The top-rated supplemental insurance agent in San Carlos, California is Gina Vallee - State Farm Insurance Agent, rated 5.0 stars across 104 reviews. Other highly rated options include Nadler Insurance, Inc., Ray Sullivan: Allstate Insurance, ISU Lovering Insurance Services. This directory lists 13 supplemental insurance agents serving San Carlos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Gina Vallee - State Farm Insurance Agent | 632 El Camino Real | (650) 593-8425 |
| 2 | Nadler Insurance, Inc. | 1560 Laurel St #200 | (650) 508-8000 |
| 3 | Ray Sullivan: Allstate Insurance | 742 El Camino Real | (650) 593-1221 |
| 4 | ISU Lovering Insurance Services | 1121 Laurel St | (650) 593-7601 |
| 5 | 365 Gold Insurance Services | 104 El Camino Real | (650) 777-7680 |
| 6 | Farmers Insurance - Nicky Papadakis | 1355 Laurel St | (650) 593-1666 |
| 7 | Peck & Peck Insurance | 1724 Laurel St #225 | (650) 592-5591 |
| 8 | Welcare Financial Group | 1668 El Camino Real | (650) 802-9288 |
| 9 | Insurance Solutions by JCA - JC Adviser | 867 American St Suite 200 | — |
| 10 | Campbell Agency | 1124 El Camino Real | (650) 591-7151 |
Gina Vallee - State Farm Insurance Agent serves San Carlos and the broader San Mateo County area, providing supplemental insurance solutions designed to fill gaps left by primary health coverage. The agency focuses on helping local residents manage out-of-pocket medical expenses and unexpected financial burdens associated with illness or injury. Clients can rely on personalized consultations to assess their individual needs and policy options. Specific services offered in this area include accident insurance and critical illness insurance.
Nadler Insurance, Inc. offers a range of supplemental insurance policies, including accident, critical illness, and hospital indemnity coverage to fill gaps in primary health plans. It also provides service plans that help clients manage out-of-pocket medical expenses and coordinate benefits for more predictable healthcare costs. Based in San Carlos, CA, the agency serves individuals and families, as well as owners of single-family homes, apartments, retail, and restaurants across the local area.
Homeowners, property managers, and businesses in San Carlos, CA turn to Ray Sullivan: Allstate Insurance for supplemental insurance coverage. This agency helps clients fill gaps in standard policies, offering solutions such as accident protection or critical illness plans to provide extra financial security. The service focuses on tailoring supplemental options to local needs, working closely with policyholders to ensure adequate support for unexpected events. Ray Sullivan also serves nearby communities like Redwood City and throughout the San Francisco Peninsula metro area.
ISU Lovering Insurance Services serves San Carlos and the surrounding Bay Area communities. As a supplemental insurance agent, the company handles policies that help cover gaps left by major medical plans. These include options like accident, cancer, and critical illness coverage. The typical job begins with reviewing a client’s current health plans and personal risk factors. From there, the agent recommends specific supplemental products that fit the client’s budget and needs. It then completes the application forms and explains the claim process, ensuring the client understands how benefits are paid.
In San Carlos, CA, 365 Gold Insurance Services distinguishes between one-time policy enrollments and recurring supplemental plans that require ongoing renewals. The agency offers supplemental insurance designed to help cover costs not addressed by primary health coverage, such as deductibles or copayments. These policies can be tailored to fit individual financial situations. Service here operates on an as-needed basis, with clients scheduling consultations or policy changes only when their coverage needs shift or annual review periods arrive.
Farmers Insurance - Nicky Papadakis in San Carlos, CA offers supplemental insurance agent services that help clients cover gaps in primary health plans. Its general service work includes explaining policy options for accident, critical illness, and hospital indemnity coverage. This independent agency assists local residents in navigating unexpected medical costs that standard insurance may not fully address. For example, it provides guidance during open enrollment periods, ensuring customers secure appropriate supplemental plans before coverage lapses occur.
As the busy summer travel season winds down in San Carlos, many residents review their health coverage for unexpected gaps. Peck & Peck Insurance fills a specific need in this process by offering supplemental insurance plans designed to pay for costs that major medical policies do not fully cover. These plans help clients manage deductibles, copayments, and other out-of-pocket expenses associated with hospital stays or routine care. The company begins every relationship with a straightforward in-person assessment of an individual’s existing policies and healthcare risks.
Welcare Financial Group works with individuals to secure health-related coverage and addresses gaps in primary insurance plans through supplemental insurance products. The firm serves residents in the San Carlos, California area by providing policies that can help manage out-of-pocket costs associated with medical events or extended care. These additional plans can be selected to complement existing benefits for more complete financial protection. The company can help employees across commercial sectors such as offices, warehouses, and food service operations.
Campbell Agency, based in San Carlos, CA, is known for helping local residents fill coverage gaps in their existing health plans. It offers supplemental insurance policies that provide additional financial protection for unexpected medical costs not covered by primary insurance. These plans typically help with expenses such as deductibles, copayments, and hospital stays. A specialty service the agency can add on is accident insurance, which pays a lump-sum benefit directly to the policyholder for covered injuries.
What Does a a Supplemental Insurance Agent in San Carlos Cost?
Supplemental insurance costs in California vary by plan type age and location. Medigap Plan G premiums for a 65-year-old in San Carlos typically range from 130 to 250 dollars per month. Medicare Advantage plans may have 0 dollar premiums but include copays and deductibles. Costs also depend on the insurance carrier and your health status for plans outside open enrollment. This is general information not insurance advice.
About supplemental insurance agents in San Carlos
Supplemental insurance agents in San Carlos California help residents find Medigap Medicare Advantage and other gap plans. California law provides a guaranteed issue right for Medigap plans during the six-month open enrollment period starting when you turn 65 and enroll in Medicare Part B. Working with a local agent can simplify comparing plans from multiple carriers.
Frequently Asked Questions
What does a supplemental insurance agent in San Carlos do?
A supplemental insurance agent helps you compare and enroll in plans like Medigap Medicare Advantage dental vision or hospital indemnity insurance. They explain plan benefits costs and network rules specific to San Carlos and San Mateo County.
When can I enroll in a Medigap plan in California?
You have a six-month Medigap open enrollment period that starts when you are 65 or older and enrolled in Medicare Part B. During this time insurers cannot deny you coverage or charge more due to health conditions under California and federal rules.
Are there California rules for Medicare supplement plans?
Yes California requires Medigap policies to be guaranteed renewable and standardized as Plans A B C D F G K L M and N. State law also allows a 30-day free look period to review your policy after purchase.
Supplemental Insurance Agents in Other California Cities
Alameda · Alhambra · Aliso Viejo · Anaheim · Antioch · Apple Valley · Arcadia · Atascadero · Bakersfield · Baldwin Park · Banning · Bell Gardens · Bellflower · Benicia · Berkeley