The top-rated supplemental insurance agent in Santa Barbara, California is Paul Cashman - State Farm Insurance Agent, rated 5.0 stars across 542 reviews. Other highly rated options include Stevens & Associates Insurance Agency, Inc., Baxter Insurance, CoreGen Insurance Agency, LLC. This directory lists 23 supplemental insurance agents serving Santa Barbara.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Paul Cashman - State Farm Insurance Agent | 3433 State St Suite B | (805) 687-6666 |
| 2 | Stevens & Associates Insurance Agency, Inc. | 3412 State St | (888) 467-4811 |
| 3 | Baxter Insurance | 1033 Santa Barbara St | (805) 963-4048 |
| 4 | CoreGen Insurance Agency, LLC | 300 E Canon Perdido St STE C1 | (805) 845-7517 |
| 5 | Baratto Sullivan & Co. Insurance Agency | 5266 Hollister Ave Ste 330 | (805) 682-8554 |
| 6 | Wisely Covered Medicare Insurance with Whitney Hagan | Clifton St | (805) 335-3229 |
| 7 | The Weiser Agency | 2064 Alameda Padre Serra #115 | (805) 984-3777 |
| 8 | Farmers Insurance - Bryan Pinkerton | 5276 Hollister Ave Ste 457 | (805) 896-0592 |
| 9 | Hollister Insurance | 5276 Hollister Ave | (805) 845-4785 |
| 10 | Santa Barbara Insurance Services LLC | 361 Hitchcock Way | (209) 580-7763 |
Paul Cashman - State Farm Insurance Agent serves the Santa Barbara, California metro area as a local supplemental insurance agent. This agency provides policies designed to cover gaps not addressed by primary health or life insurance plans. Supplemental insurance helps individuals manage out-of-pocket costs from accidents or critical illnesses. In this area, it assists clients in obtaining hospital indemnity plans and accident medical expense coverage.
Stevens & Associates Insurance Agency, Inc. provides supplemental insurance coverage, helping individuals and businesses fill gaps in their primary health or property policies. The agency assists clients in understanding and selecting appropriate plans while offering ongoing service support to maintain coverage as needs change. It is based in Santa Barbara, CA. The agency services a variety of property types, including single-family homes, apartments, retail stores, and local restaurants.
Baxter Insurance serves homeowners, businesses, and property managers in Santa Barbara, California, by providing supplemental insurance policies that cover gaps left by standard plans. The agency helps clients manage out-of-pocket expenses related to deductibles and medical emergencies. It offers guidance on selecting appropriate coverage to protect against unforeseen financial loss. Baxter Insurance also assists with policy reviews to ensure adequate protection for changing needs. In addition to Santa Barbara, the agency extends its services to the neighboring community of Goleta.
Some supplemental insurance situations require only a one-time enrollment, while others benefit from scheduled annual reviews to adjust coverage. CoreGen Insurance Agency, LLC, located in Santa Barbara, CA, assists clients with policies that help cover costs left by primary health plans. Their agents often offer protection plans for hospital stays, accidents, or critical illnesses. For clients needing flexible support, the service runs on either a one-time or as-needed basis depending on the policy held.
Serving Santa Barbara and the surrounding communities, Baratto Sullivan & Co. Insurance Agency handles supplemental insurance policies that help cover gaps left by major medical plans. This local agency works with clients to find plans for needs such as accident, critical illness, and hospital indemnity coverage. By conducting personal consultations to review individual health and financial circumstances, it presents a selection of options from various carriers. The agency then explains each policy’s benefits and limitations, helping customers make an informed choice that suits their specific situation.
Wisely Covered Medicare Insurance with Whitney Hagan specializes in analyzing and enrolling clients in Medicare Supplement and prescription drug plans to fill coverage gaps. It also assists with annual enrollment paperwork and plan comparisons for local beneficiaries in Santa Barbara, California. The agency navigates clients through often-confusing plan options and helps manage out-of-pocket costs. It particularly aids seniors facing the fall Annual Enrollment Period or those needing last-minute coverage following a sudden job-based insurance loss.
With the changing seasons along the California coast, many Santa Barbara residents review their current coverage for unexpected medical gaps. The Weiser Agency provides supplemental insurance solutions tailored to address these out-of-pocket expenses, helping clients manage costs that primary plans may not fully cover. Their approach focuses on identifying individual needs and offering relevant policy options. An initial consultation typically involves a thorough assessment of existing benefits to determine how different supplement plans could fill specific financial vulnerabilities.
Farmers Insurance - Bryan Pinkerton operates in Santa Barbara, California, by assisting clients in obtaining foundational insurance coverage for their homes, vehicles, and personal assets. This agency also offers supplemental insurance products, including accident, critical illness, and hospital indemnity plans, to fill gaps in standard policies. These add-ons provide additional financial protection when primary coverage may not fully apply. Its services are available to a variety of commercial clients, including offices, warehouses, and food service establishments that require tailored risk management solutions.
Hollister Insurance serves residents of Santa Barbara, California, providing supplemental insurance to help cover gaps not addressed by primary health plans. The agency also assists local businesses with commercial supplemental coverage for their employees throughout the Santa Barbara area. Policies are designed to offer financial support for unexpected medical costs, deductibles, or lost income during recovery. Clients can schedule follow-up appointments to review policy adjustments or address new needs between regular service visits, ensuring continuous support as circumstances change.
Santa Barbara Insurance Services LLC is known for guiding residents through supplemental insurance options that bridge gaps in standard health coverage. Serving clients throughout Santa Barbara, CA, the agency focuses on policies such as accident, critical illness, and hospital indemnity plans. These products help manage out-of-pocket costs not covered by primary medical insurance. Its agents provide personalized consultations to match individuals with appropriate plans for their unique needs and budgets. The company also offers specially tailored short-term coverage for individuals between major life or employment transitions.
What Does a a Supplemental Insurance Agent in Santa Barbara Cost?
Supplemental insurance costs in California vary by plan type, age, and location. Medigap Plan G premiums in Santa Barbara typically range from $120 to $250 per month for a 65-year-old. Medicare Advantage plans may have $0 monthly premiums but include copays. Dental and vision add-on plans cost between $30 and $80 per month. This is general information, not insurance advice.
About supplemental insurance agents in Santa Barbara
Supplemental insurance agents in Santa Barbara help residents navigate Medicare supplements, dental plans, and hospital indemnity policies. California law requires agents to hold a valid Department of Insurance license and follow strict disclosure rules. Local agents understand the specific needs of Santa Barbara seniors and the regional healthcare network.
Frequently Asked Questions
What is a supplemental insurance agent in Santa Barbara?
A supplemental insurance agent is a licensed professional who helps you buy policies that cover gaps in your primary health insurance. In California, agents must be certified to sell Medicare-related products. They can explain options like Medigap plans A through N.
When can I enroll in a Medigap plan in California?
In California, the Medigap open enrollment period lasts six months starting when you turn 65 and enroll in Medicare Part B. During this time, insurers cannot deny coverage or charge more due to health conditions. After this window, you may face medical underwriting.
Are there California-specific rules for supplemental insurance agents?
Yes. California Insurance Code Section 10127.3 requires agents to provide a standardized outline of coverage. Agents must also follow the state's Medicare Supplement Insurance Buyers Guide. They cannot misrepresent plan benefits or use high-pressure sales tactics.
Supplemental Insurance Agents in Other California Cities
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