The top-rated supplemental insurance agent in Pittsburg, California is Cost-U-Less Insurance, rated 4.9 stars across 397 reviews. Other highly rated options include Fiesta Auto Insurance & Tax Service, Ruben Herrera, Andrea Gonzalez: Allstate Insurance. This directory lists 14 supplemental insurance agents serving Pittsburg.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Cost-U-Less Insurance | 1329 Buchanan Rd | (925) 276-5560 |
| 2 | Fiesta Auto Insurance & Tax Service | 2110 Railroad Ave #120 | (925) 439-1705 |
| 3 | Ruben Herrera | 2197 Railroad Ave Ste A | (925) 252-1000 |
| 4 | Andrea Gonzalez: Allstate Insurance | 160 E 3rd St Ste 103 | (925) 635-9089 |
| 5 | Save Zone Insurance | 1383 Buchanan Rd | (925) 439-0707 |
| 6 | Farmers Insurance - Iztaccuauhtli Gonzalez | 3012 Railroad Ave | (925) 439-2200 |
| 7 | PACIFIC STAR INSURANCE SERVICES INC | 2273 Railroad Ave | (855) 771-7827 |
| 8 | Fred Loya Insurance | 2147 Loveridge Rd | (925) 439-8990 |
| 9 | Milton's Insurance Agency Servicios Hispanos | 3804 Railroad Ave | (925) 864-9416 |
| 10 | Iris Perez Insurance Agency | 3978 Railroad Ave | (925) 439-2528 |
Cost-U-Less Insurance provides a range of supplemental insurance policies to help cover gaps left by primary health plans in Pittsburg, California. Their service plans focus on helping clients manage out-of-pocket costs for unexpected medical events, including hospital stays and accident-related expenses. Maintenance plans offer ongoing coverage adjustments to keep policies aligned with changing healthcare needs. The company routinely services single-family homes, apartment complexes, retail businesses, and local restaurants throughout the area.
Fiesta Auto Insurance & Tax Service serves homeowners, businesses, and property managers in Pittsburg, California who require supplemental insurance coverage to fill gaps in their primary policies. This agency helps clients explore additional plans for personal liability or business interruption protection. General insurance agents in this area often guide customers through Medicare supplements, accident health plans, or specialized property endorsements. The company also extends its supplemental insurance agent services to surrounding Contra Costa County communities such as Antioch.
Ruben Herrera provides supplemental insurance agent services in Pittsburg, CA, offering individuals and families policies that help cover gaps left by primary health or Medicare plans. These services typically include assistance with plan selection, enrollment, and claims questions to ensure clients understand their coverage. Policyholders receive ongoing support with renewals and changes in their supplemental needs. Common property types served include single-family homes, apartments, retail spaces, and restaurants.
Homeowners, renters, and small business owners in Pittsburg, California turn to Andrea Gonzalez: Allstate Insurance for supplemental insurance solutions. This agency helps clients close gaps in standard coverage, offering policies that address specific needs such as accident, critical illness, or hospital indemnity plans. By tailoring these supplementary options to individual budgets and circumstances, the agency works to provide extra financial protection against unexpected events. Its service area also extends to neighboring communities like Bay Point and the broader East Contra Costa County region, ensuring more residents can access these personalized coverage options.
Save Zone Insurance serves the Pittsburg, California, area as a supplemental insurance agent. This agency helps clients find policies that cover expenses beyond primary health insurance plans. Supplemental insurance can address gaps in coverage for accidents, critical illnesses, and hospital stays. Local residents often seek such plans to manage out-of-pocket costs. Save Zone Insurance guides customers through available options and assists with enrollment in benefits like accident cash policies or hospital indemnity plans.
Farmers Insurance - Iztaccuauhtli Gonzalez in Pittsburg, CA provides supplemental insurance agents who help clients understand the key difference between one-time policies, such as accident coverage, and recurring service options like hospital indemnity plans. Supplemental insurance fills gaps in primary health coverage, offering financial protection for unexpected medical costs. Services in this area generally include policy reviews, claims assistance, and plan adjustments to meet changing needs. Consultations and policy updates are available on a one-time, scheduled, or as-needed basis.
Serving Pittsburg and the surrounding communities of Contra Costa County, Pacific Star Insurance Services Inc handles supplemental insurance policies that fill gaps left by major medical coverage. These plans help individuals manage unexpected out-of-pocket costs for services like hospital stays, accidents, or critical illnesses. The company guides each client by reviewing current coverage to identify specific financial exposures. It then recommends a suitable policy from available options, ensuring the solution aligns with the client’s budget and personal health needs.
Fred Loya Insurance serves Pittsburg, California, and the surrounding communities in Contra Costa County, handling supplemental insurance policies that cover gaps not addressed by primary health plans. These typically include accident, critical illness, and hospital indemnity coverage for local residents and families. The agency’s work involves explaining the terms of each supplemental policy to match a client’s existing healthcare and financial situation. For a typical job, it assesses individual coverage needs and then presents clear choices to fill the specific gaps identified.
Milton's Insurance Agency Servicios Hispanos specializes in supplemental insurance plans designed to fill coverage gaps, and provides general services to help clients manage out-of-pocket medical expenses in Pittsburg, CA. It assists individuals in understanding how these policies coordinate with major medical insurance. The agency helps residents address common needs such as budget stability and access to care. During open enrollment periods or when unexpected health issues arise, it offers guidance on adding or adjusting ancillary coverage.
What Does a a Supplemental Insurance Agent in Pittsburg Cost?
Supplemental insurance costs in California vary by plan type, age, and health status. Medigap Plan G premiums typically range from $120 to $250 per month for a 65-year-old in Pittsburg. Medicare Advantage plans may have $0 monthly premiums but include copays and deductibles. Dental and vision plans often cost $30 to $80 per month. This is general information, not insurance advice.
About supplemental insurance agents in Pittsburg
Supplemental insurance agents in Pittsburg, California help residents find plans that cover gaps in Medicare or health insurance. California law requires agents to be licensed by the California Department of Insurance and to follow strict rules about plan comparisons. These agents can explain options like Medigap, Medicare Advantage, and hospital indemnity plans for local needs.
Frequently Asked Questions
What is a supplemental insurance agent in Pittsburg?
A supplemental insurance agent helps you find policies that pay for costs not covered by primary health insurance. In California, agents must hold a valid license and disclose their commission. They can assist with Medigap, dental, vision, and accident plans.
When can I enroll in a Medigap plan in California?
California has a guaranteed issue period for Medigap that starts when you first enroll in Medicare Part B at age 65. This period lasts 6 months. Outside this window, insurers can use medical underwriting to deny coverage or charge higher rates.
Are there California rules about supplemental insurance sales?
Yes. California Insurance Code sections 10192.8 and 10192.9 require agents to provide a standardized outline of coverage and a buyer guide. Agents cannot use high-pressure tactics or misrepresent policy terms. You have a 30-day free look period to cancel a policy for a full refund.
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