The top-rated supplemental insurance agent in Ventura, California is Salena Bracamontes - State Farm Insurance Agent, rated 5.0 stars across 551 reviews. Other highly rated options include Forward Insurance Agency, Stephanie Sipe - State Farm Insurance Agent, Best Access Insurance. This directory lists 18 supplemental insurance agents serving Ventura.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Salena Bracamontes - State Farm Insurance Agent | 10235 Telephone Rd D | (805) 647-7600 |
| 2 | Forward Insurance Agency | 2686 Johnson Dr #201 | (805) 292-3377 |
| 3 | Stephanie Sipe - State Farm Insurance Agent | 7880 Telegraph Rd c | (805) 941-3300 |
| 4 | Best Access Insurance | 3445 Telegraph Rd #102 | (805) 650-9411 |
| 5 | Venture Casualty Insurance Services | 1567 Spinnaker Dr suite 201 | (855) 602-0222 |
| 6 | Direct Service Insurance | 1629 E Main St Suites B and C | (805) 641-0422 |
| 7 | Sather's Insurance Service | 5725 Ralston St Ste 214 | (805) 644-8600 |
| 8 | Gallagher Insurance, Risk Management & Consulting | 196 S Fir St | (805) 585-6100 |
| 9 | CAESARS INSURANCE AGENCY | 921 E Main St UNIT B | (805) 232-6661 |
| 10 | Acrisure Ventura, CA (Coastal States Insurance Services) | 1986 S Victoria Ave | (805) 642-5290 |
Salena Bracamontes - State Farm Insurance Agent serves the Ventura, California area as a supplemental insurance agent, helping residents close coverage gaps left by primary health plans. The agency focuses on policies designed to handle unexpected medical expenses and income loss. Common supplemental offerings include accident and hospital indemnity insurance. The agent also assists clients with critical illness coverage for conditions such as cancer or heart attack.
Forward Insurance Agency serves homeowners, businesses, and property managers in Ventura, California who seek supplemental insurance policies. As a local supplemental insurance agent, it helps clients address gaps in standard coverage by offering plans that assist with unexpected costs not fully covered by primary insurance. These services are designed to provide additional financial protection for a range of personal and commercial property needs. The agency also extends its coverage options to clients in the neighboring community of Oxnard and the surrounding Ventura County metropolitan area.
Stephanie Sipe - State Farm Insurance Agent in Ventura, CA, provides supplemental insurance coverage designed to fill gaps left by major medical policies. Her agency offers service plans that help clients manage unexpected out-of-pocket costs through tailored accident, critical illness, and hospital indemnity options. Regular policy reviews are conducted to adjust coverage as personal circumstances change. This local supplemental insurance agent serves a variety of properties including single-family homes, apartments, retail stores, and restaurants throughout the Ventura area.
Best Access Insurance serves Ventura, California, and the surrounding communities of the Oxnard Plain and Channel Islands Harbor area. As a supplemental insurance agent, the company handles policies that help cover gaps left by primary health or Medicare plans, such as accident, hospital indemnity, and critical illness protection. For each client, it begins with a straightforward review of existing coverage to identify potential shortfalls and then presents flexible plan options to address those specific needs.
Venture Casualty Insurance Services, based in Ventura, CA, distinguishes between one-time supplemental policies, which cover a single medical event, and recurring plans that provide ongoing financial protection for hospital stays or critical illness. A supplemental insurance agent in this region helps individuals fill gaps in primary health coverage, ensuring that out-of-pocket expenses from copays or deductibles are managed. Service is provided on a scheduled basis, with periodic reviews to adjust coverage as needs change.
Direct Service Insurance provides supplemental insurance agent services in Ventura, California, specializing in policies that fill gaps left by major medical plans. It helps residents manage out-of-pocket expenses not fully covered by primary health coverage. This includes offering Medicare supplement and accident or critical illness plans, which are designed to reduce financial strain from deductibles and copayments. The company serves local individuals and families seeking additional security against unexpected medical costs. As cold and flu season increases healthcare needs, it assists clients in reviewing their coverage to avoid surprise bills.
As many Ventura residents begin exploring their fall Medicare options or seeking coverage for gaps in employer plans, Sather's Insurance Service offers guidance on supplemental insurance plans. The agency focuses on policies that can help cover out-of-pocket costs such as copayments and deductibles not addressed by original Medicare. They review individual health needs and budget constraints during a consultation. To begin, the agent schedules an initial assessment of current coverage and specific financial goals to recommend suitable plan options.
Gallagher Insurance, Risk Management & Consulting provides a range of insurance services for clients in Ventura, CA, focusing on risk management and consulting. As a supplemental insurance agent, the firm helps individuals and businesses address coverage gaps not filled by standard policies, such as accident, critical illness, or hospital indemnity plans. It serves various commercial sectors, including local offices, warehouses, and food service establishments.
CAESARS INSURANCE AGENCY is a supplemental insurance agent based in Ventura, California, providing plans that cover gaps left by major medical policies. Its offerings typically include accident, critical illness, and hospital indemnity insurance to help clients manage out-of-pocket costs. Residents across the region can meet with agents to review personal coverage needs and select appropriate short-term or fixed-benefit products. For those seeking added protection, the agency can supply a cancer insurance supplement for comprehensive financial support during treatment.
Acrisure Ventura, CA (Coastal States Insurance Services) primarily provides supplemental insurance coverage for residential clients in the Ventura area. It also offers commercial policies that address specific gaps in standard health or life plans for local businesses and individuals. The firm serves policyholders throughout Ventura County, helping them manage out-of-pocket costs associated with unexpected medical events or accidents. Regular follow-up assistance ensures clients can adjust their supplemental plans as their coverage needs change between routine health insurance renewal periods.
What Does a a Supplemental Insurance Agent in Ventura Cost?
Supplemental insurance costs in California vary by plan type age and location. Medigap Plan G premiums for a 65-year-old in Ventura typically range from 120 to 250 dollars per month. Medicare Advantage plans often have low or zero monthly premiums but may include copays and deductibles. Some agents receive commissions from insurers while others charge a flat fee. This is general information and not insurance advice.
About supplemental insurance agents in Ventura
Supplemental insurance agents in Ventura California help residents find coverage that fills gaps in Medicare or health plans. California state law requires agents to be licensed by the Department of Insurance and to follow strict disclosure rules. Local agents understand Ventura County medical networks and can compare plans from multiple carriers.
Frequently Asked Questions
What is a supplemental insurance agent in Ventura?
A supplemental insurance agent in Ventura is a licensed professional who helps you buy policies like Medigap Medicare Supplement or Medicare Advantage. They explain plan differences and assist with enrollment. Agents must follow California insurance regulations and cannot charge you a fee for their service.
When can I enroll in a Medigap plan in California?
California law gives you a six-month Medigap open enrollment period starting when you first enroll in Medicare Part B at age 65 or older. During this time you can buy any Medigap policy without medical underwriting. Outside this window insurers may ask health questions and can deny coverage.
Do I need a supplemental insurance agent in Ventura?
Working with an agent can help you compare plans from different companies and find one that fits your budget and health needs. Agents know which local hospitals and doctors accept each plan. In California agents must provide you with a written outline of coverage before you buy.
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