The top-rated supplemental insurance agent in Redondo Beach, California is Kinter Insurance Services, rated 5.0 stars across 140 reviews. Other highly rated options include Littleton Insurance Services, Farmers Insurance - Jessie Navarro, Mike Mickey Herman: Allstate Insurance. This directory lists 10 supplemental insurance agents serving Redondo Beach.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Kinter Insurance Services | 1014 S Pacific Coast Hwy | (310) 798-6100 |
| 2 | Littleton Insurance Services | 407 N Pacific Ave Unit 737 | (310) 370-1597 |
| 3 | Farmers Insurance - Jessie Navarro | 1426 Aviation Blvd #201 | (310) 792-7885 |
| 4 | Mike Mickey Herman: Allstate Insurance | 719 S Pacific Coast Hwy Ste 1 | (310) 376-0231 |
| 5 | Shop 4 Health Plans | 6148 S Pacific Coast Hwy | (310) 376-8115 |
| 6 | Lifeline Secure Insurance Services | 706 Vincent Park | (213) 497-1232 |
| 7 | Bichlmeier Insurance Services | 730 S Pacific Coast Hwy #201 | (310) 376-8852 |
| 8 | Michael Eastman Insurance Agency | 1200 S Pacific Coast Hwy a | (866) 936-9992 |
| 9 | Palos Verdes Insurance | 314 Vista Del Mar | (310) 373-0505 |
| 10 | Podegracz Insurance Agency | 116 S Catalina Ave #110 | (310) 374-8011 |
Kinter Insurance Services serves the greater Los Angeles County area, including Redondo Beach, as a supplemental insurance agent. The company helps individuals and families cover expenses not included in standard health plans by offering policies for specific needs. These policies provide financial support for out-of-pocket costs like deductibles and copayments. It also assists local residents with securing coverage for hospital stays and critical illness events.
Littleton Insurance Services offers supplemental insurance policies to residents and business owners in the Redondo Beach area. It helps clients bridge gaps left by primary health or Medicare coverage. The agency provides ongoing support for policy maintenance, including reviewing current plans during open enrollment periods and assisting with claims filing. Its representatives work to explain complex coverage options in clear terms so customers can make informed decisions. The company serves a range of local properties, including single-family homes, apartments, retail spaces, and restaurants.
Farmers Insurance - Jessie Navarro serves homeowners, small business owners, and property managers in Redondo Beach, California. The agency provides supplemental insurance policies designed to fill coverage gaps left by standard plans. These gap-filling options help local residents and commercial clients manage unexpected out-of-pocket costs from deductibles or policy exclusions. In a coastal market where property risks vary, having tailored supplemental coverage offers financial flexibility. The agency also extends its supplemental insurance services to clients in nearby Torrance.
Mike Mickey Herman: Allstate Insurance serves the Redondo Beach area and surrounding South Bay communities, handling supplemental insurance policies that help cover gaps left by major medical plans. These supplemental options address expenses such as deductibles, copays, and extended care needs. To handle a typical job, the agency begins by reviewing a client’s existing coverage and then recommends specific supplemental products that align with the individual’s health risks and financial situation.
As a supplemental insurance agent, Shop 4 Health Plans in Redondo Beach, CA offers both one-time policy evaluations and ongoing service. Clients can explore coverage options for gaps left by primary health insurance, including plans for accidents or hospital stays. These policies help manage out-of-pocket costs that typical health plans do not cover. The agency’s service runs on an as-needed basis, responding to inquiries about annual enrollment periods or new policy needs as they arise.
As premiums rise in Redondo Beach, many residents find gaps in their primary health coverage that older plans fail to address. Lifeline Secure Insurance Services connects local policyholders with supplemental insurance products designed to fill these specific needs. Their team works directly with clients to explain Medigap, hospital indemnity, and fixed-benefit options that are common in the California market. Each consultation begins with a no-obligation review of the individual's current coverage, followed by a personalized inspection of potential out-of-pocket exposures to determine the most appropriate policy match.
Bichlmeier Insurance Services specializes in supplemental insurance plans for individuals and families, including hospital confinement coverage and critical illness policies that address gaps in traditional health plans. Based in Redondo Beach, it serves local residents by helping them navigate their options for financial protection against unexpected medical expenses. The agency's services also involve explaining plan benefits and managing enrollment processes for clients. During the annual Medicare enrollment period, it assists seniors in reviewing and adjusting their supplemental coverage to align with changing healthcare needs.
Michael Eastman Insurance Agency offers supplemental insurance services to residents in Redondo Beach, addressing coverage gaps that standard health plans often leave. The company also serves commercial clients in the area, tailoring supplemental policies to meet the needs of local businesses and their employees. Working within the greater Redondo Beach region, the agency provides options that help individuals and business owners manage out-of-pocket costs. Following an initial enrollment, the agency typically follows up between regular policy visits to review any changes in client circumstances or coverage needs.
Palos Verdes Insurance, based in Redondo Beach, California, works as a supplemental insurance agent, helping clients fill gaps in their primary health or life coverage. Its specialty includes offering additional policies for specific needs, such as accident, critical illness, or hospital indemnity plans. These add-ons can provide direct cash benefits when a covered event occurs. This focus on supplementary coverage serves a range of commercial sectors, including offices seeking extra employee benefits, warehouses needing flexible group options, and food service operations looking to protect their workforce with tailored plans.
Podegracz Insurance Agency in Redondo Beach, CA is known for providing supplemental insurance policies that fill gaps left by major medical plans. Its service range includes helping local residents obtain coverage for unexpected out-of-pocket costs, such as deductibles, copays, and hospital stays. The agency assists clients in reviewing their existing benefits to identify potential shortfalls. This company works closely with individuals and families to build tailored protection against financial strain from accidents or critical illnesses. It specializes in offering add-on accident insurance to further reduce personal expenses from emergency care.
What Does a a Supplemental Insurance Agent in Redondo Beach Cost?
Supplemental insurance costs in California vary by plan type, age, and health status. For example, a Medicare Supplement Plan G in Redondo Beach can range from 120 to 250 dollars per month. Hospital indemnity plans may cost 30 to 80 dollars monthly. Premiums can increase each year based on age and carrier rate changes. This is general information and not insurance advice.
About supplemental insurance agents in Redondo Beach
Supplemental insurance agents in Redondo Beach help residents fill gaps in their primary health coverage. California law requires agents to be licensed by the California Department of Insurance and to follow strict disclosure rules. Local agents can explain plans like Medicare Supplement and hospital indemnity policies that work alongside your existing insurance.
Frequently Asked Questions
What does a supplemental insurance agent in Redondo Beach do?
A supplemental insurance agent helps you find policies that cover costs not paid by your primary insurance. They can compare plans from multiple carriers and explain benefits like copays and deductibles. Agents must follow California insurance regulations and provide clear policy summaries.
Do I need a special license to sell supplemental insurance in California?
Yes. Agents must hold a valid California insurance license and complete continuing education courses. They must also disclose their license number and any commissions they receive. You can verify an agents license on the California Department of Insurance website.
Can I buy a supplemental insurance policy outside of open enrollment in California?
It depends on the plan type. Medicare Supplement plans have a six-month open enrollment period starting when you turn 65. After that, you may face medical underwriting. Other supplemental plans may have limited enrollment windows or require a qualifying life event.
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