The top-rated supplemental insurance agent in Tracy, California is Katie Brazil – State Farm Insurance Agent, rated 5.0 stars across 507 reviews. Other highly rated options include Fiesta Auto Insurance & Tax Service, Freeway Insurance, TCS Insurance Brokers. This directory lists 20 supplemental insurance agents serving Tracy.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Katie Brazil – State Farm Insurance Agent | 4598 S Tracy Blvd Suite 140 | (925) 344-4696 |
| 2 | Fiesta Auto Insurance & Tax Service | 1260 W 11th St | (209) 831-9040 |
| 3 | Freeway Insurance | 1878 W 11th St | (209) 375-7108 |
| 4 | TCS Insurance Brokers | 1015 N Central Ave | (209) 207-0577 |
| 5 | Farmers Insurance - Akmal Qadir | 2680 N Tracy Blvd Ste 1 | (209) 699-1033 |
| 6 | AAA Tracy Branch | 2102 W Grant Line Rd | (209) 833-5900 |
| 7 | Omar Ziad - State Farm Insurance Agent | 23 E 6th St | (209) 835-1400 |
| 8 | Avantika's Insurance Agency | 120 E 12th St | (209) 400-9785 |
| 9 | Steven Sanchez - State Farm Insurance Agent | 4598 S Tracy Blvd | (925) 443-6623 |
| 10 | M3 Monagan Miller McCreary Insurance | 1137 Adam St Suite B | (209) 835-6656 |
Katie Brazil – State Farm Insurance Agent serves Tracy, California, and the surrounding San Joaquin County area. This agency provides supplemental insurance solutions designed to cover gaps left by major medical plans. It assists local residents in securing policies that help manage out-of-pocket expenses from accidents, critical illnesses, or hospital stays. The agency also offers plans addressing specific needs such as dental and vision care, which are not always included in standard health coverage.
Fiesta Auto Insurance & Tax Service in Tracy, California works as a supplemental insurance agent, providing coverage options that fill gaps in primary health plans. Its specialty add-ons include policies for dental, vision, accident, and critical illness, designed to manage out-of-pocket expenses. The agency serves a range of commercial sectors, including offices needing employee health riders, warehouses requiring injury protection plans, and food service businesses seeking liability coverage for their daily operations.
Freeway Insurance provides supplemental insurance services to residential clients in Tracy, California, helping cover gaps left by standard health or life policies. Commercial coverage is also available for local small businesses seeking additional protection. The agency serves customers throughout the Tracy area, offering tailored options to meet varied needs without overstating capabilities. Clients are encouraged to reach out for follow-up or repeat service between regular visits, ensuring their supplemental policies remain aligned with changing circumstances.
TCS Insurance Brokers in Tracy, CA works with local homeowners and property managers to find supplemental insurance coverage that fills gaps in standard policies. The agency helps clients secure additional protection for unexpected costs not covered by primary plans, such as accident or critical illness expenses. These services are available throughout the central San Joaquin Valley, including neighboring communities like Manteca.
Serving Tracy and nearby communities across San Joaquin County, this agency handles supplemental insurance policies designed to cover gaps left by major medical plans. It assists local clients with options such as accident, critical illness, hospital indemnity, and Medicare supplement coverage. The typical job begins with a thorough review of the individual’s current health insurance to identify potential out-of-pocket exposures, followed by matching supplemental products to those specific needs for improved financial protection.
AAA Tracy Branch provides supplemental insurance services to the local area, offering policies that fill gaps in standard health or Medicare coverage. Its service approach includes assisting clients with plan selection, explaining policy details, and helping with annual enrollment updates. Maintenance support involves processing claims assistance and addressing questions about coverage changes. Clients can schedule individual appointments to review their specific needs and policy status throughout the year. The branch services properties including single-family homes, apartments, retail stores, and restaurants within the Tracy community.
Omar Ziad - State Farm Insurance Agent in Tracy, CA offers supplemental insurance coverage that can be chosen as a one-time policy or as a recurring plan with ongoing premium payments. The typical area coverage helps fill gaps left by major medical insurance, addressing expenses such as deductibles or copays for illness or injury. Supplemental insurance protects against financial shortfalls from unexpected health events. Service for obtaining policies or filing a claim typically runs entirely on an as-needed basis, scheduled at a client's convenience.
Avantika's Insurance Agency specializes in supplemental insurance plans designed to fill coverage gaps, serving clients throughout Tracy, California. It assists individuals and families by offering policies that provide additional financial protection for unexpected medical events and routine health needs. By complementing major medical insurance, these plans help manage out-of-pocket costs and deductibles. The agency also helps customers evaluate supplemental options during open enrollment periods or after a significant life change, such as the arrival of a new baby or a seasonal transition to retirement.
As the seasons shift in Tracy, residents often review their existing health coverage to see if unexpected gaps remain for medical events or hospital stays. Steven Sanchez - State Farm Insurance Agent offers supplemental insurance policies designed to help cover those out-of-pocket costs that primary plans may exclude or limit. This can include assistance with copayments, deductibles, or extended recovery periods after a serious illness or accident. The process begins with a no-obligation inspection of your current benefits and an initial assessment to clarify your specific needs and budget.
M3 Monagan Miller McCreary Insurance provides coverage solutions for unexpected health care expenses not fully paid by primary medical plans. This supplemental insurance agency serves the Tracy, California area, offering specialized add-on policies that address specific gaps in standard coverage. These policies help manage out-of-pocket costs from deductibles, copayments, and other medical charges. The agency works with various commercial sectors including offices, warehouses, and food service establishments to help employees understand and select suitable supplemental plans.
What Does a a Supplemental Insurance Agent in Tracy Cost?
Medigap Plan G in Tracy California typically costs between $120 and $250 per month for a 65-year-old non-smoker depending on the insurer and underwriting. Medicare Advantage plans often have $0 monthly premiums but may have copays and deductibles. Costs vary by health status age and plan type. This is general information not insurance advice.
About supplemental insurance agents in Tracy
Supplemental insurance agents in Tracy California help residents find Medigap and Medicare Advantage plans that work with Original Medicare. California state law provides a guaranteed issue right for Medigap plans during the initial enrollment period and in certain special circumstances. Local agents can explain how Tracy area health care providers accept different supplemental plans.
Frequently Asked Questions
What is the best time to buy a Medigap plan in Tracy?
The best time is during your Medigap Open Enrollment Period which starts when you are 65 and enrolled in Medicare Part B. In California you have a 6-month window with guaranteed issue rights. After that you may face medical underwriting.
Can I switch Medicare Advantage plans in Tracy California?
Yes you can switch during the Annual Enrollment Period from October 15 to December 7 each year. California also has a Medicare Advantage Open Enrollment Period from January 1 to March 31. You can change to a different Advantage plan or return to Original Medicare during these times.
Do supplemental insurance agents in Tracy charge fees?
Most agents are paid commissions by the insurance companies so they do not charge you a direct fee. You pay the same premium whether you use an agent or buy directly. Always confirm with the agent if there are any fees before starting.
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