The top-rated supplemental insurance agent in Santa Rosa, California is Health For California - Covered CA Enrollment, rated 5.0 stars across 9,582 reviews. Other highly rated options include Acceptance Insurance, Barber Insurance Agency, Valley West Insurance Services. This directory lists 21 supplemental insurance agents serving Santa Rosa.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Health For California - Covered CA Enrollment | 4000 Montgomery Dr d7 | (877) 752-4737 |
| 2 | Acceptance Insurance | 1331 Guerneville Rd Ste R | (707) 312-7045 |
| 3 | Barber Insurance Agency | 620 College Ave | (707) 526-7900 |
| 4 | Valley West Insurance Services | 1630 Sebastopol Rd #102 | (707) 575-9378 |
| 5 | Jeff Lecoeuche Insurance Agency, Inc. | 726 Mendocino Ave | (707) 526-5222 |
| 6 | Farmers Insurance - Frank Nappi | 618 4th St Ste 213&215 | (707) 244-4555 |
| 7 | Loewen Insurance Services | 100 Stony Point Rd # 270 | (707) 528-8483 |
| 8 | Vassallo Insurance Services LLC | 445 Orchard St # 111 | (707) 527-3150 |
| 9 | Insure Shield Agency LLC | 1712 Arroyo Sierra Cir | (707) 684-2500 |
| 10 | JC Lewis Insurance Services | 100 E St #205 | (866) 745-9555 |
Health For California - Covered CA Enrollment serves Santa Rosa and Sonoma County as a supplemental insurance agent. The company assists local residents in understanding and selecting policies that fill gaps left by major medical plans, including coverage for accident costs and critical illness needs. Their work focuses on finding plans that help manage out-of-pocket expenses during unexpected health events. The agency handles both Medicare supplement enrollment and short-term health insurance options for individuals and families.
Acceptance Insurance serves Santa Rosa and the surrounding communities of Sonoma County, handling a range of supplemental insurance policies for individuals and families. These plans help cover gaps left by primary health insurance, including needs such as accident or critical illness coverage and dental or vision care. For a typical job, the agent reviews a client’s existing coverage, then recommends specific supplemental plans to address those identified gaps without overlapping benefits.
Barber Insurance Agency in Santa Rosa, California, provides a range of supplemental insurance options to help cover gaps left by standard health or Medicare policies. The agency offers ongoing assistance with policy selection, enrollment, and claims support to ensure clients maintain appropriate coverage as their needs change. Its services are available for individuals as well as for those owning single-family homes, apartments, retail businesses, and restaurants.
Valley West Insurance Services serves homeowners and local businesses in Santa Rosa, California seeking supplemental insurance protection. They help clients understand policies that fill gaps in standard health or property coverage, ensuring individuals and property managers can plan for unexpected costs. The agency works closely with each customer to explain options clearly, addressing common concerns about medical or deductible expenses. Their service area also extends to the neighboring communities of Rohnert Park and Cotati for those in need of reliable supplemental insurance guidance.
Serving Santa Rosa, California, and the surrounding Sonoma County communities, Jeff Lecoeuche Insurance Agency, Inc. works as a supplemental insurance agent. It handles policies designed to help cover costs that primary health insurance may not fully address. The agency guides clients through the particulars of these specific coverage options, focusing on clear explanations of policy features. To manage a typical request, it begins by assessing an individual’s existing coverage gaps and then presents targeted solutions that align with that person’s financial and healthcare situation.
Farmers Insurance - Frank Nappi in Santa Rosa, CA, assists clients by distinguishing between supplemental plans that require a single enrollment for continuous coverage and policies that are purchased for a specific, finite term. Their supplemental insurance agent services address gaps left by major medical plans, often covering accident, critical illness, or hospital indemnity expenses. Local residents benefit from personalized guidance on how these layers of protection work alongside existing health coverage. Client consultations and policy management in this area are typically arranged on a scheduled, as-needed basis to meet individual needs.
Loewen Insurance Services offers specialized supplemental insurance plans that fill gaps left by major medical policies, including coverage for accidents, critical illness, and hospital indemnity. The agency in Santa Rosa, CA, also helps clients evaluate their current benefits to identify where additional protection may be needed. During the wildfire season or a major medical diagnosis, it assists residents in understanding how extra coverage can offset deductibles and out-of-pocket costs.
As the summer wildfire season approaches in Sonoma County, homeowners in Santa Rosa increasingly seek additional financial protection beyond standard policies. Vassallo Insurance Services LLC offers supplemental insurance coverage that can help fill common gaps left by major medical plans. The company focuses on products designed to cover deductibles and out-of-pocket expenses during unexpected health events or hospital stays. A client's first step typically involves a personalized assessment of their existing coverage and any specific risks they face in the region.
Insure Shield Agency LLC in Santa Rosa, CA, provides supplemental insurance services to individuals and families residing in their local homes. The agency also extends these gap coverage solutions to businesses operating within the surrounding Sonoma County service area. Supplemental agents assist clients by bridging the financial gaps left by primary health or Medicare plans. A focus is placed on ensuring policyholders follow up between regular visits to review any changes in their needs or coverage gaps.
What Does a a Supplemental Insurance Agent in Santa Rosa Cost?
In California, supplemental insurance costs vary by plan type and provider. Medicare Supplement Plan G premiums in Santa Rosa can range from $100 to $250 per month for a 65-year-old. Dental and vision add-on plans may cost $30 to $80 monthly. Costs depend on your age, health, and the insurance company. This is general information, not insurance advice.
About supplemental insurance agents in Santa Rosa
Supplemental insurance agents in Santa Rosa, California help residents find policies that cover gaps in Medicare or employer health plans. California law allows a 30-day free look period for Medicare Supplement plans, giving you time to review your choice. Local agents can explain how plans work with Sonoma County medical providers and California-specific regulations.
Frequently Asked Questions
What is a supplemental insurance agent in Santa Rosa?
A supplemental insurance agent helps you buy policies that pay for costs not covered by original Medicare or employer insurance. They are licensed in California and can explain options like Medigap, dental, vision, and hospital indemnity plans.
When can I enroll in a Medicare Supplement plan in California?
You have a six-month Medigap open enrollment period starting the month you turn 65 and enroll in Medicare Part B. In California, you also have a birthday rule that lets you switch to a similar Medigap plan within 30 days of your birthday without medical underwriting.
Do supplemental insurance agents charge fees in Santa Rosa?
Most supplemental insurance agents are paid by the insurance company through commissions, so you typically do not pay a fee directly. However, some agents may charge a consultation fee, which they must disclose upfront under California law.
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