The top-rated supplemental insurance agent in Temecula, California is Old Harbor Insurance Services, rated 5.0 stars across 1,246 reviews. Other highly rated options include Inszone Insurance Services, Hawkguard Insurance Services, Carver Insurance Services, Inc - Temecula. This directory lists 13 supplemental insurance agents serving Temecula.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Old Harbor Insurance Services | 43015 Black Deer Loop #201 | (951) 297-9740 |
| 2 | Inszone Insurance Services | 27710 Jefferson Ave STE 100 | (951) 676-6000 |
| 3 | Hawkguard Insurance Services | 28545 Old Town Front St #201A | (951) 494-7272 |
| 4 | Carver Insurance Services, Inc - Temecula | 33321 Temecula Pkwy Suite 102 | (951) 676-0540 |
| 5 | Zachary Mosby, Orr and Associates | 28780 Single Oak Dr STE 255 | (951) 395-0167 |
| 6 | The Health Insurance Lady Jami McNees | 41669 Winchester Rd # 101 | (951) 265-2784 |
| 7 | The Health Insurance Guy | 41669 Winchester Rd Ste 101 | (951) 972-2099 |
| 8 | Koltun Advantage Insurance Services | 31217 Pauba Rd Suite #200 | (951) 331-3007 |
| 9 | RH Benefits Insurance Services Inc. | 41593 Winchester Rd #212 | (909) 237-6334 |
| 10 | SoCal Supplemental Resources | 40335 Winchester Rd Suite E157 | — |
Old Harbor Insurance Services serves the Temecula area and surrounding Riverside County as a local supplemental insurance agent. It helps clients fill gaps in their primary health coverage by offering a range of optional policies. These plans are designed to provide financial protection for out-of-pocket medical costs and everyday expenses. The company also assists with claims and policy questions to simplify the insurance process. Its work includes handling accident and hospital indemnity policies for local residents.
As the seasons change in Temecula, many families begin to evaluate their existing health coverage for gaps. Inszone Insurance Services addresses this local need by offering supplemental insurance plans designed to fill those gaps. As a dedicated supplemental insurance agent, the company works with clients to identify policies that align with personal medical expenses and out-of-pocket costs. The first step toward enrollment involves a thorough review of a client’s current coverage and specific financial situation during an initial assessment.
Hawkguard Insurance Services in Temecula, CA provides a range of supplemental insurance products to help clients cover gaps left by primary health plans. The agency focuses on offering personalized service and regular policy reviews to ensure coverage keeps pace with changing needs. Its maintenance approach includes helping customers understand and file claims when necessary. Hawkguard serves property owners and tenants in the area, including those with single-family homes, apartments, retail spaces, and restaurants.
Serving homeowners, renters, and small business owners in the area, Carver Insurance Services, Inc in Temecula provides supplemental insurance to help cover gaps left by primary health or property policies. Their agents guide clients through Medicare supplements, accident, and critical illness options, explaining how these plans work with existing coverage. The agency delivers straightforward advice for those seeking extra financial protection against unexpected medical or other costs. Carver Insurance Services, Inc also assists residents in nearby Murrieta with its supplemental insurance solutions.
Zachary Mosby, Orr and Associates serves Temecula, California, and the surrounding communities in Riverside County. The company focuses on supplemental insurance, offering coverage that helps fill gaps left by primary health plans. They work with clients to identify policies that address specific financial vulnerabilities. For a typical job, the agency first reviews an individual’s existing coverage before presenting clear plan options and explaining the benefits of each choice.
The Health Insurance Lady Jami McNees offers one-time policy enrollment as well as recurring service options that manage renewals and coverage adjustments. As a supplemental insurance agent in Temecula, California, the company helps clients fill gaps left by primary health plans with policies that cover specific medical events or income loss. Business service runs on both a scheduled and as-needed basis, with appointments available for annual reviews or urgent policy changes.
The Health Insurance Guy in Temecula, CA specializes in offering supplemental insurance policies that fill coverage gaps left by major medical plans. The agency guides clients through options like accident, critical illness, and hospital indemnity plans to reduce out-of-pocket costs. These services help individuals and families manage unexpected health expenses not fully covered by primary insurance. As the end of open enrollment approaches, the agency frequently assists clients evaluating if a supplemental plan is needed to cover high deductibles.
Koltun Advantage Insurance Services in Temecula, CA, assists individuals and families in obtaining essential health coverage while specializing in supplemental insurance policies that fill gaps not covered by primary plans. These add-on options include accident, critical illness, and hospital indemnity plans, providing extra financial protection during medical events. The agency serves local commercial sectors, offering tailored benefits solutions for small offices, industrial warehouses, and food service operations.
As Temecula families begin open enrollment or face a change in health coverage, understanding gaps in Medicare or major medical plans is essential. RH Benefits Insurance Services Inc. addresses this need as a supplemental insurance agent offering focused guidance for residents. Their process begins with a personalized conversation that reviews current coverage and identifies possible gaps. They then present relevant Medicare supplement or other supplemental options that suit individual requirements. The initial step toward obtaining such protection involves a complimentary review of the client’s existing benefits and health situation.
What Does a a Supplemental Insurance Agent in Temecula Cost?
Costs for supplemental insurance in California vary by plan type age and health status. Medigap plans in Temecula typically range from 100 to 300 per month for standard plans. Medicare Advantage plans may have 0 monthly premiums but include copays and deductibles. Agent services are usually free to you because they earn commissions from insurance companies. This is general information not insurance advice.
About supplemental insurance agents in Temecula
Supplemental insurance agents in Temecula California help residents find Medigap Medicare Advantage or other health plan options to fill coverage gaps. California law requires agents to be licensed by the California Department of Insurance and follow strict rules about plan comparisons and enrollment periods. Temecula agents can guide you through the annual enrollment period and special enrollment periods specific to California.
Frequently Asked Questions
What does a supplemental insurance agent in Temecula do?
A supplemental insurance agent helps you compare and enroll in Medigap Medicare Advantage or other health plans. They explain coverage options costs and how plans work with Original Medicare. Agents must follow California rules about fair marketing and disclosure.
When can I enroll in a supplemental plan in California?
You can enroll in a Medigap plan during the 6-month Medigap Open Enrollment Period that starts when you turn 65 and enroll in Medicare Part B. California also has a birthday rule that lets you switch Medigap plans within 60 days of your birthday without medical underwriting. Other enrollment periods apply for Medicare Advantage.
Are supplemental insurance agents in Temecula regulated by California law?
Yes all agents must hold a valid California insurance license and follow the California Insurance Code. They must provide clear plan comparisons and cannot use misleading sales tactics. The California Department of Insurance handles complaints and ensures compliance.
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