The top-rated supplemental insurance agent in San Marcos, California is Just Us Insurance Services, Inc., rated 5.0 stars across 255 reviews. Other highly rated options include Freeway Insurance, Vladan Trifunovic - State Farm Insurance Agent, Access Health Insurance Services Inc. This directory lists 15 supplemental insurance agents serving San Marcos.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Just Us Insurance Services, Inc. | 197 Woodland Pkwy Ste 104320 Suite 104 - 320 | (877) 777-7055 |
| 2 | Freeway Insurance | 630 Nordahl Rd Ste P | (760) 460-4417 |
| 3 | Vladan Trifunovic - State Farm Insurance Agent | 250 S Pacific St STE 103 | (760) 471-6111 |
| 4 | Access Health Insurance Services Inc | 950 Boardwalk STE 205 | (760) 727-9000 |
| 5 | Harding Insurance Agency Inc | 375 S Rancho Santa Fe Rd STE 105 | (760) 603-1100 |
| 6 | Schaub Insurance Agency, Inc. | 950 Boardwalk STE 205 | (760) 362-4646 |
| 7 | SGL Insurance Services | 250 S Pacific St STE 104 | (760) 290-3288 |
| 8 | Pacific Farm & Ranch Insurance Agency | 310 Via Vera Cruz Ste 203 | (858) 768-2498 |
| 9 | PHP Agency San Marcos, CA. | 1001 W San Marcos Blvd STE 205 | (760) 297-7931 |
| 10 | Piceno Insurance | 547 McMahr Rd | (760) 891-0741 |
Located in San Marcos, Just Us Insurance Services, Inc. serves San Diego County as a supplemental insurance agent. The company helps individuals find policies that cover gaps left by major medical plans, such as accident or critical illness expenses. These plans provide additional financial protection during unexpected health events. Clients can explore options for hospital indemnity coverage or fixed-benefit cancer policies, ensuring they have a layer of security beyond their primary health insurance in this area.
Freeway Insurance of San Marcos, California, serves local residents seeking supplemental coverage that fills gaps in standard health plans. The agency focuses on policies addressing out-of-pocket medical costs and income protection during illness or injury. Its service range includes planning options for dental, vision, accident, and critical illness needs common in this community. Clients are guided through selecting appropriate Medicare supplement or hospital indemnity plans. For those requiring tailored cancer or specified disease coverage, the office offers personalized consultation and policy enrollment support.
Vladan Trifunovic - State Farm Insurance Agency provides a range of supplemental insurance services, including accident, critical illness, and hospital indemnity coverage. The agency focuses on helping clients fill gaps left by primary health plans, ensuring financial protection for unexpected medical costs. Service plans typically involve personalized consultations to assess individual needs and ongoing policy reviews to adjust coverage as life circumstances change. The agency services a variety of properties in San Marcos, including single-family homes, apartments, retail spaces, and restaurants.
Homeowners and local business owners in San Marcos, California, can turn to Access Health Insurance Services Inc for supplemental insurance agent guidance. This agency helps clients select policies that fill coverage gaps left by primary health plans, including accident or critical illness protection. They also assist with dental and vision supplemental options tailored to individual needs. Coverage is available for residents in Encinitas and the surrounding coastal communities.
Harding Insurance Agency Inc serves San Marcos and the surrounding communities of North County San Diego. The agency handles supplemental insurance plans designed to help cover expenses not addressed by primary health coverage, such as accident, critical illness, or hospital indemnity policies. It works with individuals to identify gaps in their existing coverage and presents plan options that fit different needs and budgets. The typical job is handled through a personal consultation that reviews a client’s current policies before recommending suitable supplemental solutions.
Schaub Insurance Agency, Inc. in San Marcos specializes in supplemental insurance coverage, helping clients fill the financial gaps left by major medical plans. It offers individual policies such as accident, critical illness, and hospital indemnity plans. The agency assists local residents with understanding these focused products and selecting suitable options for their personal situations. It is particularly helpful during open enrollment periods when people review their current benefits and address unexpected medical costs that regular insurance may not fully cover.
SGL Insurance Services is a licensed supplemental insurance agency based in San Marcos, CA, where one-time enrollment processes are used for plans like accident or critical illness coverage, while monthly premium payments for these policies represent a recurring client obligation. In this area, supplemental insurance typically provides direct cash benefits to policyholders for expenses not covered by primary health plans. This agency offers coverage on an as-needed basis, allowing clients to apply for new policies whenever gaps in their existing protection occur.
As the fall harvest season approaches and local livestock owners prepare for increased health risks in the fields around San Marcos, Pacific Farm & Ranch Insurance Agency provides supplemental insurance solutions tailored to agricultural and ranch operations. The agency helps families bridge gaps left by standard health plans with focused coverage options for medical, accident, and hospitalization expenses. For clients managing ranches or farms in the surrounding county, a risk assessment begins with an in-person property and operations inspection to evaluate specific supplemental coverage needs.
PHP Agency San Marcos, CA works as a supplemental insurance agent, helping local residents fill gaps in their primary coverage. The agency specializes in offering add-on policies for accidents, critical illness, and hospital indemnity. These plans provide extra financial protection for individuals and families facing unexpected medical costs. The agency can serve commercial sectors such as offices, warehouses, and food service operations, arranging supplemental benefits for staff in those work environments.
What Does a a Supplemental Insurance Agent in San Marcos Cost?
Supplemental insurance costs in California vary by plan type age and location. For a 65-year-old in San Marcos a Plan G might cost between $120 and $250 per month while Plan N can range from $90 to $180 per month. Rates increase over time due to inflation and claims experience. This is general information not insurance advice.
About supplemental insurance agents in San Marcos
Supplemental insurance agents in San Marcos California help residents find Medigap and Medicare Supplement policies. California law provides a guaranteed issue period for Medigap plans when you first enroll in Medicare Part B. Local agents can explain how these plans work with Original Medicare and your specific health needs.
Frequently Asked Questions
What is a supplemental insurance agent in San Marcos?
A supplemental insurance agent in San Marcos helps you compare and enroll in Medicare Supplement plans also called Medigap. These agents are licensed in California and understand local insurance options.
When can I enroll in a Medigap plan in California?
You have a six-month Medigap Open Enrollment Period that starts when you are 65 or older and enrolled in Medicare Part B. During this time you can buy any Medigap policy without medical underwriting.
Does California have special Medigap rules?
Yes California has a birthday rule that allows you to switch to a similar or lesser Medigap plan within 60 days of your birthday without underwriting. This applies to plans from the same or different insurance company.
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