each year based on insurer rate adjustments. This is general information, not insurance advice.
About supplemental insurance agents in Patterson
Supplemental insurance agents in Patterson, California help residents choose Medigap or Medicare Advantage plans that fit their needs. California law provides a 30-day free look period for Medigap policies, allowing you to review coverage after purchase. Local agents understand the specific health plans available in Stanislaus County and nearby areas.
Frequently Asked Questions
What is a supplemental insurance agent in Patterson?
A supplemental insurance agent helps you buy policies that cover costs not paid by Original Medicare. They can explain Medigap plans, Medicare Advantage plans, and other private insurance options. Agents must be licensed by the California Department of Insurance.
When can I enroll in a Medigap plan in California?
The best time to enroll is during your Medigap Open Enrollment Period, which starts when you are 65 and enrolled in Medicare Part B. This period lasts six months and guarantees you can buy any Medigap policy without medical underwriting. After this period, insurers may deny coverage or charge higher premiums based on health.
Are there California-specific rules for Medigap plans?
Yes, California requires Medigap insurers to offer a 30-day free look period when you switch policies. You can cancel a new Medigap policy within 30 days for a full refund if you change your mind. Also, California does not allow Medigap insurers to refuse coverage for pre-existing conditions if you enroll during your open enrollment period.
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