The top-rated supplemental insurance agent in San Jose, California is Acceptance Insurance, rated 4.9 stars across 1,064 reviews. Other highly rated options include Freeway Insurance, Preeti Sehgal - State Farm Insurance Agent, KC Independent Insurance Solutions, LLC. This directory lists 26 supplemental insurance agents serving San Jose.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Acceptance Insurance | 2602 Alum Rock Ave | (408) 610-7535 |
| 2 | Freeway Insurance | 1646 Story Rd | — |
| 3 | Preeti Sehgal - State Farm Insurance Agent | 1054 S De Anza Blvd STE 106 | (408) 320-1022 |
| 4 | KC Independent Insurance Solutions, LLC | 3031 Tisch Way Suite 308 | (408) 502-7080 |
| 5 | Shana Nelson - State Farm Insurance Agent | 960 Saratoga Ave #106 | (650) 988-8990 |
| 6 | Khalsa Insurance Agency | 3750 McKee Rd A | (408) 272-2500 |
| 7 | Bay Area Health Insurance | Medicare - International Travel Health Insurance - Insurance Agent in Bay Area | 1816 Tully Rd Suite 186 | (408) 903-4624 |
| 8 | Leavitt Pacific Insurance Brokers | 1570 The Alameda Suite 101 | (408) 288-6262 |
| 9 | Holly Labarber - State Farm Insurance Agent | 960 Saratoga Ave #106 | (408) 246-8992 |
| 10 | Brenda Huynh Insurance Services | 2114 Senter Rd STE 25 | (408) 310-0315 |
Acceptance Insurance serves San Jose, California and the surrounding Santa Clara County area as a supplemental insurance agent. It helps individuals bridge gaps in their primary health or life coverage, offering policies designed to manage out-of-pocket costs and provide additional financial protection. The agency focuses on explaining plan options clearly so clients can make informed decisions. Its services commonly include Medicare supplement plans and accident or critical illness insurance.
Freeway Insurance provides supplemental insurance coverage to individuals and businesses in San Jose, California, offering policies that fill gaps left by standard health or property plans. Its service includes guidance on policy options, routine policy reviews, and assistance with claims for additional protection. The company services single-family homes, apartment complexes, retail establishments, and restaurants in the local area.
Preeti Sehgal - State Farm Insurance Agent serves the San Jose, California area as a supplemental insurance agent. This business helps clients address gaps in primary health coverage by offering policies that cover additional medical expenses. Supplemental insurance plans can provide financial protection for unexpected events such as accidents or critical illnesses. These policies often pay benefits directly to the policyholder, helping manage out-of-pocket costs. The agent assists with accident and hospital indemnity plans throughout San Jose.
KC Independent Insurance Solutions, LLC, located in San Jose, CA, provides supplemental insurance agency services that help clients fill gaps in their primary health coverage. The company offers plans such as accident, critical illness, and hospital indemnity insurance, along with routine policy reviews to ensure continued alignment with clients’ evolving needs. Maintenance services include ongoing claims support and annual plan assessments. Its clientele encompasses single-family homes, apartments, retail establishments, and restaurants.
Shana Nelson - State Farm Insurance Agent serves San Jose, California, and the surrounding communities in Santa Clara County. The office handles supplemental insurance policies, including options for accident, critical illness, and hospital indemnity coverage. These plans can help individuals manage out-of-pocket costs associated with unexpected medical events. The agency provides personalized consultations to review each client’s existing coverage and identify potential gaps. For a typical job, the agent first listens to the client’s specific health concerns and financial situation before presenting tailored plan options that fit their needs.
Khalsa Insurance Agency serves homeowners and property managers in San Jose, California, helping them navigate the complexities of supplemental insurance coverage. The agency specializes in policies that fill gaps left by standard health or property plans, offering tailored options to meet individual needs. With a focus on clear explanations and personalized guidance, it assists clients in securing additional protection for medical costs or property-related expenses. The agency also extends its services to neighboring communities in the South Bay, including Campbell, ensuring broader access to coverage.
Bay Area Health Insurance | Medicare - International Travel Health Insurance - Insurance Agent in Bay Area specializes in helping clients navigate Medicare plans and international travel health coverage. As a supplemental insurance agent in San Jose, CA, it assists residents by filling gaps in primary insurance, offering tailored options for medical costs, and guiding enrollment. During tax season, many homeowners and retirees seek its advice on minimizing out-of-pocket expenses and managing late-enrollment penalties.
Leavitt Pacific Insurance Brokers in San Jose, CA, distinguishes between one-time plan enrollment for initial coverage and ongoing policy management for changing needs. Supplemental agents connect Medicare gaps, such as copays and deductibles, with tailored plans from private insurers. They also address vision, dental, and accident-related expenses not covered by standard health insurance. This agency structures its services on an as-needed basis, with clients scheduling reviews during annual enrollment periods or after major life events that affect their supplemental coverage.
As San Jose residents face rising out-of-pocket medical costs from unexpected illnesses or injuries, supplemental insurance can provide crucial financial support. Holly Labarber - State Farm Insurance Agent helps local individuals and families explore coverage options designed to fill gaps left by major medical plans. The agency focuses on policies that offer cash benefits for hospital stays, accidents, or critical illnesses. This service aims to reduce client stress by adding a layer of financial protection. Every new client begins with a personal review of their current coverage to identify uncovered areas.
Brenda Huynh Insurance Services provides supplemental insurance coverage to residents in and around San Jose, California. Commercial policies are also available to local businesses seeking financial protection beyond base health plans. The office serves clients throughout the broader Santa Clara Valley area. Claims assistance is offered during regular business hours. Follow-up appointments can be scheduled to review policy options, and repeat service is provided between annual enrollment periods to address any changes in coverage needs.
What Does a a Supplemental Insurance Agent in San Jose Cost?
Supplemental insurance costs in California vary by plan type age and location. Medigap Plan G premiums for a 65 year old in San Jose typically range from 120 to 250 dollars per month. Medicare Advantage plans often have zero dollar premiums but include copays and deductibles. Critical illness or hospital indemnity plans may cost 30 to 100 dollars per month. These figures are general estimates and your actual cost depends on your specific situation. This is general information and not insurance advice.
About supplemental insurance agents in San Jose
Supplemental insurance agents in San Jose help residents fill gaps in Medicare or employer health plans. California law requires agents to hold a valid state license and follow strict disclosure rules. Local agents understand Santa Clara County healthcare networks and can explain how California specific regulations affect your coverage options.
Frequently Asked Questions
What is a supplemental insurance agent in San Jose?
A supplemental insurance agent is a licensed professional who sells policies like Medigap Medicare Supplement or critical illness plans. In California agents must complete continuing education and disclose their license number on all communications. They help you compare plans from multiple carriers.
How do I verify a supplemental insurance agent license in California?
You can verify an agent license on the California Department of Insurance website at insurance.ca.gov. The site shows license status expiration date and any disciplinary actions. California requires all agents to renew their license every two years.
Are there time limits to buy Medigap in California?
Yes California has a six month Medigap open enrollment period that starts when you are 65 and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting. After this period insurers may deny coverage or charge higher rates based on health.
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