The top-rated supplemental insurance agent in Salinas, California is Ulises Gomez Insurance Agency | Farmers Insurance, rated 5.0 stars across 350 reviews. Other highly rated options include Enrique Ramirez - State Farm Insurance Agent, Joe Stretch - State Farm Insurance Agent, Fernando Lopez - State Farm Insurance Agent. This directory lists 20 supplemental insurance agents serving Salinas.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Ulises Gomez Insurance Agency | Farmers Insurance | 1514 Moffett St unit c | (408) 879-9735 |
| 2 | Enrique Ramirez - State Farm Insurance Agent | 1269 N Davis Rd | (831) 424-1562 |
| 3 | Joe Stretch - State Farm Insurance Agent | 1165 S Main St | (831) 783-1501 |
| 4 | Fernando Lopez - State Farm Insurance Agent | 1532 Constitution Blvd | (831) 443-1001 |
| 5 | Leavitt Central Coast | 950 E Blanco Rd #103 | (831) 424-6404 |
| 6 | Chris Buich - State Farm Insurance Agent | 559 E Alisal St Ste 102 | (831) 256-2848 |
| 7 | Amezcua Insurance Services | 7 N Hebbron Ave | (831) 757-6313 |
| 8 | Lemus Insurance | 454 E Alisal St suite c | (831) 296-5888 |
| 9 | Rey Zagal - State Farm Insurance Agent | 246 Abbott St Ste A | (831) 676-3630 |
| 10 | Ramirez Insurance Services | 600 E Market St # 105 | (866) 561-6233 |
Ulises Gomez Insurance Agency, serving Salinas and Monterey County, provides supplemental insurance solutions. This agency specializes in policies that fill coverage gaps left by standard health or life insurance plans. Supplemental insurance can include accident, critical illness, or hospital indemnity plans that offer direct cash benefits. For residents in the area, it helps manage out-of-pocket medical expenses. The agency handles Medicare supplement plans and specific accident recovery policies for local clients.
Enrique Ramirez - State Farm Insurance Agent in Salinas, CA, provides supplemental insurance coverage to help clients manage out-of-pocket costs not covered by primary health plans. The agency offers support with policy applications, periodic plan reviews, and assistance during the claims process. Maintenance of coverage includes guidance on plan adjustments due to life changes such as marriage or new employment. They serve a variety of properties in the Salinas area, including single-family homes, apartments, retail sites, and restaurants.
Serving Salinas and the surrounding Monterey County communities, Joe Stretch - State Farm Insurance Agent provides supplemental insurance coverage designed to fill gaps left by primary health plans. This local agency helps clients manage the financial impact of unexpected medical events by handling options such as accident, critical illness, and hospital indemnity policies. The agent typically conducts a thorough review of an existing policy to identify potential shortfalls. Then, priorities are discussed to frame a supplemental plan that addresses specific personal needs.
A supplemental insurance agent often helps clients choose between a one-time policy for a specific event or a recurring plan that renews each term. Coverage typically includes accident, hospital indemnity, or critical illness options that work alongside primary health insurance to fill financial gaps. Fernando Lopez serves the Salinas, CA area as a State Farm Insurance Agent specializing in such supplemental policies. Services are available on a scheduled appointment basis to provide thorough plan explanations.
Homeowners, property managers, and small business owners in Salinas turn to Leavitt Central Coast for supplemental insurance agent services. These agents help clients fill gaps in primary policies, offering tailored coverage for specific needs like accident, critical illness, or hospital indemnity plans that provide extra financial security during unforeseen events. The company also assists with Medicare supplement options for retirees seeking to reduce out-of-pocket medical expenses. Its service area extends throughout Monterey County, including nearby communities such as Castroville and Prunedale.
Chris Buich - State Farm Insurance Agent offers supplemental insurance policies that fill gaps left by primary health plans, helping to cover deductibles, copays, and unexpected medical costs. Based in Salinas, CA, its agency provides personalized guidance to individuals and families seeking extra financial protection against out-of-pocket healthcare expenses. The team assists clients in understanding various supplemental options without pressuring them into unnecessary coverage. As flu season approaches each winter, the agency helps Salinas residents review their supplemental plans to ensure adequate protection against increased doctor visits and potential hospitalizations.
As winter storms and seasonal work shifts in Salinas create gaps in employer health coverage, many residents seek additional financial protection. Amezcua Insurance Services helps local clients fill these gaps as a supplemental insurance agent. They explain how accident, critical illness, or hospital indemnity policies can cover deductibles and lost income left by major medical plans. Every consultation focuses on the specific risks facing Monterey County households. An initial assessment reviews current health plans and out-of-pocket exposure to identify missing coverage.
Lemus Insurance provides supplemental insurance services to residents in and around Salinas, California, helping clients fill gaps in their primary health coverage. The company also works with local businesses to offer commercial supplemental plans that support employee benefit packages. Serving the broader Salinas area, this agency focuses on policies designed to manage out-of-pocket expenses for unexpected medical needs. Customers typically follow up with Lemus Insurance between regular service visits to adjust their coverage as personal or family circumstances change.
Rey Zagal - State Farm Insurance Agent in Salinas, CA, provides core insurance products and specializes in supplemental coverage that fills gaps left by primary health plans. These policies help individuals manage out-of-pocket medical expenses, offering financial support for deductibles and copays. The agency works with clients to integrate these additions into their existing coverage structures, ensuring comprehensive protection tailored to local needs. Its supplemental services are available to area offices, warehouses, and food service establishments, addressing the distinct risk profiles of each commercial environment.
Ramirez Insurance Services in Salinas, CA, is known for helping residents address gaps in their primary health coverage. The company assists clients by explaining how supplemental plans work alongside standard insurance to reduce out-of-pocket costs. Services typically focus on policies for accidents, critical illness, and hospital indemnity, tailored to individual needs and budgets. This local agency dedicates time to clarifying complex plan options without pressure. A specialty service it can add on is a review of existing Medicare supplements to ensure proper alignment with changing healthcare requirements.
What Does a a Supplemental Insurance Agent in Salinas Cost?
Costs for supplemental insurance in California vary by plan type age and health. Medicare Supplement Plan G for a 65 year old in Salinas typically ranges from $120 to $250 per month. Medicare Advantage plans often have low or zero monthly premiums but charge copays. Dental and vision plans cost $20 to $60 per month. This is general information not insurance advice.
About supplemental insurance agents in Salinas
Supplemental insurance agents in Salinas help residents find policies that cover gaps in Medicare or employer health plans. California law requires agents to be licensed by the state Department of Insurance. Agents can explain local options like Medicare Supplement plans and dental or vision coverage.
Frequently Asked Questions
What is a supplemental insurance agent in Salinas?
A supplemental insurance agent in Salinas helps you buy policies that pay for costs not covered by your main health plan. These agents are licensed in California and can compare plans from different companies.
How do I choose a supplemental insurance agent in Salinas?
Look for an agent who is licensed with the California Department of Insurance and has experience with Medicare or employer plans. You can check an agents license status on the California Department of Insurance website.
Are there time limits to buy supplemental insurance in California?
Yes. For Medicare Supplement plans you have a 6 month open enrollment period starting when you turn 65 and enroll in Medicare Part B. Outside that window you may face medical underwriting. California also has a birthday rule allowing you to switch Medigap plans within 60 days of your birthday.
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